People should beware of the companies -wanting- to give you finance with APR's like 50%. CitiFinancial do this. You get a loan of 2000 say, they take the setup charge from it (which is 500 quid), and then charge you admin which is 90 quid, and then slap on 50% on top.
So you get 1400 quid, and end up paying 3000 quid back. They must assume you are so desperate, that any money will do.
I wouldn't borrow for anything, I hate owing people.
"C20 LET bang"