Need short term loan,what is best way to get one?

Hi,need £70 to £100 ASAP,can pay back in few weeks,can't extend overdraft/ask family,are payday loan type things dodgy??,what can I do,must be legit and safe ways??

Have you got anything you can pawn....it's a cheaper way of borrowing than going to a possible loan shark !!

TBH, Wonga is pretty reasonable, if you borrow 100 and pay back next week, you will only pay about 10 pounds interest. They have 2000% APR because APR is rated interest for the whole year. You say few weeks - try the quote thing, it tells you how much you will pay back which won't be a lot as it's very short term.

BTW, I don't work for Wonga.

You can get a loan from your local jobcentre.

No Interest.

Depending on how much you get, you will only have to pay £10 a week back. I did it and i pay £5 a week (JSA) and i got £400 off them.

Originally Posted by DavidB

TBH, Wonga is pretty reasonable, if you borrow 100 and pay back next week, you will only pay about 10 pounds interest. They have 2000% APR because APR is rated interest for the whole year. You say few weeks - try the quote thing, it tells you how much you will pay back which won't be a lot as it's very short term.

BTW, I don't work for Wonga.

i agree with this

i have used wonga before in the past, and they have 'promo codes' which waiver £5.50 of the charges too.

so to borrow £100 over say 7 days, you often end up paying back no more than £110 as DavidB said

all the numbers on the ads look shifty, but they check out. i can vouch for them.

again, i don't work for wonga lol

The money shop £25 on every £100, and you don't have to pay back in full. Wonga are about £40 every £100. Wonga is crap