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by mikeeb. 26th Oct 2020 11:44am
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Excess Insurance Waver #715022
8th Aug 2012 3:15pm
8th Aug 2012 3:15pm
Joined: Dec 2008
Posts: 578
wirral
ponytail Offline OP
Smartchild
ponytail  Offline OP
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wirral
Just had a quote for 11.99 per day for this - and also have a 100 liability if there are any marks on the car when brought back. Seems pretty steep charge. This adds an extra 83.89 onto the actual car hire for the week. I thought if you paid the Excess Insurance Waver you did not have to pay the liability.
Any views on this?

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Re: Excess Insurance Waver [Re: ponytail] #715029
8th Aug 2012 3:26pm
8th Aug 2012 3:26pm

P
phlegm
Unregistered
phlegm
Unregistered
P


insurance excesses are disgraceful at the best of times ,go to another rental company or check on the web. Times are hard for them these days so you could wangle a deal.

Last edited by phlegm; 8th Aug 2012 3:27pm.
Re: Excess Insurance Waver [Re: ponytail] #715040
8th Aug 2012 4:34pm
8th Aug 2012 4:34pm
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ponytail Offline OP
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ponytail  Offline OP
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May try to do a deal.

Re: Excess Insurance Waver [Re: ponytail] #715047
8th Aug 2012 4:52pm
8th Aug 2012 4:52pm
Joined: May 2010
Posts: 3,447
The Rectory Eastham
Vanmanone Offline
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Vanmanone  Offline
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I declined it .. To begin with the car had quite a few marks already plus they never even checked the car and the diagram which was drawn up with all marks when I brought it back

Re: Excess Insurance Waver [Re: ponytail] #715173
9th Aug 2012 2:03am
9th Aug 2012 2:03am
Joined: Jul 2011
Posts: 720
Prenton, Wirral
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Elizabeth Offline
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Elizabeth  Offline
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Prenton, Wirral
I rented a car back in July, I denied their liability insurance because the visa card I used to pay for it covers me against any collision damage. Anyway, because I declined to take their insurance they applied a 750 excess to my card which they said would be refunded upon return.
When I took the car back, they noticed a tiny scratch on the back bumper no more than an inch in length and something that could easily have been buffed out and I actually think it was there when I collected the car anyway , but the bloke at the rental place said (with a sharp intake of breath) "it's going to need a whole new bumper and respray"! So, to cut a long story short I contacted Visa to advise them and they said they'd help and through them I have now filed a dispute against the car rental company because it's obvious to me that they do this just to make profit illegally.
The 750 charge has been removed from my card and until the car rental company provides a detailed bill showing the repair has been done at a reputable firm, plus photographs of the alleged damage then they won't get a penny. If they get anything at all, it will be just the amount it costs to buff it out and nothing more.
You have to be so careful with car hire companies as they are so used to dealing with business people who claim the rental on expenses not caring about the cost that they can get away with dayllight robbery

Re: Excess Insurance Waver [Re: Elizabeth] #715460
10th Aug 2012 6:13am
10th Aug 2012 6:13am
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TheDr Offline
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TheDr  Offline
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A business I have uses a LOT of rental vehicles, and over the years have used most of the car rental places.

Have to agree, some are much better than others, and the worst ones are just out and out crooks.

I think Europcar have the best deal with "light" marks/damage at the moment. For a fee of 20 you can insure yourself against any/all damage for the entire period of he rental. Obviously if it's just for a day this can be a little high, but anything more and it's the cheapest going. They also have a "damage meter", basically a piece of card with a big hole in the middle, anything that fits inside the hole is ignored (and it's a few inches across), so small dings and little scratches don't effect you.


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