WikiWirral 15yrs online 24/7 365 days a year.
Forum Statistics
Posts1,017,053
Topics74,989
Members12,973
Forums66
Posts in last 24hrs67
Most Online7,831
Apr 8th, 2013
Who's Online Now
32 registered members (9 invisible), 745 guests, and233 spiders.
Key: Admin, Global Mod, Mod
Social Media : Follow Us


Popular Topics(Views 7days)
262 Tyres
New General Forums
European Elections Poll
by granny. 14th May 2019 12:08am
granny
by venice. 8th May 2019 10:49pm
Help building a model hydroplane?
by gerrymoore. 6th May 2019 8:03am
The Future is 5G
by granny. 5th May 2019 10:17pm
New Wirral History
Galloway Arms/Park Hotel 183-185 Beckwith Street
by diggingdeeper. 17th May 2019 11:29pm
Evacuees
by Bandurra. 12th May 2019 10:36pm
Birkenhead
by Excoriator. 30th Apr 2019 10:54am
Nightclub fire
by locomotive. 28th Apr 2019 8:28pm
Pictures of the 3 story houses in Brook Street
by GHAND. 24th Feb 2019 12:02am
Forum Tips
Photo Gallery Forums
WW1 Monument, Birkenhead
No more bridge, never be the same
Topic Replies
Arrowe Park
by bert1. 20th May 2019 5:21am
Local sites for selling items on
by fish5133. 20th May 2019 12:15am
bike for sale 2
by locomotive. 19th May 2019 8:41pm
Forum Updates : 2016-17-18-19
by Mark. 19th May 2019 10:23am
Tyres
by rhoobarb2002. 18th May 2019 10:48pm
What song are you listening to?
by Dilly. 18th May 2019 10:28pm
Galloway Arms/Park Hotel 183-185 Beckwith Street
by bert1. 18th May 2019 6:48pm
Bultaco Motocross or trial bikes or parts
by Bultaco. 18th May 2019 12:11pm
13 foot trampoline Net ( free )
by Bultaco. 18th May 2019 11:41am
May
M T W T F S S
1 2 3 4 5
6 7 8 9 10 11 12
13 14 15 16 17 18 19
20 21 22 23 24 25 26
27 28 29 30 31
Recent Posts : What's On ?
Not Wirral but Hatfield House , Herts
by fish5133. 8th May 2019 11:57pm
Death Cafe comes to Wirral
by diggingdeeper. 7th May 2019 3:45pm
Previous Topic
Next Topic
Print Topic
Rating 5
Pensions #1027418
22nd Dec 2016 2:03pm
22nd Dec 2016 2:03pm
Joined: Mar 2010
Posts: 3,945
Heswallish
F
fish5133 Online content OP
Forum Guardian
fish5133  Online Content OP
Forum Guardian
F
Joined: Mar 2010
Posts: 3,945
Heswallish
If like me your ignorant/confused of the whole NI/pension process, opting in opting out serps etc etc then you might find this Government link useful as you can check all your NI records and future pension. You will need to register with them and get user name etc.

https://www.tax.service.gov.uk/check-your-state-pension

Google Ads
Re: Pensions [Re: fish5133] #1027421
22nd Dec 2016 5:28pm
22nd Dec 2016 5:28pm
Joined: Jan 2010
Posts: 1,647
wirral
E
Excoriator Online content
Forum Addict
Excoriator  Online Content
Forum Addict
E
Joined: Jan 2010
Posts: 1,647
wirral
The state pension is brilliant and bureaucracy-free. All it took was a single 30-second phone call to get my state pension paid into my bank.

What a contrast with the various company pensions I'd accumulated over the years. Most of them for small amounts, but still... None of them could give me an accurate forecast like the state one does. I had about seven or eight of these and every one required a form to be filled out and submitted along with my birth certificate (No. It can't be a copy. It has to be the original!) and they were all very S.L.O.W to send it back so it could be sent to the next one. Be prepared if you are in the same position as I was. Obviously you need to prioritise with the biggest first.

