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#867427 - 29th Mar 2014 10:10am pre-loaded debit cards
cools Offline
Forum Addict

Registered: 16th Aug 2013
Posts: 2121
Loc: Wirral
Hi everybody. Does anybody know anything about pre-loaded debit cards which can be used on e-bay etc.I dont want to use my own cards but wish to get struff from e-bayand otherv sites on net. maybe someone uses one and can reccomend it . Any info would be appreciated thanks.

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#867435 - 29th Mar 2014 11:38am Re: pre-loaded debit cards [Re: cools]
Snodvan Offline

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Registered: 19th Mar 2008
Posts: 1289
Loc: Wallasey Village
I have both prepaid Visa and Mastercard from Virgin. The Mastercard is the one registered with Paypal for sellers who like to use that facility. I have to say that I have never had any problems with Paypal including refunds when the seller turned out to be a fake - other may have different experiences. I never buy anything of huge value so I just keep 100 as the prepaid on these cards

Snod
_________________________
5 Precepts of Buddhism seem appropriate. Refrain from taking life. Refrain from taking that which is not given. Refrain from misconduct. Refrain from lying. Refrain from intoxicants which lead to loss of mindfulness

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#867459 - 29th Mar 2014 2:49pm Re: pre-loaded debit cards [Re: cools]
TheDr Offline
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Registered: 23rd Feb 2010
Posts: 2631
Loc: Wirral
I have one of the Orange Cash cards for online purchases, that way I never have to use the one linked to my bank account.

I got one when they first came out (so it was free, it'll cost you 5 to get it now).

If the details you put in on the application can be verified you'll be allowed to load/withdraw whatever you want, if they can't (you use a made up name, they can't find you on the voters register etc) then you'll be limited to 1,600 per year.

It's a physical plastic card and can be used in shops etc, it's also wireless so can be scanned at the quick pay type machines for small amounts without having to enter your pin.

Various ways to load it, at an Orange shop is free, at any PayPoint will take 1.50 off whatever you pay in (give them 100 you get 98.50 loaded) and it's credited instantly, so if you're worried about using cards online you can load it and spend it bringing the balance back to zero within minutes.

There is also an app for it so you can see exactly what you've spent, what has been loaded and how much you have available.

Only problem I've found with it, if you don't enter the address that it is registered to correctly when you buy something it will attemp to authorise against the card, fail as the details don't match, but keep the funds as "pending" for up to a fortnight until they are restored to your account and can be spent.

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#867549 - 30th Mar 2014 10:38am Re: pre-loaded debit cards [Re: TheDr]
cools Offline
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Registered: 16th Aug 2013
Posts: 2121
Loc: Wirral
Thanks to you both for the info .Think i will get one they sound ok.

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#867823 - 31st Mar 2014 1:22pm Re: pre-loaded debit cards [Re: cools]
toffeegirl Offline
Newbeee

Registered: 11th Aug 2011
Posts: 13
Loc: wallasey
i use quidity it is run by barclays bank it is 10 pounds to buy and you top up at any post office or paypoint just go to the quidity website and have a look

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#867832 - 31st Mar 2014 3:15pm Re: pre-loaded debit cards [Re: toffeegirl]
cools Offline
Forum Addict

Registered: 16th Aug 2013
Posts: 2121
Loc: Wirral
Thanks Toffeegirl will check it out.

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