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#866459 - 23rd Mar 2014 6:44pm new budget rules for pensions
cools Offline
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Registered: 16th Aug 2013
Posts: 1632
Loc: Wirral
hi all.What i want to ask is abit political and boring, but is there anyone who is pension savvy can tell me why NHS pensions are not included in new budget rules. I have very small one with small annuity due when i retire and thought it would be good to get lump sum instead. Dissapointed told no because NHS pension scheme not included. Why? Anybody know?

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#866462 - 23rd Mar 2014 6:53pm Re: new budget rules for pensions [Re: cools]
RUDEBOX Offline

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Registered: 29th Aug 2008
Posts: 19087
Loc: Bob Land
Politics are never boring...this link may help....

http://www.nhsbsa.nhs.uk/4017.aspx
_________________________
Mia Mabel


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#866464 - 23rd Mar 2014 7:07pm Re: new budget rules for pensions [Re: cools]
cools Offline
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Registered: 16th Aug 2013
Posts: 1632
Loc: Wirral
Thanks Rudebox have read the link but still no wiser.

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#866566 - 24th Mar 2014 7:58am Re: new budget rules for pensions [Re: cools]
stu6278 Offline
Member

Registered: 20th Sep 2010
Posts: 73
Loc: New Brighton
The new rules only apply to 'money-purchase' pension schemes i.e. private schemes where you use your pension pot to buy your own annuity at retirement.

The NHS scheme is 'defined benefit' so won't count under the new rules.

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#866606 - 24th Mar 2014 1:16pm Re: new budget rules for pensions [Re: cools]
cools Offline
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Registered: 16th Aug 2013
Posts: 1632
Loc: Wirral
Thanks Stu for making it clear for me ,I understand but still peeved i cant take advantage of the new rules. Just my luck.

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