I want a phone with a decent camera
They don't exist - the K800/K810 is pretty close to decent, but the size of the sensors as well as the lenses themselves are far too small in mobile phones.
The most viable option for a camera phone has always been the N93/N93i, but people dont like its size and fail to understand that optics can only be minuturized "so far" before they become crap.
Maybe the K850 will change things, but until that comes along, phone camera's are, at best, mediocre.