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Car Insurance : Online Estimates #95504
23rd Dec 2005 12:15am
23rd Dec 2005 12:15am
Joined: Nov 2003
Posts: 5,327
Birkenhead, Wirral.
Scooby Offline OP
Forum Veteran
Scooby  Offline OP
Forum Veteran
Joined: Nov 2003
Posts: 5,327
Birkenhead, Wirral.
Car insurance varies unbelievable....

As you may know i bought the B*tch a Suzuki Vitara Rossini for her 21st. I was going to add her to my Trade Policy but it was going to cost 1,000 per year (Fully Comp) omg

I stumbled across two Insurance Supermarkets whilst browsing :

The Money Supermarket and Confused.Com

With these you simply put in your personal and vehicle details and they search approx 50 different on-line insurance companies for the various estimates and list them in price order.

As you can see below there is a HUGE differance in the estimates and it hasnt picked up on First Alternative who are the cheapest by far. So these may not be brilliant but certantly save you visiting 50 different websites, inputting your details and then getting your estimates together.

  • Local Broker 965.46
  • Local Broker 980.06
  • Quote-A-Car 1019.14
  • Kwik-Fit Insurance 1036.90
  • Insureandgo 1048.95
  • Auto Direct 1069.65
  • Auto Direct 1069.65
  • Quote-A-Car 1090.65
  • Local Broker 1104.45
  • Its4Me 1108.80
  • Swinton 1108.80
  • Auto Direct 1110.90
  • Quote-A-Car 1110.98
  • Insureandgo 1111.95
  • Direct Choice 1117.35
  • Endsleigh 1142.42
  • Direct Choice 1227.45
  • Insureandgo 1245.30
  • Diamond 1252.65
  • Screentrade 1419.17
  • Norwich Union Direct 1452.99
  • Insureandgo 1602.30
  • Direct Choice 1682.52
  • Lancaster Insurance 1766.11
  • Insureandgo 1802.26



Wow, The prices are 3 times what she is now paying through Liverpool Victoria Web Site

A Little trick to help lower the premiums :

We selected to increase the volentary Excess from 100 to 250, We removed the "Personal Injury Policy"

This reduced the premium by 50 in total.

Whats peoples opinions on Insurance, How much you paying and whats your opinions of the above prices ??

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Re: Car Insurance : Online Estimates #95505
23rd Dec 2005 1:25am
23rd Dec 2005 1:25am
Joined: Dec 2003
Posts: 646
Prenton
GazzA Offline
Smartchild
GazzA  Offline
Smartchild
Joined: Dec 2003
Posts: 646
Prenton
Pay 660 fully comp and thats with me being 20 with the 2years claims i have.

Will be paying 400ish after my 21st with me then having 3 years claims.

Re: Car Insurance : Online Estimates #95506
23rd Dec 2005 2:18am
23rd Dec 2005 2:18am
Joined: Nov 2004
Posts: 7,238
Leuchars
scoop Offline
Wiki Addict
scoop  Offline
Wiki Addict
Joined: Nov 2004
Posts: 7,238
Leuchars
I pay 900 fully comp for 10 months bonus accelerator,through elephant,but thats cos i wrote the old car off this year.Next year when im 21 and my no claims comes i should be payin 600 or less hopefully,actually,scrap that,ill be payin over 700 prob as itll be insured as a 1.8 with a fair few mods by then


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Re: Car Insurance : Online Estimates #95507
23rd Dec 2005 10:15am
23rd Dec 2005 10:15am
Joined: Nov 2003
Posts: 3,793
Home
AX_125 Offline

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AX_125  Offline

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Home
My insurance quotes vary a great deal.

I am paying about 800 on a group 14 with 4 years ncb.

I have had quotes for next year varying from 500 to 1600. Most of the companies are owned by the same people which is weird


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Re: Car Insurance : Online Estimates #95508
23rd Dec 2005 10:39am
23rd Dec 2005 10:39am
Joined: Nov 2003
Posts: 5,327
Birkenhead, Wirral.
Scooby Offline OP
Forum Veteran
Scooby  Offline OP
Forum Veteran
Joined: Nov 2003
Posts: 5,327
Birkenhead, Wirral.
Quote
Originally posted by AX_125:
Most of the companies are owned by the same people which is weird
Yeah, we got a good quote from sainsbury's which was about 700, once i started reading through the FAQ i read that sainsburys dont provide the insurance themselves, they go through E-SURE or FIRST ALTERNATIVE so thats when i thought about getting a quote of these companies themselves. By Cutting out the middle man (Being Sainsburys) we saved an additional 100 smack

What a crazy world we live in......

Re: Car Insurance : Online Estimates #95509
23rd Dec 2005 12:20pm
23rd Dec 2005 12:20pm
Joined: Nov 2003
Posts: 21,187
Wirral
Mark Offline

Wiki Master
Mark  Offline

Wiki Master
Joined: Nov 2003
Posts: 21,187
Wirral
Just a Side note while chatting about insurance.

