they have you screwed every which way! they give you on price, then when you ring them up its completely different! does anyone know of insurance companies who are sort of kind to younger drivers?
your best ones are the like of tesco, norwich union etc stay clear from the companies out of the back of mpower etc. Nowich union may not insure you on car over group 15 unless your 21 whereas the ones in mpower will but you will get chinned gud style. I know this from expirence. I was charged 2600 for a g reg xr2i when i was 20 had the car 2 days cancelled the insurance and they tryed to keep hold of my 600 deposit. I argued with them about it and they said they had told me when taking out the policy that it was non refundable, anyway after lots of letters etc they got back to me saying they listened to the recording at it was failed to be mentioned. So they refunded me £450 etc which iwas okay with but 600 was taking the p..s. Be careful as these are cons. They may have diferent names in the back of the mag nxt to each other but their all one big company.
Liverpool Victoria are the cheapest me and all my mates have found for young drivers.
They were 60% cheaper then Tescos in my first year and 70% cheaper then them in second year (with 1yr NCB). Tesco's are the next cheapest company ive tried on both occasions.
I am paying just £700 a year for a group 5 with only 1yr NCB ..... my first year was only £1083 (and now a claim on my file although the other driver admitted all liability and the claim was on her insurance, its on my file lol).