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i have £3500 in cash and a y reg corsa to part ex how much will the garages reduce the prices on there advertised prices on the cars they have or will there be no discount any helpful advice would help

I've found it's rare they give discount for cash, they make more by selling you finance.

Yes I agree with stegga, no discount for cash as they get commission from the finance company's , you would be better off buying private where your cash has a lot of bargaining power.

When i bought my corsa brand new about 10yrs ago i managed to get 2 grand knock of the showroom price.But I offered them cash.So i got a got a good deal.Going to used the sam method again.Remember business are looking for you to buy there stuff and with the way the country going they would proberly do you a good deal...

sell you corsa privatly you will get more money

sell the corsa privately, you won't get much for it anyway and get the best price you can on the new car by buying it on finance, then get a price to clear the finance after a couple of days, you might get a month or two's interest if you're unlucky.

you get the advantage that if you have any issues with the car/dealer the finance company are still liable as well.

just out of interest what are the details of your corsa i know two people after a small car

many thanks i am going to a few garages tomorrow i will let you all know the outcome many thanks for all your input and sound advice

Very good advice there from mrhanky, will keep that in mind for the future

If you have a P/X most places wont budge on the advertised price.

You will get a little leeway in that you can haggle on the p/x value, and play with the "price to upgrade"

A cash buyer however, will have more power to haggle.

Exactly that, the screen price is already loaded with £5 -£700 part exchange allowance. If you got £2k off last time then I dont think you need advice on discounts.

If you have cash then buy private, buy with FSH and ensure that all consumables (tyres, brakes, battery, exhaust, wiper blades are in good nick as to fix the lot is around £2k and are rarely covered under warranty.

Cars over 7 years are difficult to finance from the dealer side so you could get a better deal with cash if you are looking for something pre 2005.

If I had cash I would go the auction in Manchester, Haydock or Leeds and bag an ex lease bargain.

Finally make sure if you get finance and want to pull out early, I would check that there is no early repayment charge or similair administration levy that will wipe out any saving or discount you made by taking this route.

Happy Hunting

K