Heswall and Wallasey HSBC banks are to close.

From my reckoning, those banks that are left ..

Barclays - Six --- Birkenhead, Liscard, Bromborough, West Kirby, Heswall and Moreton.
Lloyds - Six --- Moreton, Wallasey, Birkenhead, Prenton, Heswall and Bromborough.
Natwest - Four --- Bebington, Birkenhead, Liscard and West Kirby.
Santander --- Three - Birkenhead, Wallasey and Heswall.
Nationwide --- Three - Birkenhead, Bromborough and Heswall.
HSBC - Two --- Birkenhead and Bromborough
Co-operative --- none.
Tesco????

However some of the banks' services can be found at the Post Office, please use the Post Offices as much as possible to keep them alive.

Feel free to inform of any errors.

Dont think Lloyds in Moreton anymore Digging.

It was supposed be closing 6th May 2020 apparently.

What happens if our bank closes. Looks like mine will do.

Do they send you to another branch. Issue and new Debit card, Inform all the companies, and Gov. pensions etc. ?

It seems like another rigmarole to plough through. I'm tired of all this change. Too much to grasp.

We can now pay cheques on our phones apparently . Well, half the time I can't even remember my security code to log on..... doing it all on those little screens is a recipe for disaster. IMO.

Some (all?) banks have a central address for all direct debit handling etc, so that nothing needs changing in the event of branch closure. They don't need a bank address any longer, many don't ask for it. In reality it never mattered which branch it went to.

The sort-code is usually re-tagged to another branch. One of my accounts has had to change branch three times with successive closures, I think the sort code is the same for multiple branches in the area.

I do most of my banking on my phone, its far easier than doing it on the computer, fingerprint login so I don't need to remember the plethora of pin numbers etc.

I haven't had a cheque book for years, as I can hardly write its no great loss. Do people still carry cheque books and pens with them?

I also have at least two current accounts on the go, two debit cards and two credit cards so that if anything happens to one I still have another to play with, its got me out of a pickle a few times. At the moment one of my cards has randomly stopped working yet again, happens once or twice a year.

OK. Thanks for that. I'm not convinced it will be all smooth flowing, but one step at a time. I still get cheques through the post a few times a year. Don't know how that one will be sorted.

NatWest still have a branch (or sub branch) at Port Sunlight. Open everyday.

A whole three Halifaxes in all of Wirral, apparently (Birkenhead, Liscard, Heswall).

I can't remember when the cubicle inside Jones & Chapman's in Moreton closed, but I hope I get to keep their extremely easy-to-remember sort code when I have to renew my Debit Card.

I knew I'd forgotten some banks, I think there is at least one more yet, I lost track with all the takeovers between banks and building societies.

Yorkshire???

I have to go into Birkenhead if I want to visit my HSBC branch, which to be fair is not that far, but I can pay in cheques at my local Post Office. I don't do online or telephone banking.

Lol I wonder if I can ring the bank and say "this is a stick up put the money in a bag and post it to..... Lol

Good one (literally).

Yorkshire Bank - Birkenhead.

Yorkshire Building Society in Liscard.

There are Yorkshire Building Society in Heswall and West Kirby as well but I don't think they offer full banking services (?) whereas Birkenhead is a bank.

All in the master plan to force us to use automated and on line banking, supermarkets have cut down on manned tills by half, cash machine broke down yesterday, big queues at the window the way forward they tell us, well I like good ole sausage and mash, bees and honey, lemon dash.