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MrPhil #204723 6th Feb 2008 4:57pm
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my 53 plate vectra 1.8 sri is only a 7/8 !!!


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jonah #204728 6th Feb 2008 5:11pm
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My focus 1753cc turbo Diesel is a group 6, and may calibra 2000cc 16v is a group 14.

it's not always engine size they go on. The grouping takes into account how appealing the car is the a theif. they are more likely to staell a 1300 starlet turbo than a 1700 diesel astra.

Remember this when buying a car. if it looks pretty it's going to be a higher group.


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Cali_16v #204833 6th Feb 2008 11:05pm
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I've just been ass raped for insurance.

Admiral turned out to be the cheapest for me with a big ass deposit of £450 followed by 10 monthly payments of £190.

fooking hate insurance mad, however car is now insured


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BMW Joe #204865 7th Feb 2008 12:32am
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gutted joe

i just tried money super market for a 4x4 i have my eye on

Wheels #204868 7th Feb 2008 12:41am
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My 1.6 Astra MK4 SXI is 99bhp and only a group 6


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Waddi #204869 7th Feb 2008 12:56am
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I think my 1.8 114bhp carisma is about group 7 lol

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IG doesnt always reflect the performance and doesnt always affect the insurance adversely... my 420 is a G12 insurance but a lot of that actually has to do with the fact that if it is in a crash, with it actually being Jap as it is a Honda Civic, repairs to bodywork etc cost a premium. The fact that it is more powerful across all engine's then competitor's at the time doesnt help, but it doesnt make that much difference.

Im paying £329 fully comp with breakdown cover/audio cover/NCB protection/windscreen cover on the Rover and im 21. So the insurance companies arnt always bad.

I suppose the Beemer is seen as a desirable car to thieve's, someone you're age is also probably blacklisted for driving such a car as it tend's to be boy racers and show off's who own beemers at you're age, and also you have you listed the modification's as they will see the performance mod's and instantly double the premium!

Joe, didnt you say you had a crash and lost your NCB before you got the beemer? As you are under 21, because you have once had to claim, you're insurance will remain high for quite a while.

It's shit, but they will see you as a major risk.

frown

MattLFC #204912 7th Feb 2008 10:51am
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Fair point matty, it has some bearing on performance, but if Pete wants a car and the ability to insure it then a low ins group car is a good way to go.
the misus's corsa is something like group 2 for a 1.2
They drive pretty nicely for a diddy little car wink

CustomIce #204917 7th Feb 2008 11:24am
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Our Fiesta 1.4 is on an 04 plate and for me and the missus it's 7ton a year Fully comp in her name with my 2 bans declared.

oh and the cars a group 4 insured with swinton.

Focus 2.0's are only a Group 8, better mpg than the 1.8 and cheaper on the insurance. 1.8's are group 12 i think.


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MrPhil #204923 7th Feb 2008 12:34pm
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missus fiesta 1.3 is bout £320 fully comp, 10+ yrs ncb, 8000 miles driven a yr roughly (until i pass and that will soon change), declared sp30, and we live in a fairly quiet area with low crime rate

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