WikiWirral Wirral's Biggest Online Forum
Forum Stats
12331 Members
65 Forums
73265 Topics
989430 Posts
46 posts in the last 24hrs
Max Online: 7831 @ 8th Apr 2013 4:18pm
Who's Online - Click Me
81 registered (alan128, 14 invisible), 1435 Guests and 300 Spiders online.
Key: Admin, Global Mod, Mod
Social Media : Follow Us


(Views 7days)This Weeks Most Read
Bexit Offer for EU Citizens 644
Every little helps... 305
Deja Vu, Lightning Strikes Thrice, Groundhog Day 182
Benefit Cap is Unlawful 172
VW t4 fixed side window replacement 146
audi specialised pls 135
Ipad 1 charger 114
Kingsway Academy 55
Mainstream Media- Over and Out 34
Portraying A Nation-Germany 1919-1933 Tate Liverpool 16
New General Forums
Mainstream Media- Over and Out
by RUDEBOX
Yesterday at 09:35 PM
Kingsway Academy
by lincle
Yesterday at 10:48 AM
Theresa May and the Holy Grail
by snowhite
25th Jun 2017 6:17pm
Deja Vu, Lightning Strikes Thrice, Groundhog Day
by fish5133
22nd Jun 2017 7:38pm
New Wirral History
Round the Wirral with a movie camera[1934]
by snowhite
16th Jun 2017 2:03pm
Bascule Bridge
by Sufee
6th Jun 2017 9:09pm
Pathe news short - merseytunnel 1934
by oldpm01
5th Jun 2017 1:57pm
1878 Post Office Directory of Cheshire query
by derekdwc
1st Jun 2017 10:41pm
Bakery at 275 Poulton Road 1925 onwards
by JAFitz
30th May 2017 8:59pm
Forum Tips
Photo Gallery Forums
wirral from Liverpool big wheel
New Brighton Big Wheel
Topic Replies
Every little helps...
by diggingdeeper
40 minutes 18 seconds ago
Apple TV box the 1gen
by Tait1969
Today at 05:20 PM
Sailing volunteers
by dogsbrain
Today at 10:19 AM
Bean to cup coffee machine
by monsterz4
Today at 08:56 AM
Ipad 1 charger
by _Ste_
Yesterday at 07:22 PM
Portraying A Nation-Germany 1919-1933 Tate Liverpool
by paxvobiscum
Yesterday at 07:06 PM
Shotwick - Old And New (Hall and Solar Farm)
by w10694
Yesterday at 06:42 PM
Bexit Offer for EU Citizens
by cools
Yesterday at 11:27 AM
live webcam from africa, a must see
by cools
25th Jun 2017 9:01pm
June
M Tu W Th F Sa Su
1 2 3 4
5 6 7 8 9 10 11
12 13 14 15 16 17 18
19 20 21 22 23 24 25
26 27 28 29 30
Recent Posts : What's On ?
Portraying A Nation-Germany 1919-1933 Tate Liverpool
by paxvobiscum
Yesterday at 07:06 PM
Shotwick - Old And New (Hall and Solar Farm)
by w10694
Yesterday at 06:42 PM
Page 1 of 3 1 2 3 >
Topic Options
Rate This Topic
#96323 - 21st Aug 2006 7:56pm Car Insurance companies are a piss take...
BMW Joe Offline
Wiki Master

Registered: 30th Apr 2006
Posts: 12369
Loc: Birkenhead
After getting in from work today, I noticed I had a letter off my insurance company (Liverpool Victoria). Thinking it would be good News about either a cheaper more affordable renewal quote or that my claim had finally worked out in my favour, I opened it rather quickly.

After spending a few minutes getting my head around the text and figures, it was to my disbelief that my renewal quote was to be rediculous.

"We have pleasure in enclosing our new quote of 4306.50 annual premium"

WHAT THE F**K!!!!

After my insurance being less than 2000 a year, it's more than double from 1 claim!?!?!

So now I'm stuck with 3 outcomes:

- Try and find a better renewal quote elsewhere (may involve lies)

- Go on the works insurance if possible

- Stop driving


The latter one, as much as I don't want to is seeming a pretty good idea atm as it will allow me to save 150 a month from the insurance, 100 a month in petrol, costs of tax, mot and any mods or problems.

So basically, I'm p*ssed off and just after a bit of advice on cheaper insurance or whats the best thing I could do.
_________________________
Autowirral.co.uk - The Northwest's Biggest forum of Motoring Enthusiasts.
Cruisewirral.com - The Northwest's Biggest forum of Modified Car Enthusiasts.

Top
Google Ads
#96324 - 21st Aug 2006 7:58pm Re: Car Insurance companies are a piss take...
scoop Offline
Wiki Addict

Registered: 18th Nov 2004
Posts: 7238
Loc: Leuchars
this 1 claim? what was it for? ur fault? what else was involved?

