WikiWirral its great, register, enjoy and welcome.
Forum Stats
12330 Members
65 Forums
73260 Topics
989289 Posts
76 posts in the last 24hrs
Max Online: 7831 @ 8th Apr 2013 4:18pm
Who's Online - Click Me
69 registered (alan128, 13 invisible), 1328 Guests and 233 Spiders online.
Key: Admin, Global Mod, Mod
Social Media : Follow Us


(Views 7days)This Weeks Most Read
Finsbury Park mosque. 1305
Bexit Offer for EU Citizens 466
Washing machine 271
Range Rover P38A Air Suspension Help Needed 210
Loving Home Wanted For 3 Cats. 181
Deja Vu, Lightning Strikes Thrice, Groundhog Day 156
Benefit Cap is Unlawful 138
VW t4 fixed side window replacement 118
Wanted roof box 97
audi specialised pls 71
New General Forums
Theresa May and the Holy Grail
by snowhite
Yesterday at 06:17 PM
Deja Vu, Lightning Strikes Thrice, Groundhog Day
by fish5133
22nd Jun 2017 7:38pm
Ant and Dec
by cools
18th Jun 2017 2:11pm
Another Scam
by Excoriator
18th Jun 2017 10:00am
New Wirral History
Round the Wirral with a movie camera[1934]
by snowhite
16th Jun 2017 2:03pm
Bascule Bridge
by Sufee
6th Jun 2017 9:09pm
Pathe news short - merseytunnel 1934
by oldpm01
5th Jun 2017 1:57pm
1878 Post Office Directory of Cheshire query
by derekdwc
1st Jun 2017 10:41pm
Bakery at 275 Poulton Road 1925 onwards
by JAFitz
30th May 2017 8:59pm
Forum Tips
Photo Gallery Forums
wirral from Liverpool big wheel
New Brighton Big Wheel
Topic Replies
Bexit Offer for EU Citizens
by keef666
Today at 07:13 AM
live webcam from africa, a must see
by cools
Yesterday at 09:01 PM
audi specialised pls
by diggingdeeper
Yesterday at 05:41 PM
Ipad 1 charger
by madrob
Yesterday at 02:34 PM
What song are you listening to?
by snowshoes
Yesterday at 01:34 PM
Sailing volunteers
by dogsbrain
Yesterday at 01:11 PM
Finsbury Park mosque.
by Beethoven
Yesterday at 11:03 AM
Loving Home Wanted For 3 Cats.
by lincle
24th Jun 2017 12:03pm
60 KG Weights set & exercise bars FOR SALE 40 !!
by GaryFromWirral
24th Jun 2017 10:25am
June
M Tu W Th F Sa Su
1 2 3 4
5 6 7 8 9 10 11
12 13 14 15 16 17 18
19 20 21 22 23 24 25
26 27 28 29 30
Recent Posts : What's On ?
Shotwick - Old And New (Hall and Solar Farm)
by diggingdeeper
18th Jun 2017 11:41am
Sefton Park
by diggingdeeper
17th Jun 2017 7:28pm
Topic Options
Rate This Topic
#155354 - 10th May 2007 2:03pm MasterCard SecureCode and Verified By Visa
MattLFC Offline
Wiki Master

Registered: 14th Aug 2004
Posts: 22315
Loc: Moreton/Beirut/Mobile
In this day and age of high rates of fraudulent credit card transaction, especially online, you would think that banks would be doing everything they can to help prevent fraud... We there is two systems that have the potential to cut online credit card fraud, yet they are rarely promoted by card issuers and even more rarely used by vendors. Most people have never heard of them such is the lack of promotion of the schemes.

Basically what they are is passwords to use your credit card online. With both schemes, before your payment can recieve verification, you have to enter a password first. With the MasterCard SecureCode at least, you know whether its your bank asking you for the code or a scammer, because it displays a personal message chosen by you that only you and your card issuer knows.

Now I have been registered with the MasterCard SecureCode for around 3 years now, but have used it only a couple of times. Major 3PPP's dont make use of it like PayPal, Nochex, 2checkout, WorldPay, and almost all online vendors dont make use of it. I think the Barclays ePDU uses it and thats about it.

I want to know why the hell they seem to have no interest in promoting this scheme to either users or vendors. Payment processors continue to moan about the increase in fraudulent transactions, yet refuse to make use of the only system available to help cut down on them.

I noticed recently via a message in my online banking, that my card issuer, the HSBC Bank, have now made the service available on MasterCard Debit Cards (Solo and Maestro) which means that there is even more flexibility for the service and even more protection for more cardholders, yet I bet its is still very rarely used.

