You think that's bad:
I bought one of their PayPal Here machines last Sunday as it charges the same as our Payleven unit but credits you with the funds instantly rather than having to wait two or three weeks to get your payments.
Basically they are processing the credit card payments through their machine.
Set it all up fine, made a test purchase of a quid on my card to make sure I knew how it worked and then showed staff the next day.
eBay requested all kinds of info to set this up, and approved all of it, so didn't foresee any problems.
Within a few hours had used the machine for a repair that was picked up and an expensive item that was sold. Money appeared in PayPal account straight away.
Used a few quid to buy some EBay purchases then found that the account had been limited due to a complaint from a buyer, well we'd only used it three times, and one of those was me.
Called the person about the repair just to check it wags all okay, yes they were made up, called the person who'd bought something (whom I knew) and he was fine with the bargain, so I called PayPal.
They have limited the account as they have linked it with another account. I pointed out that this was a business one, that they were acting merely as a card processing agent and that they had lied by saying that a buyer had complained when they knew full one that nobody had.
PayPal response was that there was no appeal, that nothing I said would make a difference and that I could "apply" to have my money paid to me after 180days had passed (so in six months).
Unfortunately for PayPal as we're a business we have full legal cover