Forums Forums Wirral Information Wirral info I earn to much money on job seekers

I am so p!ssed off right now.

Just been to try get help (again) with the rent side of things on my house and I have been offered £5 odd every 2 weeks!

They say I earn too much on my job seekers allowence (£60 something quid a week) to get paid any more than £5 odd. What a absolute joke!

I have worked for gods knows how many years and paid all my NI and Tax and for what? for sod all.

My monthly outgoings are £1200+ before food,petrol etc etc..

I have just about survived up to now since early Dec on money I had saved and was owe'd.

once my next mortgage payment comes out on the 26th this month I will have no money left at all and then companys will try take money out my account that is not there and I will be charged by my bank for each of them. I just want to vent my fustration out by writing this thread and say how sh!t this country really is.

The Government NEEDS to change and help people out more.

£60 too much? F # C K Off!

I know how you feel Wheels. The only thing I can suggest you do is approach your mortgage lender and ask if you can go on an interest only repayment plan for a month or 3. Let all the other companines know what is going on too. Cancel any direct debits that you have so that they cannot attempt to take it out and you won't get charged then.

I know it's hard, but try not to get blinkered by it all that you cannot see the bigger picture - that's what I did and ended up in a right royal mess! But then, having a husband that hid all the mail & ran up more debts (amongst other things) didn't help either!!

I spoke to my mortgage people and they can change it to interest only for a fee of £55, it will only reduce it £70!. then I have to pay another £55 to put it back

I have 2 job interviews next week so fingers crossed. they are crap jobs with crap pay too but im hoping tax credits will help me out.

I need to upgrade my bank account anyway so I might do that 2morro and get my money paid in there and have my mortgage come out of it too. then close my other account until I get letters from the direct debitors and then hopefully I will have a job and I can give them my new bank details.. what do you think?

it might buy me a bit of time and ill have an excuse because I upgraded my account?

I can't see it being a problem hon. The other way round it is to go on card payments (not card meters) instead of DD for certain things.

I'll keep my fingers crossed for you with the interviews - neither you nor Debs need the extra stress of all this at the moment.

I dont have any way of paying via cards? My house is a new build.

hmm

I think your frustration is caused by knowing you are entitled to more than this, but just don't know how you are supposed to claim it.

All the rules and regs used to be open for all to see, these days all you get are heaps of little pamphlets which tell you s*d all.

Citizens advice will probably find a way of increasing your benefits.

I am so sorry my country is letting you down, I am embarassed and ashamed.

You can pay gas, elec and water by card - you can pay weekly or fortnightly, that way you may be able to juggle your finances.

Try the CAB like has been suggested too - they can quite often find things that you are entitled to.

good luck wheels with the job interviews.

uk can really suck

Hey Wheels, just wanted to say good luck for the interviews. I know how stressful it can be when everyone is knocking on your door for money. Try to think positive - easier said than done - but don't let the bstrds grind you down.

hey guys n girls i have n interview 2moz for jobseekers allowence 2morrow does anyone know what i have to take with me

I now have 3 interviews for 4 jobs next week lol.

nice one wheels fingers crossed only been unemployed once and i hated it was in the recession in the 90s

lmao lol thats bad i have 1 tomorrow at 9:40 in the morning so i have to drag my body out off bed not fair hehehe

good luck wheels

Things to take to a JSA First Appointment:

Identification - usually photographic or birth certificate.

Identification - letter with your name on at address provided at time of application.

P45 - from prev job, if you have one.

Prev Wage Slips - usually only if you have a part time job which is low enough for you to be eligible for JSA.