I often smile when I read of 'state bureaucracy' My experience is that it is the private companies that rejoice in forms and procedures. I had the same experience with private medical care. Before the doctor could even say 'Good morning' I had to have an authorisation code for a consultation from the insurance company and it got worse as treatment was needed. There were arguments between doctor and insurance company about the cost, and whether the treatment was to be allowed etc. etc. Awful! It's the last thing you need if you are unwell or worried. You get none of this at the NHS.


Re: Pensions [Re: fish5133] #1027435
22nd Dec 2016 10:00pm
22nd Dec 2016 10:00pm
Joined: Jul 2008
Posts: 12,526
Birkenhead
diggingdeeper Offline

Wiki Master
diggingdeeper  Offline

Wiki Master
Joined: Jul 2008
Posts: 12,526
Birkenhead
Sad thing about the state pension has been the life-changing changes they have made to it at pretty short notice.

The latest scheme has not yet been finalised yet it started earlier this year - this creates an additional hazard of people being over-paid and having to make repayments.

Its been over two years that I have been trying to get a state-pension forecast and I still haven't managed to obtain one.

There are a lot of traps, there are loads of people that made voluntary contributions to pension schemes but have gained very little (or even nothing).

The national insurance credits system desperately needs to be re-vamped, I lost one years credit due to one single day missing thanks to an administrative mistake - fortunately I noticed and was able to have it corrected albeit it took a lot of messing around over a number of months. Credits should be done on a weekly or monthly basis.

My expected state pension (subject to them sorting out the rules) has halfed in the last two years. Pensions are supposed to be a life-long planning but massive changes at short notice make this a farce. The Government are supposed to maintain stability not increase instability.

Building a bigger soapbox for my next outburst on the subject.


In a time of universal deceit - telling the truth is a revolutionary act. George Orwell

We should judge our economy by the absence of poverty, not the number of billionaires - Jeremy Corbyn
Re: Pensions [Re: fish5133] #1027445
22nd Dec 2016 10:35pm
22nd Dec 2016 10:35pm
Joined: Aug 2010
Posts: 890
ottawa canada ( formerly new b...
snowshoes Online content

Guardian
snowshoes  Online Content

Guardian
Joined: Aug 2010
Posts: 890
ottawa canada ( formerly new b...
Sorry that you are having such a hard time DD.
I made voluntary contributions for about 10 years and have had
no problems.

Re: Pensions [Re: fish5133] #1027462
22nd Dec 2016 11:44pm
22nd Dec 2016 11:44pm
Joined: Jul 2011
Posts: 3,589
Wirral
V
venice Offline

Forum Guardian
venice  Offline

Forum Guardian
V
Joined: Jul 2011
Posts: 3,589
Wirral
And the Government wonders why so many people shy away from entrusting their hard earned money into pensions.

Re: Pensions [Re: fish5133] #1030712
13th Feb 2017 9:09pm
13th Feb 2017 9:09pm
Joined: Aug 2008
Posts: 19,446
Here.
RUDEBOX Offline
Wiki Master
RUDEBOX  Offline
Wiki Master
Joined: Aug 2008
Posts: 19,446
Here.
http://www.waspi.co.uk will be doing a presentation at Wirral Unite Community Branch Meeting on 3rd March 2017 at 3pm. PM for details.


Mia Mabel

Ohhhhhhhhhhhhh! Jer-e-my Cor-byn

Re: Pensions [Re: diggingdeeper] #1041643
19th Jul 2017 9:19pm
19th Jul 2017 9:19pm
Joined: Jul 2008
Posts: 12,526
Birkenhead
diggingdeeper Offline

Wiki Master
diggingdeeper  Offline

Wiki Master
Joined: Jul 2008
Posts: 12,526
Birkenhead
Originally Posted by diggingdeeper
Building a bigger soapbox for my next outburst on the subject.


If I was solely reliant on the new state pension scheme, I have calculated that I would get 13.67 a week (710 a year) from it despite paying into the state pension scheme for more than 30 years.

