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Joined: May 2011
Posts: 1,131
Forum Addict
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OP
Forum Addict
Joined: May 2011
Posts: 1,131 |
In error Motor Legal Protection has been left on my re-newed Car Insurance Policy. It is optional, and is £25.99.
Before I phone up to amend the Policy, can any Wiki member let me know if it is wise to pay this, as I am not sure of the benefit if I had to make an insurance Claim. Many thanks.
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Joined: Jul 2008
Posts: 14,350 Likes: 20
Wiki Master
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Wiki Master
Joined: Jul 2008
Posts: 14,350 Likes: 20 |
In my experience its not worth paying, when I have been involved in accidents the supplied service was less than minimal.
Depends what it covers, if its just "uninsured losses" then there is no point in paying it, you can get your own solicitor at no cost to you who will probably do a much better job.
We don't do charity in Germany, we pay taxes. Charity is a failure of governments' responsibilities - Henning Wehn https://ddue.uk
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Joined: Oct 2010
Posts: 376
Old Hand
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Old Hand
Joined: Oct 2010
Posts: 376 |
£25.99 seems quite dear for motor legal protection. I normally pay around £15, I'd say it's worth taking it out, then there is no running round with solicitors the insurance company just sort everything for you. Just my view but I like an easy life lol. I've had two non fault claims and everything was sorted out without me doing anything
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Joined: Jul 2008
Posts: 14,350 Likes: 20
Wiki Master
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Wiki Master
Joined: Jul 2008
Posts: 14,350 Likes: 20 |
Wiggi - did you get any uninsured losses reimbursed? I've had at least 3 non-faults and never received a penny, in two cases I wasn't even given the opportunity to list them.
We don't do charity in Germany, we pay taxes. Charity is a failure of governments' responsibilities - Henning Wehn https://ddue.uk
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Joined: Oct 2010
Posts: 376
Old Hand
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Old Hand
Joined: Oct 2010
Posts: 376 |
Do you mean the like of personal injuries and loss of earnings if so yes, both times they got a personal injury claim for me and reimburse any loss of earnings.
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Joined: Jul 2008
Posts: 14,350 Likes: 20
Wiki Master
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Wiki Master
Joined: Jul 2008
Posts: 14,350 Likes: 20 |
Ah, that's my mistake - I didn't go for personal injury, just identifiable costs.
We don't do charity in Germany, we pay taxes. Charity is a failure of governments' responsibilities - Henning Wehn https://ddue.uk
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Joined: Dec 2003
Posts: 5,683
Wiki Guide
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Wiki Guide
Joined: Dec 2003
Posts: 5,683 |
Not worth it, it's sold as part of a policy and you can cancel it, just like that free for 3 months life insurance thing.
"C20 LET bang"
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Joined: May 2011
Posts: 1,131
Forum Addict
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OP
Forum Addict
Joined: May 2011
Posts: 1,131 |
I decided to cancel it, which I did today. Thanks for all your responses which helped me make up my mind.
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Posts: 1,315
Joined: May 2011
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