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#875486 16th May 2014 10:18am
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Has any one had any dealings with cover sure insurance.

Am trying to get car insurance that covers for hire and reward, ive had hundreds of quotes for over 4 grand a year, but yet cover sure have come back saying £900 a year, and it's aviva that write the policy.

I have been in touch with avaiva, as i know they don't cover for hire and reward, and they say they have not heard of cover sure.

So am a bit reluctant to pay £900 over the phone to cover sure.

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Willo_ #875491 16th May 2014 11:07am
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cant say Ive heard of them covering hire and reward....but have you tried Freeway? they seem to be ok, we have been with them for 3yrs now

what sort of cover are they offering for that price? Does it have a high excess attached to it? and are they taking any no-claims bonus onboard from other company?

Last edited by Lynda; 16th May 2014 11:10am.
Lynda #875492 16th May 2014 11:13am
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Originally Posted by Lynda
cant say Ive heard of them covering hire and reward....but have you tried Freeway? they seem to be ok, we have been with them for 3yrs now

what sort of cover are they offering for that price? Does it have a high excess attached to it? and are they taking any no-claims bonus onboard from other company?
They are taking my 3yrs no claims, 10000 miles a year, and cover me for hire and reward, doing fast food deliveries.

Willo_ #875493 16th May 2014 11:18am
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My mistake, I thought you were after taxi insurance for a minute! Have you had a look at Cover Supermarket? They seem to do specific cover for takeaway delivery drivers

Lynda #875495 16th May 2014 11:26am
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Originally Posted by Lynda
My mistake, I thought you were after taxi insurance for a minute! Have you had a look at Cover Supermarket? They seem to do specific cover for takeaway delivery drivers
Cover supermarket, just say on there online quotes unable to offer a quote.

Willo_ #875497 16th May 2014 12:01pm
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they got a freephone number if thats any good to you?

Willo_ #875506 16th May 2014 1:13pm
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Surely you'd get the documentation sent to you before you commit, because you'd have to read the "small print"?

Isn't it called the schedule or something? Then when you buy you get the full policy documents.

Willo_ #875513 16th May 2014 1:39pm
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who gives a toss as long as you are legally insured take the bargain.


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Willo_ #875528 16th May 2014 3:43pm
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Insurance fraud is one of the fastest growing crimes, not just the Cash-for-Crash type but now you're getting ghost-brokers.

A company will set up, sell you insurance, supposedly backed by one of the big names, take your premium and send you a cover note, worth just a little less than the paper it's printed on.

If you've called Aviva and they've never heard of them surely somebody there should have taken all the details and be looking into it.

I'm not saying that this is the case (although I've never heard of them either) but if the cover note isn't backed by an insurance company then you still have no insurance, it doesn't matter if you think you've paid for it or not.

TheDr #875533 16th May 2014 4:40pm
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It gets even more complex. If you visit the cover sure site, it seems to be selling franchises to use the name. It's not clear whether they are brokers themselves. As far as Willo's situation is concerned, I'm surprised that the job pays enough to be worth paying the extra insurance and cover the fuel and wear and tear.


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Originally Posted by chriskay
It gets even more complex. If you visit the cover sure site, it seems to be selling franchises to use the name. It's not clear whether they are brokers themselves. As far as Willo's situation is concerned, I'm surprised that the job pays enough to be worth paying the extra insurance and cover the fuel and wear and tear.
It does pay enough, with more left over, if it did not, I would not continue the job.

Willo_ #875544 16th May 2014 6:19pm
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If you pay by credit card or in monthly instalments you can't go wrong. Can you?

Willo_ #875545 16th May 2014 6:33pm
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You could try these `who am with, they cover "goods for hire and reward"
The under writers are `Highway,they were far cheaper for me this year
http://www.oneinsurancesolution.co.uk/

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Originally Posted by Vanmanone
You could try these `who am with, they cover "goods for hire and reward"
The under writers are `Highway,they were far cheaper for me this year
http://www.oneinsurancesolution.co.uk/
thanks, i will see what they say

Willo_ #875599 17th May 2014 7:35am
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We have used them for years. They are a very good broker and use all the larger business insurance companies. Most people won't have heard of them as they generally deal with business insurance. As someone else has said, get a copy of the policy documents to n sure it meets your requirements. At the end of the day your policy is with Avila not cover sure.


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