Its very sad to see such a potentially great way to cut online card fraud almost killed off by vendors just simply refusing to use it.

mad

Top
Google Ads
#155367 - 10th May 2007 8:25pm Re: MasterCard SecureCode and Verified By Visa [Re: MattLFC]
Mark Online   Reading


Wiki Master

Registered: 9th Nov 2003
Posts: 21062
Loc: Wirral
Ive never heard of it frown
_________________________
My Avatar images are all from the Wirral Gallery.Click Me
Wow Wirral History is coming along Great! Wirral History

we get +200 new members a month now smile

Top
#155414 - 11th May 2007 12:52pm Re: MasterCard SecureCode and Verified By Visa [Re: Mark]
AX_125 Offline

Forum Guardian

Registered: 10th Nov 2003
Posts: 3793
Loc: Home
One of the things i really like about my online banking from LloydsTSB is the fact, you have a password, but instead of asking you to type it in, it asks you random letters of the password (eg. letter 2, 5, 9)

It would be cool to have something like that as it anyone with them horrible keystroke virus' wouldn't necessarily give away the password as they ask for different letters each time
_________________________

I am a signature virus, copy me into your signature to help me spread.

Top
#155416 - 11th May 2007 12:58pm Re: MasterCard SecureCode and Verified By Visa [Re: AX_125]
MattLFC Offline
Wiki Master

Registered: 14th Aug 2004
Posts: 22315
Loc: Moreton/Beirut/Mobile
HSBC also have this on their online banking, Abbey doesnt though (the only two banks I use).

It would certainly be a good addition to the SecureCode and Verified schemes, good idea!

smile

Top

Moderator:  Mark 
Random Wirral Images

Click to View Topic.
Newest Topics
audi specialised pls
by Little_B
Yesterday at 05:02 PM
Bexit Offer for EU Citizens
by granny
23rd Jun 2017 9:38am
Benefit Cap is Unlawful
by RUDEBOX
22nd Jun 2017 7:37pm
VW t4 fixed side window replacement
by Mike72
22nd Jun 2017 8:00am
Range Rover P38A Air Suspension Help Needed
by Martin1943
20th Jun 2017 8:06pm
For Sale & Free
Ipad 1 charger
by madrob
Yesterday at 02:34 PM
Washing machine
by GingerTom
20th Jun 2017 9:05pm
22" full 1080p hd and freeview tv
by monsterz4
20th Jun 2017 8:50pm
Apple TV box the 1gen
by monsterz4
20th Jun 2017 8:48pm
42 lf smart tv
by stumpyduck
20th Jun 2017 8:15pm
Featured Member
Registered: 9th Jul 2008
Posts: 10279
Newest Members
OwenChristian, DaveAitch, Fairz87, mikerobbo84, Robbo1960
12330 Registered Users
Today's Birthdays
turnip (26)
New Wirral Info
Shotwick - Old And New (Hall and Solar Farm)
by diggingdeeper
15th Jun 2017 10:19pm
Sefton Park
by diggingdeeper
15th Jun 2017 10:02pm
Property Law
by lau2908
14th Jun 2017 8:04pm
van driver needed
by futurepast
14th Jun 2017 7:34pm
Sailing volunteers
by dogsbrain
14th Jun 2017 4:31pm
News : New Topics
Bexit Offer for EU Citizens
by granny
23rd Jun 2017 9:38am
Benefit Cap is Unlawful
by RUDEBOX
22nd Jun 2017 7:37pm
Finsbury Park mosque.
by Beethoven
19th Jun 2017 11:42am
Grenfell Tower - Notting Hill
by diggingdeeper
14th Jun 2017 5:13am
Manchester airport
by Dilly
9th Jun 2017 6:01pm
New Enthusiast Forums
audi specialised pls
by Little_B
Yesterday at 05:02 PM
VW t4 fixed side window replacement
by Mike72
22nd Jun 2017 8:00am
Range Rover P38A Air Suspension Help Needed
by Martin1943
20th Jun 2017 8:06pm
Loving Home Wanted For 3 Cats.
by DavidC
20th Jun 2017 8:32am
Loving Home Wanted For 3 Cats.
by DavidC
18th Jun 2017 6:02pm
(Views 24hrs)Trending Newest Topics
audi specialised pls 71
Ipad 1 charger 34
Wirral Sunrise Sunset
Sunrise Mon 4:45am
Sunset Mon 9:45pm
Local Time Mon 9:50am
WikiWirral Can . . . .