As i said on MSN mate,think u shud a 1.1 fiesta and get insured third party,try a new company,maybe do pass plus,fit alarm,do anything to get the figure down
_________________________

Top
#96325 - 21st Aug 2006 8:01pm Re: Car Insurance companies are a piss take...
krisGTi Offline
Forum Master

Registered: 31st May 2006
Posts: 2855
Loc: moreton
try auto direct i got a quoite off them an i had 1 crash an 3 points an mine was 1500
_________________________

Top
#96326 - 21st Aug 2006 8:15pm Re: Car Insurance companies are a piss take...
IzzZzzY Offline
Forum Addict

Registered: 5th May 2006
Posts: 1660
Loc: Birkenhead
Ring the ****ers up and see what there playing at.. can i call them for you and yell? laugh
_________________________
Thing about lies is... you will finally get caught out, remember that smile

Top
#96327 - 21st Aug 2006 11:09pm Re: Car Insurance companies are a piss take...
Gary Offline
Forum Addict

Registered: 22nd Dec 2003
Posts: 1328
Loc: Wirral
try elephant mate, ive had 3 shhh but 3 claims against me and they are really quite cheap.

or norwich union where good aswell.

Top
#96328 - 21st Aug 2006 11:44pm Re: Car Insurance companies are a piss take...
Mark Online   Reading


Wiki Master

Registered: 9th Nov 2003
Posts: 21062
Loc: Wirral
All your answers possibly click Me
_________________________
My Avatar images are all from the Wirral Gallery.Click Me
Wow Wirral History is coming along Great! Wirral History

we get +200 new members a month now smile

Top
#96329 - 22nd Aug 2006 1:44am Re: Car Insurance companies are a piss take...
BMW Joe Offline
Wiki Master

Registered: 30th Apr 2006
Posts: 12369
Loc: Birkenhead
just 1 claim, apparantly my fault (stupid backwards woman driver grrrr), just the 2 cars, my car was written off even though the damage was fixable. Tried about 50 companies online so far and the best quote I got is just over 9,000 fully comp, or 2,300 without even mentioning the crash! GAH
_________________________
Autowirral.co.uk - The Northwest's Biggest forum of Motoring Enthusiasts.
Cruisewirral.com - The Northwest's Biggest forum of Modified Car Enthusiasts.

Top
#96330 - 22nd Aug 2006 2:21am Re: Car Insurance companies are a piss take...
MattLFC Offline
Wiki Master

Registered: 14th Aug 2004
Posts: 22315
Loc: Moreton/Beirut/Mobile
Man thats bad!

But, from what you are saying, are Liverpool Victoria the cheapest quote you have had?

As all insurance companies use the same "format" to calculate their insurance, so this would be why it has increased.

Hope ya get it sorted mate, I am assuming you have tried Tesco?

frown

Top
#96331 - 22nd Aug 2006 2:40am Re: Car Insurance companies are a piss take...
Mark Online   Reading


Wiki Master

Registered: 9th Nov 2003
Posts: 21062
Loc: Wirral
Jesus

its enough to put you off the road. mad

Its awkward when your young.
And your always chasing that age thing.

Have you tried Sheila's wheels ?

Just speak with a high toned voice

Any chance of you becoming the named (Second Driver) on your car?

Get your pops to insure it and you
as a named driver.

Keep trying mate,
there has to be someone out there
that can get you a better quote.
_________________________
My Avatar images are all from the Wirral Gallery.Click Me
Wow Wirral History is coming along Great! Wirral History

we get +200 new members a month now smile

Top
#96332 - 22nd Aug 2006 1:51pm Re: Car Insurance companies are a piss take...
StuyMac Offline

Wiki Master

Registered: 24th Nov 2003
Posts: 12002
Loc: Wirralshire
FFS what a pain in the arse that is eek

As webby mentioned, some companys are now doing no claims for named drivers if it would maybe cheaper to go on your parents policy...

Maybe get a lower risk car...

Keep shopping, theres gotta be somewhere cheaper than 4k - Im not surprised they have pleasure in giving that quote, they must be making a packet!!!

Good luck matey, sound like you might need it ... frown

Almost makes me happy to be old tease
_________________________


What If There Were No Hypothetical Questions?

Top
#96333 - 22nd Aug 2006 5:57pm Re: Car Insurance companies are a piss take...
MattLFC Offline
Wiki Master

Registered: 14th Aug 2004
Posts: 22315
Loc: Moreton/Beirut/Mobile
One thing Joe, maybe you should put your number plate back on? (if you havnt already)

Cos you really dont want another 3 points if the police decide to give you some for it, as it would increase you premium further.

wink

Top
#96334 - 22nd Aug 2006 8:20pm Re: Car Insurance companies are a piss take...
Scoobys b*tch Offline
Forum Addict

Registered: 9th Nov 2003
Posts: 2218
Loc: Wirral
i am gutted for you mate, what a nightmare, they are a p*ss take these insurance companies.
_________________________

Top
#96335 - 23rd Aug 2006 1:23am Re: Car Insurance companies are a piss take...
BMW Joe Offline
Wiki Master

Registered: 30th Apr 2006
Posts: 12369
Loc: Birkenhead
I'll be putting my plates back on, looks like I'll have to sell my car within the 2-3 weeks I have left.

