Car insurance varies unbelievable....

As you may know i bought the B*tch a Suzuki Vitara Rossini for her 21st. I was going to add her to my Trade Policy but it was going to cost £1,000 per year (Fully Comp)

I stumbled across two Insurance Supermarkets whilst browsing :

The Money Supermarket and Confused.Com

With these you simply put in your personal and vehicle details and they search approx 50 different on-line insurance companies for the various estimates and list them in price order.

As you can see below there is a HUGE differance in the estimates and it hasnt picked up on First Alternative who are the cheapest by far. So these may not be brilliant but certantly save you visiting 50 different websites, inputting your details and then getting your estimates together.

• Local Broker £965.46
• Local Broker £980.06
• Quote-A-Car £1019.14
• Kwik-Fit Insurance £1036.90
• Insureandgo £1048.95
• Auto Direct £1069.65
• Auto Direct £1069.65
• Quote-A-Car £1090.65
• Local Broker £1104.45
• Its4Me £1108.80
• Swinton £1108.80
• Auto Direct £1110.90
• Quote-A-Car £1110.98
• Insureandgo £1111.95
• Direct Choice £1117.35
• Endsleigh £1142.42
• Direct Choice £1227.45
• Insureandgo £1245.30
• Diamond £1252.65
• Screentrade £1419.17
• Norwich Union Direct £1452.99
• Insureandgo £1602.30
• Direct Choice £1682.52
• Lancaster Insurance £1766.11
• Insureandgo £1802.26

Wow, The prices are 3 times what she is now paying through Liverpool Victoria Web Site

A Little trick to help lower the premiums :

We selected to increase the volentary Excess from £100 to £250, We removed the "Personal Injury Policy"

This reduced the premium by £50 in total.

Whats peoples opinions on Insurance, How much you paying and whats your opinions of the above prices ??

Pay £660 fully comp and thats with me being 20 with the 2years claims i have.

Will be paying £400ish after my 21st with me then having 3 years claims.

I pay 900 fully comp for 10 months bonus accelerator,through elephant,but thats cos i wrote the old car off this year.Next year when im 21 and my no claims comes i should be payin 600 or less hopefully,actually,scrap that,ill be payin over 700 prob as itll be insured as a 1.8 with a fair few mods by then

My insurance quotes vary a great deal.

I am paying about £800 on a group 14 with 4 years ncb.

I have had quotes for next year varying from £500 to £1600. Most of the companies are owned by the same people which is weird

Yeah, we got a good quote from sainsbury's which was about £700, once i started reading through the FAQ i read that sainsburys dont provide the insurance themselves, they go through E-SURE or FIRST ALTERNATIVE so thats when i thought about getting a quote of these companies themselves. By Cutting out the middle man (Being Sainsburys) we saved an additional £100

What a crazy world we live in......

Just a Side note while chatting about insurance.

Section 59 Your insurance could be cancelled Click me

Good work Scooby, will give it a go with my
next renewal.

mine costs £330 fully comp im 19 with 2 yrs no claims
do only drive a 1.1 tho

Who with ?

I pay 1200 fully comp with 1yrs no claims! gutted! thats with liverpool victoria

I just got a quote with first alternative for my renewal next month, and it works out about £200 more that what i will end up paying with privilege next year.

Just tried first alternative and they wont insure me.

Tesco. Im 25, 5 years n.c.b 6 points.
Fully comp protected n.c.b £1440

I'm 600 quid with www.elephant.co.uk
*TOP TIP* I knocked about 80 quid off the original quote by putting my dad as an extra driver *TOP TIP*

Considering it was 1200 last year, it's not bad. What's the difference in being a year older though??

Is everyones mods fully insured,for insntance.JohnWRX,are u mods declared/insured. If u were to write the scooby off would tesco pay for another impreza and give u the retail price for ur new mods??

i can t belive you bought her that, kim, what the hell are you doing

hey guys

liverpool victoria is cheap, well it was for me

i got my punto for £1900 a year, an me mate got one not too long ago for £3500! haha