Forums65
Topics76,364
Posts1,033,327
Members14,584
|
Most Online16,551 Feb 2nd, 2024
|
|
9 members (3 invisible),
12,200
guests, and
884
robots. |
Key:
Admin,
Global Mod,
Mod
|
|
M |
T |
W |
T |
F |
S |
S |
1
|
2
|
3
|
4
|
5
|
6
|
7
|
8
|
9
|
10
|
11
|
12
|
13
|
14
|
15
|
16
|
17
|
18
|
19
|
20
|
21
|
22
|
23
|
24
|
25
|
26
|
27
|
28
|
29
|
30
|
|
|
|
|
|
|
|
Joined: Dec 2003
Posts: 5,683
Wiki Guide
|
OP
Wiki Guide
Joined: Dec 2003
Posts: 5,683 |
Hopefully going up to Sheffield on Thursday to swap my car for another car. The car I'm getting isn't taxed, and mine runs out at the end of the month (ie Saturday).
Does anyone have any recommendations for one day insurance, and whether this will work on getting the car taxed? I'm thinking of swapping my insurance over on the day, but don't want to have mine being void while I'm driving it, for obvious reasons. The car I'm hopefully getting is 1989, and one-day insurance often doesn't cover this age (however 'cherished' is between 1950 and 1985 - I don't understand why this is?)
I've done this type of thing too often and it always fails!
"C20 LET bang"
|
|
|
|
Joined: Aug 2005
Posts: 16,345 Likes: 1
Wiki Master
|
Wiki Master
Joined: Aug 2005
Posts: 16,345 Likes: 1 |
Esure.com do stupid policys, carnt see you being able to tax it like that though. Trade policy is what you need, saves a lot of money.
Putin khuilo
|
|
|
|
Joined: Dec 2003
Posts: 5,683
Wiki Guide
|
OP
Wiki Guide
Joined: Dec 2003
Posts: 5,683 |
I'm going to sack the whole idea off, it's too much hassle, I know something will go wrong on the day!
"C20 LET bang"
|
|
|
|
Joined: Jul 2008
Posts: 14,351 Likes: 20
Wiki Master
|
Wiki Master
Joined: Jul 2008
Posts: 14,351 Likes: 20 |
To get tax it has to be insured on the 1st of the month if the tax is done in advance. Rules might have changed though.
It is a non-sensical mess all this tax and insurance bit.
Also as from January, a car has to be SORN'd if it hasn't got insurance.
We don't do charity in Germany, we pay taxes. Charity is a failure of governments' responsibilities - Henning Wehn https://ddue.uk
|
|
|
|
Joined: Feb 2010
Posts: 2,631
Forum Master
|
Forum Master
Joined: Feb 2010
Posts: 2,631 |
I think the rules on taxing are that the documents have to be correct at that time.
I've taxed cars on the last day of the MoT, and Insurance can only be checked then, as it can be done online now so it has no way of checking if you're going to cancel it the next day, or if you're going to renew it if you're on the last few days of your policy.
If you do the swap over with your policy make sure that you keep a note of everyone you speak to, check on the askmid website to see if the car is listed as insured, that will give you an idea if it's going to flag on a police ANPR camera.
|
|
|
|
Joined: Dec 2003
Posts: 5,683
Wiki Guide
|
OP
Wiki Guide
Joined: Dec 2003
Posts: 5,683 |
I've heard of people taxing a car with one day insurance. It seems it's up to the person in the post office ... ? I'm going to give it a miss, I'll probably end up having the car seized or something. I remember when I bought a car without tax, mot or insurance (2001!), how things change!
"C20 LET bang"
|
|
|
|
Joined: Aug 2005
Posts: 16,345 Likes: 1
Wiki Master
|
Wiki Master
Joined: Aug 2005
Posts: 16,345 Likes: 1 |
You need a trade policy Dave, I don't have problems when I buy with no Mot or tax. Then again my boss let's me use his trade plates to cover me for no tax but when I have been stopped in the past with no tax (if I've just bought a car) the police are generally alright once you explain your a trader. You do need to carry your policy with you though and be polite if you get pulled. (it is their job after all).
Last edited by _Ste_; 29th Dec 2010 4:03pm.
Putin khuilo
|
|
|
|
Joined: Dec 2003
Posts: 5,683
Wiki Guide
|
OP
Wiki Guide
Joined: Dec 2003
Posts: 5,683 |
I'm going to sort it out eventually, do you just pay one whole whack and it covers you for the year?
"C20 LET bang"
|
|
|
|
Joined: Aug 2005
Posts: 16,345 Likes: 1
Wiki Master
|
Wiki Master
Joined: Aug 2005
Posts: 16,345 Likes: 1 |
I'm going to sort it out eventually, do you just pay one whole whack and it covers you for the year? You can do that or you can pay via installments. My 1st year of a trade policy I paid in full but they canceled it halfway through via an error on their behalf, I've paid via installments since then, safer that way I have demo cover, I can have unlimited sales cars on it and 30 of my own cars with value of upto £35k
Putin khuilo
|
|
|
|
Joined: Dec 2003
Posts: 5,683
Wiki Guide
|
OP
Wiki Guide
Joined: Dec 2003
Posts: 5,683 |
Who are you with, I'm paying over a grand for two cars and it makes sense going for trade.
"C20 LET bang"
|
|
|
|
Joined: Aug 2005
Posts: 16,345 Likes: 1
Wiki Master
|
Wiki Master
Joined: Aug 2005
Posts: 16,345 Likes: 1 |
Lv, they have taken over highway insurance. Make sure you tell them it's for social domestic and pleasure too.
Putin khuilo
|
|
|
|
Joined: Dec 2003
Posts: 5,683
Wiki Guide
|
OP
Wiki Guide
Joined: Dec 2003
Posts: 5,683 |
Thanks Ste, I'm going to sort that out in the new year.
"C20 LET bang"
|
|
|
Click to View Topic.
|
|
Posts: 2,354
Joined: April 2009
|
|
There are no members with birthdays on this day. |
|
|
|