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Car insurance renewals #897164
25th Aug 2014 9:43pm
25th Aug 2014 9:43pm
Joined: Jan 2011
Posts: 219
Conwy
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kenmo52 Offline OP
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kenmo52  Offline OP
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Posts: 219
Conwy
Last year or early this year I vaguely remembered reading a post about Aviva car insurance, when my Aviva renewal letter arrived last Saturday quoting me 357 for fully comprehensive with 7 years no claims, protected no claims, legal cover and 350 excess, I followed the previous post about Aviva on Wiki and went onto Aviva's website and requested a new quote, I then typed in all the info exactly as it was on the renewal notice, except I lowered the excess to 250.
The result was a quote for 215.
Thinking I must have missed something, I rang Aviva and they checked the 2 quotes against each other and said the only difference was the reduction in my excess by 100 and a reduction in my premium of 142. Aviva were great, no arguments.
So give it a go, I am absolutely amazed. Thanks to whoever put the previous post about Aviva on Wiki.

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Re: Car insurance renewals [Re: kenmo52] #897176
25th Aug 2014 11:48pm
25th Aug 2014 11:48pm
Joined: Nov 2003
Posts: 12,002
Wirralshire
StuyMac Offline
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StuyMac  Offline
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Posts: 12,002
Wirralshire
It may have been me, and if I didn't post about it I have done that with Aviva in the past; received my renewal them got a better online quote - they then honoured the cheaper online figure smile


What If There Were No Hypothetical Questions?
Re: Car insurance renewals [Re: kenmo52] #897179
26th Aug 2014 5:03am
26th Aug 2014 5:03am
Joined: Oct 2011
Posts: 1,908
Wallasey
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Salmon Offline
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Salmon  Offline
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Wallasey
Same with LV,my renewal quote comes in the post,I look online and it is cheaper with exactly the same details including excess. A call to LV and they give me the cheaper price. The explanation they give is that online you are given an "introductory discount". So the lesson is never accept the renewal letter quote. The real lesson is that they will try to get as much from you as possible.

Re: Car insurance renewals [Re: Salmon] #897186
26th Aug 2014 7:15am
26th Aug 2014 7:15am
Joined: Jul 2012
Posts: 2,518
Merseyside
Willo_ Offline
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Willo_  Offline
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Joined: Jul 2012
Posts: 2,518
Merseyside
I will be getting a brand new Fiesta ST 3 soon, so have been looking around for quotes, I was expecting stupid money, but wow am shocked, 300 a year that is cheap, I was paying more than that on a 1.2 punto.


..
Re: Car insurance renewals [Re: kenmo52] #897221
26th Aug 2014 9:02am
26th Aug 2014 9:02am
Joined: Nov 2003
Posts: 12,002
Wirralshire
StuyMac Offline
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StuyMac  Offline
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Posts: 12,002
Wirralshire
Due to tighter restrictions on whiplash claims, and better ANPR systems for detection of those avoiding motoring costs, motor insurance is falling at last smile

Comparison sites also help keep the competition healthy.

Your renewal will always be the company trying it on, shop round though, and 99% of the time, you will get a better deal smile


What If There Were No Hypothetical Questions?
Re: Car insurance renewals [Re: kenmo52] #897227
26th Aug 2014 9:52am
26th Aug 2014 9:52am
Joined: Mar 2013
Posts: 194
Wallasey
B
Blueskier Offline
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Blueskier  Offline
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Joined: Mar 2013
Posts: 194
Wallasey
If you had gone through Topcashback you could have even got 73.50 cashback on your policy as well.
http://www.topcashback.co.uk/aviva_car_insurance/

Last renewal for me cost around 125 after my cashback. Full no claims me and wife fully comp on top of the range new clio.

Last edited by Blueskier; 26th Aug 2014 9:53am.
Re: Car insurance renewals [Re: kenmo52] #897297
26th Aug 2014 6:42pm
26th Aug 2014 6:42pm
Joined: Jun 2012
Posts: 122
Birkenhead
S
sam_w Offline
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sam_w  Offline
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Joined: Jun 2012
Posts: 122
Birkenhead
All insurance companies are the same, they try and catch out the lazy people who just auto renew. Admiral did the same for me this year, knocking nearly 400 off the renewal of my multicar policy.

Re: Car insurance renewals [Re: kenmo52] #897308
26th Aug 2014 7:13pm
26th Aug 2014 7:13pm
Joined: Dec 2011
Posts: 798
Out an about
mikroc Offline
Wise One
mikroc  Offline
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Posts: 798
Out an about
How the hell is your insurance 300 a year on a new st willo


If he dies he dies
Re: Car insurance renewals [Re: mikroc] #897310
26th Aug 2014 7:25pm
26th Aug 2014 7:25pm
Joined: Jul 2012
Posts: 2,518
Merseyside
Willo_ Offline
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Willo_  Offline
Forum Master
Joined: Jul 2012
Posts: 2,518
Merseyside
Originally Posted by mikroc
How the hell is your insurance 300 a year on a new st willo
it's actually 336, got a few years no claims.

But i was expecting it to be triple that, am shocked its so low, i phoned them to confirm, and it is correct


..
Re: Car insurance renewals [Re: kenmo52] #897311
26th Aug 2014 7:27pm
26th Aug 2014 7:27pm
Joined: Dec 2011
Posts: 798
Out an about
mikroc Offline
Wise One
mikroc  Offline
Wise One
Joined: Dec 2011
Posts: 798
Out an about
Lucky you then


If he dies he dies
Re: Car insurance renewals [Re: kenmo52] #897312
26th Aug 2014 7:31pm
26th Aug 2014 7:31pm
Joined: Dec 2011
Posts: 798
Out an about
mikroc Offline
Wise One
mikroc  Offline
Wise One
Joined: Dec 2011
Posts: 798
Out an about
Is everyone else's cheap on here apart from mine


If he dies he dies
Re: Car insurance renewals [Re: kenmo52] #897327
26th Aug 2014 8:46pm
26th Aug 2014 8:46pm
Joined: Nov 2011
Posts: 383
svenlock68
S
svenlock68 Offline
Old Hand
svenlock68  Offline
Old Hand
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Joined: Nov 2011
Posts: 383
svenlock68
Insurance period is one big scam
Fraud would stop over night if cash was removed from claims but theres a whole family of parasites to pay esp if someones rear ended you and its a free for all
Lawyers physios car repair paint shops etc etc
You are basically paying for all the claims while you keep your nose clean
When they moan about paying out alot ,insurance companies cover their arse money wise
Like the tote at haydock
Esure my one ,floated their stocks recently and made 57 mil profit but ceos peter wood stuart vann made 200 million
then if you try to claim theyll do all they can to not pay out
parasites!!!
they will swallow each other up like energy monopolies so youll deal with just 3 of them in 10 years

Re: Car insurance renewals [Re: kenmo52] #897401
27th Aug 2014 1:31pm
27th Aug 2014 1:31pm
Joined: Feb 2010
Posts: 583
wirral
S
shar215 Offline
Smartchild
shar215  Offline
Smartchild
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Joined: Feb 2010
Posts: 583
wirral
mine was 212 this year . but it is a fiat 500 ,


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