Section 59 Your insurance could be cancelled Click me

Good work Scooby, will give it a go with my
next renewal.


My Avatar images are all from the Wirral Gallery.Click Me
Wow Wirral History is coming along Great! Wirral History

we get +200 new members a month now smile
Re: Car Insurance : Online Estimates #95510
23rd Dec 2005 9:47pm
23rd Dec 2005 9:47pm
Joined: Dec 2005
Posts: 46
chester and lancaster
xcorix Offline
Newbeee
xcorix  Offline
Newbeee
Joined: Dec 2005
Posts: 46
chester and lancaster
mine costs 330 fully comp im 19 with 2 yrs no claims
do only drive a 1.1 tho tease

Re: Car Insurance : Online Estimates #95511
23rd Dec 2005 11:31pm
23rd Dec 2005 11:31pm
Joined: Nov 2003
Posts: 21,187
Wirral
Mark Offline

Wiki Master
Mark  Offline

Wiki Master
Joined: Nov 2003
Posts: 21,187
Wirral
Who with ?


My Avatar images are all from the Wirral Gallery.Click Me
Wow Wirral History is coming along Great! Wirral History

we get +200 new members a month now smile
Re: Car Insurance : Online Estimates #95512
24th Dec 2005 8:19pm
24th Dec 2005 8:19pm
Joined: Jan 2005
Posts: 8,795
Tranmere
Wheels Offline
Wiki Veteran
Wheels  Offline
Wiki Veteran
Joined: Jan 2005
Posts: 8,795
Tranmere
eek confused eek confused I pay 1200 fully comp with 1yrs no claims! gutted! thats with liverpool victoria

Re: Car Insurance : Online Estimates #95513
24th Dec 2005 8:25pm
24th Dec 2005 8:25pm
Joined: Nov 2003
Posts: 3,793
Home
AX_125 Offline

Forum Guardian
AX_125  Offline

Forum Guardian
Joined: Nov 2003
Posts: 3,793
Home
I just got a quote with first alternative for my renewal next month, and it works out about 200 more that what i will end up paying with privilege next year.


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Re: Car Insurance : Online Estimates #95514
24th Dec 2005 9:58pm
24th Dec 2005 9:58pm
Joined: Nov 2003
Posts: 1,663
Tranmere
John WRX Offline
Forum Addict
John WRX  Offline
Forum Addict
Joined: Nov 2003
Posts: 1,663
Tranmere
Just tried first alternative and they wont insure me.

Tesco. Im 25, 5 years n.c.b 6 points.
Fully comp protected n.c.b 1440


[Linked Image]
Re: Car Insurance : Online Estimates #95515
25th Dec 2005 12:57am
25th Dec 2005 12:57am
Joined: Dec 2003
Posts: 5,657
Bebington, Wirral
D
DavidB Offline
Wiki Guide
DavidB  Offline
Wiki Guide
D
Joined: Dec 2003
Posts: 5,657
Bebington, Wirral
I'm 600 quid with www.elephant.co.uk
*TOP TIP* I knocked about 80 quid off the original quote by putting my dad as an extra driver *TOP TIP*

Considering it was 1200 last year, it's not bad. What's the difference in being a year older though??


"C20 LET bang"
Re: Car Insurance : Online Estimates #95516
26th Dec 2005 1:12am
26th Dec 2005 1:12am
Joined: Nov 2004
Posts: 7,238
Leuchars
scoop Offline
Wiki Addict
scoop  Offline
Wiki Addict
Joined: Nov 2004
Posts: 7,238
Leuchars
Is everyones mods fully insured,for insntance.JohnWRX,are u mods declared/insured. If u were to write the scooby off would tesco pay for another impreza and give u the retail price for ur new mods??


[Linked Image]
Re: Car Insurance : Online Estimates #95517
26th Dec 2005 6:28pm
26th Dec 2005 6:28pm
Joined: Dec 2003
Posts: 8,019
my house
Sanchez Offline

Wiki Veteran
Sanchez  Offline

Wiki Veteran
Joined: Dec 2003
Posts: 8,019
my house
i can t belive you bought her that, kim, what the hell are you doing raftl raftl


Uncertainty or not knowing causes depression, Im happy because I know I'm going to die one day!
Re: Car Insurance : Online Estimates #95518
4th Jan 2006 6:13pm
4th Jan 2006 6:13pm
Joined: Jan 2006
Posts: 83
Prenton
newnes Offline
Member
newnes  Offline
Member
Joined: Jan 2006
Posts: 83
Prenton
hey guys

liverpool victoria is cheap, well it was for me smile

i got my punto for 1900 a year, an me mate got one not too long ago for 3500! haha

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