Forums Forums Wirral Information Law And Your Rights Apparently i have no insurance ?

YEAH, I WAS STOPPED BY THESE BEFORE AFTER DROPPING MY MISSUS OFF AND APPARENTLY I HAVE NO INSURANCE!!!



LETS SEE SHALL WE?

WHILE I SCAN MY POLICY YOU CHECK OUT MY OTHER CARS!

XIA 9246 BMW 635 CSI COUPE

F326 NVM MR2


WOOOOOOOOW THEY ARE ALL INSURED! HUH? EITHER I`M SEEING THINGS OR I`M MISSING SOMETHING HERE? WTF?

WTF DO I PAY £1100 A YEAR FOR?

Yes they were not very understanding

HOLY CRAP! LOOK EVERYONE I`M NOT INSURED!





I HAD THIS ON ME, WHY THE SHOULD I PAY ANY COSTS BECAUSE OF SOME COP THAT HAD A BAD DAY?

ANPR teams check against the Police National Computer, the Motor Insurance Database and the DVLA database. They can only go on the information that they have. It may be the MID that are to blame, or more likely the DVLA.

If a vehicle is not taxed or insured, reported stolen or lost, or if the keeper of the vehicle is wanted by the police for any other crimes, they will be stopped and further checks will be made. Sometimes the computer databases get it wrong i.e. information not on the system, which in turn comes back to human error, but as far as I know, and I'm sure someone will know, it's not actually the Police that input the information.

If you fit into the category of fleet or motor trade policyholder, or you drive a vehicle covered by one of these policies, then you need to ensure your vehicle details are on the MID. I'd check that first mate!!





Sorry you got tugged Ste, but you can't tar them all with the same brush hon.

Ste phone insurance 2 moz and get it back ini

i know understand jaqi.
This cop had every opportunity to see if it was insured, he just didnt want to because i put him on the spot!

Cop
WHERES THOSE PLATE THINGS YOUR MEANT TO HAVE?

ME
They are called trade plates and i don`t need them because they only cover you for no tax, my car is taxed, mot`ed and insured.

Cop
I`M NOT HAPPY I`M TAKING THE VEHICLE ANYWAY!

I HAD MY INSURANCE WITH ME!!!! AND MY OTHER CAR DOCS SO HE COULD OF SCANNED THOSE PLATES!!!

NO EXCUSES!

NOO way MAN

yerr it happened

I'm sure that once it's cleared up, you'll be fine. Everything appears to be in order mate. If you want to make sure your details are on the MID and you don't know how (you probably do, but just in case), this is where you find out how to do it http://www.miic.org.uk/index.html

I still think it's unfair to tar all with the same brush, there's good and bad in every job, and like I say, they can only go on what's on the computer database. That's the reason you probably got pinged.

i agree with you there pagan jay

gutted for ye are kid.

I`m not tarring all cops with the same brush, the power hungry know who they are, the driver was trying to sort things out but the passenger was being a unreasonable

i think he must of had a bad day or something?
He didn`t know what trade plates were for and seen his ass because he made himself look an idiot in front of his partner

Probably mate.

He sounds like a bit of a c*ck.

Trade insurance sometimes doesnt show up on the MID that the car is insured.

If in doubt, check - askmid.co.uk

gutted Ste, you owe me a walk of your pooch for dropping you off

I ve had this b4 too ste, a real bugger mate, I almost had my van taken from me, but luckily the copper allowed me to phone my insurance (which thank god was open) and listen to them say....yes he is insured.

The copper was using his disgression, and unfortunately, it sounds like he used a bad one.