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Car mission #455317
28th Dec 2010 4:26pm
28th Dec 2010 4:26pm
Joined: Dec 2003
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Bebington, Wirral
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DavidB Offline OP
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Hopefully going up to Sheffield on Thursday to swap my car for another car. The car I'm getting isn't taxed, and mine runs out at the end of the month (ie Saturday).

Does anyone have any recommendations for one day insurance, and whether this will work on getting the car taxed? I'm thinking of swapping my insurance over on the day, but don't want to have mine being void while I'm driving it, for obvious reasons. The car I'm hopefully getting is 1989, and one-day insurance often doesn't cover this age (however 'cherished' is between 1950 and 1985 - I don't understand why this is?)

I've done this type of thing too often and it always fails!


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Re: Car mission [Re: DavidB] #455400
28th Dec 2010 7:14pm
28th Dec 2010 7:14pm
Joined: Aug 2005
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New Brighton
_Ste_ Offline
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Esure.com do stupid policys, carnt see you being able to tax it like that though. Trade policy is what you need, saves a lot of money.

Re: Car mission [Re: _Ste_] #455428
28th Dec 2010 7:46pm
28th Dec 2010 7:46pm
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Bebington, Wirral
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DavidB Offline OP
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I'm going to sack the whole idea off, it's too much hassle, I know something will go wrong on the day!


"C20 LET bang"
Re: Car mission [Re: DavidB] #455429
28th Dec 2010 7:54pm
28th Dec 2010 7:54pm
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Birkenhead
diggingdeeper Offline

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To get tax it has to be insured on the 1st of the month if the tax is done in advance. Rules might have changed though.

It is a non-sensical mess all this tax and insurance bit.

Also as from January, a car has to be SORN'd if it hasn't got insurance.


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Re: Car mission [Re: diggingdeeper] #455435
28th Dec 2010 8:18pm
28th Dec 2010 8:18pm
Joined: Feb 2010
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Wirral
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TheDr Offline
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I think the rules on taxing are that the documents have to be correct at that time.

I've taxed cars on the last day of the MoT, and Insurance can only be checked then, as it can be done online now so it has no way of checking if you're going to cancel it the next day, or if you're going to renew it if you're on the last few days of your policy.

If you do the swap over with your policy make sure that you keep a note of everyone you speak to, check on the askmid website to see if the car is listed as insured, that will give you an idea if it's going to flag on a police ANPR camera.

Re: Car mission [Re: TheDr] #455529
29th Dec 2010 12:15am
29th Dec 2010 12:15am
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Bebington, Wirral
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DavidB Offline OP
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I've heard of people taxing a car with one day insurance. It seems it's up to the person in the post office ... ?
I'm going to give it a miss, I'll probably end up having the car seized or something. I remember when I bought a car without tax, mot or insurance (2001!), how things change!


"C20 LET bang"
Re: Car mission [Re: DavidB] #455693
29th Dec 2010 3:02pm
29th Dec 2010 3:02pm
Joined: Aug 2005
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New Brighton
_Ste_ Offline
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You need a trade policy Dave, I don't have problems when I buy with no Mot or tax. Then again my boss let's me use his trade plates to cover me for no tax but when I have been stopped in the past with no tax (if I've just bought a car) the police are generally alright once you explain your a trader.
smile
You do need to carry your policy with you though and be polite if you get pulled. (it is their job after all).

Last edited by _Ste_; 29th Dec 2010 3:03pm.
Re: Car mission [Re: _Ste_] #455784
29th Dec 2010 9:35pm
29th Dec 2010 9:35pm
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Bebington, Wirral
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DavidB Offline OP
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I'm going to sort it out eventually, do you just pay one whole whack and it covers you for the year?


"C20 LET bang"
Re: Car mission [Re: DavidB] #455930
30th Dec 2010 1:56pm
30th Dec 2010 1:56pm
Joined: Aug 2005
Posts: 16,232
New Brighton
_Ste_ Offline
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_Ste_  Offline
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Originally Posted by DavidB
I'm going to sort it out eventually, do you just pay one whole whack and it covers you for the year?

You can do that or you can pay via installments.
My 1st year of a trade policy I paid in full but they canceled it halfway through via an error on their behalf, I've paid via installments since then, safer that way wink
I have demo cover, I can have unlimited sales cars on it and 30 of my own cars with value of upto 35k

Re: Car mission [Re: _Ste_] #455943
30th Dec 2010 2:22pm
30th Dec 2010 2:22pm
Joined: Dec 2003
Posts: 5,683
Bebington, Wirral
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DavidB Offline OP
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Who are you with, I'm paying over a grand for two cars and it makes sense going for trade. frown


"C20 LET bang"
Re: Car mission [Re: DavidB] #456159
31st Dec 2010 10:43am
31st Dec 2010 10:43am
Joined: Aug 2005
Posts: 16,232
New Brighton
_Ste_ Offline
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Lv, they have taken over highway insurance.
Make sure you tell them it's for social domestic and pleasure too.
smile

Re: Car mission [Re: _Ste_] #456219
31st Dec 2010 1:40pm
31st Dec 2010 1:40pm
Joined: Dec 2003
Posts: 5,683
Bebington, Wirral
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DavidB Offline OP
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Thanks Ste, I'm going to sort that out in the new year. smile


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