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#98658
27th Sep 2006 11:23am
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Joined: Sep 2006
Posts: 17
Newbeee
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OP
Newbeee
Joined: Sep 2006
Posts: 17 |
I just got an X reg 206 on finance, bit of a kit and wheels etc, £3200, paid £200 deposit and its £100 per month for 3 year after that, is that about right for decent car finance? some of the people i rang wanted like £160 per month!
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#98659
27th Sep 2006 11:47am
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Joined: Nov 2003
Posts: 3,793
Forum Guardian
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Forum Guardian
Joined: Nov 2003
Posts: 3,793 |
There is cheaper out there dependant on credit ratings. As a home owner you sometimes get it a little cheaper, won't be much lower, maybe about £90 - £95 a month?
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#98660
27th Sep 2006 12:33pm
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Joined: Sep 2006
Posts: 17
Newbeee
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OP
Newbeee
Joined: Sep 2006
Posts: 17 |
thanks 
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#98661
27th Sep 2006 6:57pm
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Joined: Dec 2003
Posts: 1,328
Forum Addict
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Forum Addict
Joined: Dec 2003
Posts: 1,328 |
not bad payin 600 interest really nice to meet u aswel  take it your new on here?
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#98662
27th Sep 2006 7:06pm
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Joined: Dec 2003
Posts: 5,683
Wiki Guide
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Wiki Guide
Joined: Dec 2003
Posts: 5,683 |
People should beware of the companies -wanting- to give you finance with APR's like 50%. CitiFinancial do this. You get a loan of 2000 say, they take the setup charge from it (which is 500 quid), and then charge you admin which is 90 quid, and then slap on 50% on top.
So you get 1400 quid, and end up paying 3000 quid back. They must assume you are so desperate, that any money will do.
I wouldn't borrow for anything, I hate owing people.
"C20 LET bang"
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#98663
27th Sep 2006 7:11pm
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Joined: Nov 2004
Posts: 7,238
Wiki Addict
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Wiki Addict
Joined: Nov 2004
Posts: 7,238 |
Car finance is something i'd never do. I got a 5k loan from a lon company 3 years back and in total im paying only 5600 back,so thats only 600 pound more than they gave me.and thats on 5k,ur paying 500 extra back on 3k. I wouldnt,but hey,u may have a good deal in terms of finance,but loans are always better
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#98664
27th Sep 2006 7:17pm
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Joined: Dec 2003
Posts: 5,683
Wiki Guide
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Wiki Guide
Joined: Dec 2003
Posts: 5,683 |
Or get a credit card, even cheaper. Try money expert forums if anyone's looking for a cheap way, there are some really smart people on there (allegedly )
"C20 LET bang"
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#98665
28th Sep 2006 8:59am
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Joined: Sep 2006
Posts: 17
Newbeee
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OP
Newbeee
Joined: Sep 2006
Posts: 17 |
Originally posted by Gary: not bad payin 600 interest really
nice to meet u aswel
take it your new on here? yeah i am! hi! i have moved to st helens from barrow so i moved from CWC to CW!
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#98666
28th Sep 2006 7:46pm
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Joined: Dec 2003
Posts: 1,328
Forum Addict
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Forum Addict
Joined: Dec 2003
Posts: 1,328 |
what made u move? added u to msn aswel hope u dont mind gona do much to the 206 then or leave it be?x
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