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Joined: Jan 2011
Posts: 228
Addict
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OP
Addict
Joined: Jan 2011
Posts: 228 |
Last year or early this year I vaguely remembered reading a post about Aviva car insurance, when my Aviva renewal letter arrived last Saturday quoting me £357 for fully comprehensive with 7 years no claims, protected no claims, legal cover and £350 excess, I followed the previous post about Aviva on Wiki and went onto Aviva's website and requested a new quote, I then typed in all the info exactly as it was on the renewal notice, except I lowered the excess to £250.
The result was a quote for £215.
Thinking I must have missed something, I rang Aviva and they checked the 2 quotes against each other and said the only difference was the reduction in my excess by £100 and a reduction in my premium of £142. Aviva were great, no arguments.
So give it a go, I am absolutely amazed. Thanks to whoever put the previous post about Aviva on Wiki.
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Joined: Nov 2003
Posts: 12,002
Wiki Master
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Wiki Master
Joined: Nov 2003
Posts: 12,002 |
It may have been me, and if I didn't post about it I have done that with Aviva in the past; received my renewal them got a better online quote - they then honoured the cheaper online figure 
What If There Were No Hypothetical Questions?
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Joined: Oct 2011
Posts: 1,961
Forum Addict
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Forum Addict
Joined: Oct 2011
Posts: 1,961 |
Same with LV,my renewal quote comes in the post,I look online and it is cheaper with exactly the same details including excess. A call to LV and they give me the cheaper price. The explanation they give is that online you are given an "introductory discount". So the lesson is never accept the renewal letter quote. The real lesson is that they will try to get as much from you as possible.
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Joined: Jul 2012
Posts: 2,518
Forum Master
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Forum Master
Joined: Jul 2012
Posts: 2,518 |
I will be getting a brand new Fiesta ST 3 soon, so have been looking around for quotes, I was expecting stupid money, but wow am shocked, £300 a year that is cheap, I was paying more than that on a 1.2 punto.
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Joined: Nov 2003
Posts: 12,002
Wiki Master
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Wiki Master
Joined: Nov 2003
Posts: 12,002 |
Due to tighter restrictions on whiplash claims, and better ANPR systems for detection of those avoiding motoring costs, motor insurance is falling at last Comparison sites also help keep the competition healthy. Your renewal will always be the company trying it on, shop round though, and 99% of the time, you will get a better deal
What If There Were No Hypothetical Questions?
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Joined: Mar 2013
Posts: 194
Enthusiast
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Enthusiast
Joined: Mar 2013
Posts: 194 |
If you had gone through Topcashback you could have even got £73.50 cashback on your policy as well. http://www.topcashback.co.uk/aviva_car_insurance/Last renewal for me cost around £125 after my cashback. Full no claims me and wife fully comp on top of the range new clio.
Last edited by Blueskier; 26th Aug 2014 10:53am.
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Joined: Jun 2012
Posts: 122
Enthusiast
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Enthusiast
Joined: Jun 2012
Posts: 122 |
All insurance companies are the same, they try and catch out the lazy people who just auto renew. Admiral did the same for me this year, knocking nearly £400 off the renewal of my multicar policy.
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Joined: Dec 2011
Posts: 798
Wise One
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Wise One
Joined: Dec 2011
Posts: 798 |
How the hell is your insurance 300 a year on a new st willo
If he dies he dies
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Joined: Jul 2012
Posts: 2,518
Forum Master
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Forum Master
Joined: Jul 2012
Posts: 2,518 |
How the hell is your insurance 300 a year on a new st willo it's actually £336, got a few years no claims. But i was expecting it to be triple that, am shocked its so low, i phoned them to confirm, and it is correct
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Joined: Dec 2011
Posts: 798
Wise One
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Wise One
Joined: Dec 2011
Posts: 798 |
If he dies he dies
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Joined: Dec 2011
Posts: 798
Wise One
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Wise One
Joined: Dec 2011
Posts: 798 |
Is everyone else's cheap on here apart from mine
If he dies he dies
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Joined: Nov 2011
Posts: 383
Old Hand
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Old Hand
Joined: Nov 2011
Posts: 383 |
Insurance period is one big scam
Fraud would stop over night if cash was removed from claims but theres a whole family of parasites to pay esp if someones rear ended you and its a free for all
Lawyers physios car repair paint shops etc etc
You are basically paying for all the claims while you keep your nose clean
When they moan about paying out alot ,insurance companies cover their arse money wise
Like the tote at haydock
Esure my one ,floated their stocks recently and made 57 mil profit but ceos peter wood stuart vann made 200 million
then if you try to claim theyll do all they can to not pay out
parasites!!!
they will swallow each other up like energy monopolies so youll deal with just 3 of them in 10 years
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Joined: Feb 2010
Posts: 583
Smartchild
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Smartchild
Joined: Feb 2010
Posts: 583 |
mine was £212 this year . but it is a fiat 500 ,
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Posts: 2,695
Joined: November 2011
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