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Birkenhead
by diggingdeeper - 20th Oct 2026 11:26am
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Joined: Aug 2013
Posts: 3,056 Likes: 2
Forum Master
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OP
Forum Master
Joined: Aug 2013
Posts: 3,056 Likes: 2 |
hi all.What i want to ask is abit political and boring, but is there anyone who is pension savvy can tell me why NHS pensions are not included in new budget rules. I have very small one with small annuity due when i retire and thought it would be good to get lump sum instead. Dissapointed told no because NHS pension scheme not included. Why? Anybody know?
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Joined: Aug 2008
Posts: 19,446
Wiki Master
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Wiki Master
Joined: Aug 2008
Posts: 19,446 |
Politics are never boring...this link may help.... http://www.nhsbsa.nhs.uk/4017.aspx
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Joined: Aug 2013
Posts: 3,056 Likes: 2
Forum Master
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OP
Forum Master
Joined: Aug 2013
Posts: 3,056 Likes: 2 |
Thanks Rudebox have read the link but still no wiser.
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Joined: Sep 2010
Posts: 73
Member
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Member
Joined: Sep 2010
Posts: 73 |
The new rules only apply to 'money-purchase' pension schemes i.e. private schemes where you use your pension pot to buy your own annuity at retirement.
The NHS scheme is 'defined benefit' so won't count under the new rules.
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Joined: Aug 2013
Posts: 3,056 Likes: 2
Forum Master
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OP
Forum Master
Joined: Aug 2013
Posts: 3,056 Likes: 2 |
Thanks Stu for making it clear for me ,I understand but still peeved i cant take advantage of the new rules. Just my luck.
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