Hardly anybody will be eligible for the new flat rate of 155 for many years to come. The government using the words "flate rate" as flamboyantly as they lie about everything else.


In a time of universal deceit - telling the truth is a revolutionary act. George Orwell

We should judge our economy by the absence of poverty, not the number of billionaires - Jeremy Corbyn
Re: Pensions [Re: fish5133] #1043680
29th Aug 2017 5:15am
29th Aug 2017 5:15am
Joined: Aug 2015
Posts: 265
NSW Australia
D
dingle Offline
Addict
dingle  Offline
Addict
D
Joined: Aug 2015
Posts: 265
NSW Australia
I live in Australia, and earlier this year applied for my NHS number(well it has been 50years). I got that then applied for what pension they send me. All done within about 3 months. Fantastic I say.

Re: Pensions [Re: dingle] #1043686
29th Aug 2017 12:33pm
29th Aug 2017 12:33pm
Joined: Mar 2010
Posts: 3,945
Heswallish
F
fish5133 Online content OP
Forum Guardian
fish5133  Online Content OP
Forum Guardian
F
Joined: Mar 2010
Posts: 3,945
Heswallish
Originally Posted by dingle
I live in Australia, and earlier this year applied for my NHS number(well it has been 50years). I got that then applied for what pension they send me. All done within about 3 months. Fantastic I say.


Nice one but theres only 25 million in Australia with how many expats? about 1 million. Enjoy


Moderated by  Mod 

Random Wirral Images

Click to View Topic.
Newest Topics
Galloway Arms/Park Hotel 183-185 Beckwith Street
by diggingdeeper. 17th May 2019 11:29pm
Tyres
by Pete_M. 17th May 2019 7:34am
Local sites for selling items on
by granny. 15th May 2019 7:20pm
Doris Day died
by cools. 13th May 2019 3:14pm
Evacuees
by Bandurra. 12th May 2019 10:36pm
For Sale & Free
Bultaco Motocross or trial bikes or parts
by Bultaco. 18th May 2019 12:11pm
Free custom Bike
by gerry1. 7th May 2019 6:07pm
BLACK & WHITE TV WANTED
by _Ste_. 7th May 2019 1:42pm
bike for sale 2
by locomotive. 4th May 2019 8:05pm
Bike for sale
by locomotive. 4th May 2019 7:59pm
Member Spotlight
neddy
neddy
rhyl
Posts: 15,633
Joined: October 2012
Show All Member Profiles 
Newest Members
OnceinWirral, Denny58, alexw, Donnachallo, Jedimonk77
12973 Registered Users
Today's Birthdays
No Birthdays
New Wirral Info
Local sites for selling items on
by granny. 15th May 2019 7:20pm
Not Wirral but Hatfield House , Herts
by fish5133. 5th May 2019 8:02pm
TV prob
by lincle. 1st May 2019 6:12pm
Death Cafe comes to Wirral
by martinharris. 1st May 2019 6:09pm
Caravan boiler
by rossie. 1st May 2019 12:21pm
News : New Topics
Doris Day died
by cools. 13th May 2019 3:14pm
Tommy Robinson
by diggingdeeper. 8th May 2019 11:34pm
Local Elections 2019
by diggingdeeper. 3rd May 2019 1:15am
Climate Change
by derekdwc. 1st May 2019 11:16pm
Fire Conway Street
by diggingdeeper. 24th Apr 2019 10:50pm
New Enthusiast Forums
Tyres
by Pete_M. 17th May 2019 7:34am
cctv
by uptonbaz. 14th Apr 2019 2:40pm
Get your cat neutered.
by venice. 14th Apr 2019 10:50am
Bultaco pursang
by Bultaco. 13th Mar 2019 12:43pm
Bidston Hill Underground Tunnels Part 2
by robbo_theman. 23rd Sep 2008 8:58pm
Popular Topics(Views 24hrs)
Wirral Sunrise Sunset
Sunrise Mon 5:03am
Sunset Mon 9:14pm
Local Time Mon 6:52am
Powered by UBB.threads™ PHP Forum Software 7.6.1.1