WikiWirral 16yrs online 24/7 365 days a year.
Forum Statistics
Posts1,028,067
Topics75,592
Members13,512
Forums65
Posts in last 24hrs10
Most Online14,906
Nov 23rd, 2019
Who's Online Now
40 registered members (AX_125, 10 invisible), 1,444 guests, and214 spiders.
Key: Admin, Global Mod, Mod
Social Media : Follow Us


Popular Topics(Views 7days)
New General Forums
George Carlin
by BultacoAstro. 10th Sep 2020 9:00am
Our Earth
by granny. 8th Sep 2020 10:02am
The Moon Landing ?
by BultacoAstro. 29th Aug 2020 4:58pm
Harry McGuire.
by casper. 28th Aug 2020 11:15am
New Wirral History
Stage-Coach Timetables in 1830's
by mikeeb. 19th Sep 2020 4:05pm
Birkenhead Trams 1876
by mikeeb. 17th Sep 2020 3:38pm
WHAT PUB
by derekdwc. 12th Sep 2020 12:51pm
365 Crown Vaults 34 Watson Street
by mikeeb. 1st Sep 2020 5:05pm
94 Clarendon Hotel 109 to 111 Chester Street
by mikeeb. 31st Aug 2020 5:54pm
Forum Tips
Photo Gallery Forums
Boaty McBoatface takes shape
The gathering storm: Mersey waterfront today
Topic Replies
Stage-Coach Timetables in 1830's
by Greenwood. 21st Sep 2020 5:08pm
Classic Rock The Bands Are Awakening
by GaryFromWirral. 21st Sep 2020 10:18am
Coronavirus
by granny. 21st Sep 2020 8:38am
Birkenhead Trams 1876
by locomotive. 20th Sep 2020 8:00pm
Wooden Single Bed, Headboard, Mattress and Drawer
by rhoobarb2002. 20th Sep 2020 1:52pm
Dorothea Quarry Aug 2020
by mikeeb. 19th Sep 2020 3:41pm
Trinity Street Birkenhead
by MIKE6570. 19th Sep 2020 12:22pm
Award for Corbyn ???
by casper. 19th Sep 2020 9:34am
cat found,Wallasey
by muzzy2. 19th Sep 2020 8:07am
September
M T W T F S S
1 2 3 4 5 6
7 8 9 10 11 12 13
14 15 16 17 18 19 20
21 22 23 24 25 26 27
28 29 30
Recent Posts : What's On ?
Previous Topic
Next Topic
Print Topic
Rate Topic
dnt know if im insured #538602
26th Jun 2011 10:48am
26th Jun 2011 10:48am
Joined: Feb 2010
Posts: 226
tranmere
J
jemarc Offline OP
Addict
jemarc  Offline OP
Addict
J
Joined: Feb 2010
Posts: 226
tranmere
my mobility car has gone in the garage as there is something wrong with it, they have given me a loan car for a few days, but just checked the reg on askmid and its saying its not insured. am i covered on my mobility insurance or not. the car they have given me is one a customer brought in to part ex.
thanks for any help

Google Ads
Re: dnt know if im insured [Re: jemarc] #538603
26th Jun 2011 10:52am
26th Jun 2011 10:52am
Joined: Dec 2010
Posts: 1,236
my house
M
mrhanky Offline
Forum Addict
mrhanky  Offline
Forum Addict
M
Joined: Dec 2010
Posts: 1,236
my house
you should be covered on the garage's traders policy.
if you are unsure just check with the garage.
it's worth asking them for their insurance details though as if it's not on the database you may well end up getting stopped.

Re: dnt know if im insured [Re: jemarc] #538618
26th Jun 2011 11:33am
26th Jun 2011 11:33am
Joined: Aug 2004
Posts: 22,315
Moreton/Beirut/Mobile
MattLFC Offline
Wiki Master
MattLFC  Offline
Wiki Master
Joined: Aug 2004
Posts: 22,315
Moreton/Beirut/Mobile
Indeed, just check with the garage; you may be insured, as it can take upto 7 days (which is pretty stupidly imho, considered "reasonable time" by the insurance industry) to show on the insurance database.

It's not worth risking it until you know for sure, because if you are stopped, and it turns out that valid insurance isnt held/showing on the database, then the car will be seized and you will be left at the roadside (I know through bitter experience thanks to a cock-up by Quinn Direct and a jobsworth copper!!), which I imagine would be a terrible situation to be in as its a motability car.

Re: dnt know if im insured [Re: MattLFC] #538647
26th Jun 2011 12:51pm
26th Jun 2011 12:51pm
Joined: Feb 2010
Posts: 226
tranmere
J
jemarc Offline OP
Addict
jemarc  Offline OP
Addict
J
Joined: Feb 2010
Posts: 226
tranmere
ok thanks everyone will look into it tomorrow x

Re: dnt know if im insured [Re: jemarc] #538901
26th Jun 2011 8:28pm
26th Jun 2011 8:28pm

N
Nobody
Unregistered
Nobody
Unregistered
N


Askmid isn't always right, even more so if it's a fleet car.