Izzy phoned around the companies I already tried to see if she could get a cheaper quote. The cheapest one was 2500 TPFT with YesInsurance I think.

Been looking at 50cc - 125cc bikes. 30 a month insurance TPFT!!!! That would mean I'd be saving around 200 a month, if not more, as the insurance is cheaper and the petrol costs are amazing (i.e. 100+ miles on a full tank (10)).

I was speaking to Dazza and he recommended stating that it is kept in a garage and perhaps think about getting a cat1 alarm fitted.

Havn't tried it in anyone elses name yet as I don;t really have anyone elses name to put it in. Mum doesn't drive and I aint spoke to my dad in years lol. Don't speak to my family either lol.

So yeah, either walking, cycling or a 125cc bike for me during the winter months, cas I refuse to use public transport.
_________________________
Autowirral.co.uk - The Northwest's Biggest forum of Motoring Enthusiasts.
Cruisewirral.com - The Northwest's Biggest forum of Modified Car Enthusiasts.

Top
#96336 - 23rd Aug 2006 1:26am Re: Car Insurance companies are a piss take...
MattLFC Offline
Wiki Master

Registered: 14th Aug 2004
Posts: 22315
Loc: Moreton/Beirut/Mobile
Awwwww Joe man, thats so bad! frown

A do hope you can sort things out somehow.

Top
#96337 - 23rd Aug 2006 9:23am Re: Car Insurance companies are a piss take...
Scooby Offline
Forum Veteran

Registered: 9th Nov 2003
Posts: 5327
Loc: Birkenhead, Wirral.
Try getting some quotes for a different car, saxo's or fiesta or simillar.

Bikes arnt fun in the winter mate, trust me.....

Top
Page 1 of 3 1 2 3 >

Moderator:  StuyMac 
Random Wirral Images

Click to View Topic.
Newest Topics
Every little helps...
by palemoon
Today at 09:43 AM
Portraying A Nation-Germany 1919-1933 Tate Liverpool
by paxvobiscum
Yesterday at 07:06 PM
audi specialised pls
by Little_B
25th Jun 2017 5:02pm
Bexit Offer for EU Citizens
by granny
23rd Jun 2017 9:38am
Benefit Cap is Unlawful
by RUDEBOX
22nd Jun 2017 7:37pm
For Sale & Free
Bean to cup coffee machine
by monsterz4
Today at 08:56 AM
Ipad 1 charger
by madrob
25th Jun 2017 2:34pm
Washing machine
by GingerTom
20th Jun 2017 9:05pm
22" full 1080p hd and freeview tv
by monsterz4
20th Jun 2017 8:50pm
Apple TV box the 1gen
by monsterz4
20th Jun 2017 8:48pm
Featured Member
Registered: 21st Jun 2010
Posts: 991
Newest Members
Charlotte, OwenChristian, DaveAitch, Fairz87, mikerobbo84
12331 Registered Users
Today's Birthdays
No Birthdays
New Wirral Info
Portraying A Nation-Germany 1919-1933 Tate Liverpool
by paxvobiscum
Yesterday at 07:06 PM
Shotwick - Old And New (Hall and Solar Farm)
by diggingdeeper
15th Jun 2017 10:19pm
Sefton Park
by diggingdeeper
15th Jun 2017 10:02pm
Property Law
by lau2908
14th Jun 2017 8:04pm
van driver needed
by futurepast
14th Jun 2017 7:34pm
News : New Topics
Every little helps...
by palemoon
Today at 09:43 AM
Bexit Offer for EU Citizens
by granny
23rd Jun 2017 9:38am
Benefit Cap is Unlawful
by RUDEBOX
22nd Jun 2017 7:37pm
Finsbury Park mosque.
by Beethoven
19th Jun 2017 11:42am
Grenfell Tower - Notting Hill
by diggingdeeper
14th Jun 2017 5:13am
New Enthusiast Forums
audi specialised pls
by Little_B
25th Jun 2017 5:02pm
VW t4 fixed side window replacement
by Mike72
22nd Jun 2017 8:00am
Range Rover P38A Air Suspension Help Needed
by Martin1943
20th Jun 2017 8:06pm
Loving Home Wanted For 3 Cats.
by DavidC
20th Jun 2017 8:32am
Loving Home Wanted For 3 Cats.
by DavidC
18th Jun 2017 6:02pm
(Views 24hrs)Trending Newest Topics
Every little helps... 305
Wirral Sunrise Sunset
Sunrise Tue 4:45am
Sunset Tue 9:45pm
Local Time Tue 11:33pm
WikiWirral Can . . . .
Advertising Click me
To Advertise with
Wikiwirral Click Me