Re: dnt know if im insured [Re: jemarc] #539517
28th Jun 2011 10:58am
28th Jun 2011 10:58am
Joined: Mar 2010
Posts: 103
wirral
F
Fatfairy Offline
Enthusiast
Fatfairy  Offline
Enthusiast
F
Joined: Mar 2010
Posts: 103
wirral
just ring mobility, and they will tell you there and then, the loan car thing changed last year, 0845 456 4566 (8.30am till 5.30pm Monday to Friday) or to use a normal number courtesy of say no to 0870, its 0151 240 2894 which is customer services for RSA motability the people who will know for 100% as they are your insurers

Last edited by Fatfairy; 28th Jun 2011 11:00am.
Re: dnt know if im insured [Re: Fatfairy] #539680
28th Jun 2011 3:10pm
28th Jun 2011 3:10pm
Joined: Feb 2010
Posts: 226
tranmere
J
jemarc Offline OP
Addict
jemarc  Offline OP
Addict
J
Joined: Feb 2010
Posts: 226
tranmere
thanks all, i was insured and i got my own car back today x

Re: dnt know if im insured [Re: jemarc] #539691
28th Jun 2011 3:28pm
28th Jun 2011 3:28pm
Joined: Mar 2010
Posts: 103
wirral
F
Fatfairy Offline
Enthusiast
Fatfairy  Offline
Enthusiast
F
Joined: Mar 2010
Posts: 103
wirral
Good its like losing your legs with no car isnt it,

Re: dnt know if im insured [Re: jemarc] #539775
28th Jun 2011 7:07pm
28th Jun 2011 7:07pm
Joined: May 2011
Posts: 1,131
Upton
paxvobiscum Offline
Forum Addict
paxvobiscum  Offline
Forum Addict
Joined: May 2011
Posts: 1,131
Upton
Originally Posted by jemarc
my mobility car has gone in the garage as there is something wrong with it, they have given me a loan car for a few days, but just checked the reg on askmid and its saying its not insured. am i covered on my mobility insurance or not. the car they have given me is one a customer brought in to part ex.
thanks for any help


Maybe you should phone the Motorbility number to get phone advice from them. Ask them to confirm their advice in an email or text?

Re: dnt know if im insured [Re: jemarc] #540436
30th Jun 2011 1:20pm
30th Jun 2011 1:20pm
Joined: Jun 2011
Posts: 8
Noctorum
N
Newey Offline
Beginner
Newey  Offline
Beginner
N
Joined: Jun 2011
Posts: 8
Noctorum
You would never get convicted in these circumstances anyhow as it was reasonable to assume you had cover!

Re: dnt know if im insured [Re: Newey] #540562
30th Jun 2011 6:34pm
30th Jun 2011 6:34pm
Joined: Feb 2010
Posts: 2,631
Wirral
T
TheDr Offline
Forum Master
TheDr  Offline
Forum Master
T
Joined: Feb 2010
Posts: 2,631
Wirral
Originally Posted by Newey
You would never get convicted in these circumstances anyhow as it was reasonable to assume you had cover!


Unfortunately you would (likely) be convicted.

Insurance is a strict liability offence, you either have it or you don't, and if you don't, you're guilty, what you have is excellent mitigation to reduce or nullify any sentence.

The other problem would be that it would show on your licence (even if zero points were given) so you would have to explain to your insurance company and forget trying to hire cars until they come off frown


Moderated by  Mod 

Random Wirral Images

Click to View Topic.
Newest Topics
Stage-Coach Timetables in 1830's
by mikeeb. 19th Sep 2020 4:05pm
Dorothea Quarry Aug 2020
by KevinFinity. 18th Sep 2020 9:45pm
cat found,Wallasey
by doggod. 17th Sep 2020 8:55pm
Birkenhead Trams 1876
by mikeeb. 17th Sep 2020 3:38pm
Spring fitting required
by gerrymoore. 17th Sep 2020 9:20am
For Sale & Free
Wanted Bultaco Astro Or Pursang 360 Model 104
by BultacoAstro. 13th Sep 2020 10:39pm
Wooden Single Bed, Headboard, Mattress and Drawer
by rhoobarb2002. 12th Sep 2020 5:07pm
Vauxhall Alloy Wheels - Astra, Corsa, Zafira etc.
by j_demo. 12th Sep 2020 2:44pm
2x2 seater leather sofas recliner
by paul110180. 7th Sep 2020 8:18am
2x2 seater leather sofas recliner
by paul110180. 7th Sep 2020 7:32am
Member Spotlight
mikeeb
mikeeb
birkenhead
Posts: 1,127
Joined: October 2013
Show All Member Profiles 
Newest Members
RyanEvans, mange1827, Stephen_59, AuntieP, Marks1960
13512 Registered Users
Today's Birthdays
No Birthdays
New Wirral Info
Van carpet fitter
by Gibbo. 17th Sep 2020 9:16am
Tower road. Birkenhead and now Dock road
by keef666. 6th Sep 2020 1:53pm
Enjoy the street theatre!
by Excoriator. 5th Sep 2020 3:50pm
Laminate flooring
by casper. 4th Sep 2020 6:33pm
Self-Employment Income Support Scheme
by mikeeb. 23rd Aug 2020 3:05pm
News : New Topics
Award for Corbyn ???
by granny. 27th Aug 2020 10:41pm
Casper Specials
by granny. 23rd Aug 2020 5:39pm
Worlds oldest man dies aged 116
by mikeeb. 23rd Aug 2020 2:36pm
When Damascus Falls !
by granny. 13th Feb 2020 11:12pm
Coronavirus
by cools. 30th Jan 2020 5:38pm
New Enthusiast Forums
Dorothea Quarry Aug 2020
by KevinFinity. 18th Sep 2020 9:45pm
cat found,Wallasey
by doggod. 17th Sep 2020 8:55pm
Spring fitting required
by gerrymoore. 17th Sep 2020 9:20am
Customer Is Always Right
by BultacoAstro. 3rd Sep 2020 12:19pm
VW Golf TDi Cambelt
by TudorBlue. 1st Sep 2020 10:04am
Popular Topics(Views 24hrs)
Wirral Sunrise Sunset
Sunrise Mon 6:58am
Sunset Mon 7:11pm
Local Time Mon 5:40pm
Powered by UBB.threads™ PHP Forum Software 7.6.1.1