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#95504 - 23rd Dec 2005 12:15am Car Insurance : Online Estimates
Scooby Offline
Forum Veteran

Registered: 9th Nov 2003
Posts: 5327
Loc: Birkenhead, Wirral.
Car insurance varies unbelievable....

As you may know i bought the B*tch a Suzuki Vitara Rossini for her 21st. I was going to add her to my Trade Policy but it was going to cost 1,000 per year (Fully Comp) omg

I stumbled across two Insurance Supermarkets whilst browsing :

The Money Supermarket and Confused.Com

With these you simply put in your personal and vehicle details and they search approx 50 different on-line insurance companies for the various estimates and list them in price order.

As you can see below there is a HUGE differance in the estimates and it hasnt picked up on First Alternative who are the cheapest by far. So these may not be brilliant but certantly save you visiting 50 different websites, inputting your details and then getting your estimates together.

  • Local Broker 965.46
  • Local Broker 980.06
  • Quote-A-Car 1019.14
  • Kwik-Fit Insurance 1036.90
  • Insureandgo 1048.95
  • Auto Direct 1069.65
  • Auto Direct 1069.65
  • Quote-A-Car 1090.65
  • Local Broker 1104.45
  • Its4Me 1108.80
  • Swinton 1108.80
  • Auto Direct 1110.90
  • Quote-A-Car 1110.98
  • Insureandgo 1111.95
  • Direct Choice 1117.35
  • Endsleigh 1142.42
  • Direct Choice 1227.45
  • Insureandgo 1245.30
  • Diamond 1252.65
  • Screentrade 1419.17
  • Norwich Union Direct 1452.99
  • Insureandgo 1602.30
  • Direct Choice 1682.52
  • Lancaster Insurance 1766.11
  • Insureandgo 1802.26



Wow, The prices are 3 times what she is now paying through Liverpool Victoria Web Site

A Little trick to help lower the premiums :

We selected to increase the volentary Excess from 100 to 250, We removed the "Personal Injury Policy"

This reduced the premium by 50 in total.

Whats peoples opinions on Insurance, How much you paying and whats your opinions of the above prices ??

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#95505 - 23rd Dec 2005 1:25am Re: Car Insurance : Online Estimates
GazzA Offline
Smartchild

Registered: 7th Dec 2003
Posts: 646
Loc: Prenton
Pay 660 fully comp and thats with me being 20 with the 2years claims i have.

Will be paying 400ish after my 21st with me then having 3 years claims.

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#95506 - 23rd Dec 2005 2:18am Re: Car Insurance : Online Estimates
scoop Offline
Wiki Addict

Registered: 18th Nov 2004
Posts: 7238
Loc: Leuchars
I pay 900 fully comp for 10 months bonus accelerator,through elephant,but thats cos i wrote the old car off this year.Next year when im 21 and my no claims comes i should be payin 600 or less hopefully,actually,scrap that,ill be payin over 700 prob as itll be insured as a 1.8 with a fair few mods by then
_________________________

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#95507 - 23rd Dec 2005 10:15am Re: Car Insurance : Online Estimates
AX_125 Offline

Forum Guardian

Registered: 10th Nov 2003
Posts: 3793
Loc: Home
My insurance quotes vary a great deal.

I am paying about 800 on a group 14 with 4 years ncb.

I have had quotes for next year varying from 500 to 1600. Most of the companies are owned by the same people which is weird
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#95508 - 23rd Dec 2005 10:39am Re: Car Insurance : Online Estimates
Scooby Offline
Forum Veteran

Registered: 9th Nov 2003
Posts: 5327
Loc: Birkenhead, Wirral.
Quote:
Originally posted by AX_125:
Most of the companies are owned by the same people which is weird
Yeah, we got a good quote from sainsbury's which was about 700, once i started reading through the FAQ i read that sainsburys dont provide the insurance themselves, they go through E-SURE or FIRST ALTERNATIVE so thats when i thought about getting a quote of these companies themselves. By Cutting out the middle man (Being Sainsburys) we saved an additional 100 smack

What a crazy world we live in......

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#95509 - 23rd Dec 2005 12:20pm Re: Car Insurance : Online Estimates
Mark Online   Reading


Wiki Master

Registered: 9th Nov 2003
Posts: 21062
Loc: Wirral
Just a Side note while chatting about insurance.

Section 59 Your insurance could be cancelled Click me

Good work Scooby, will give it a go with my
next renewal.
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#95510 - 23rd Dec 2005 9:47pm Re: Car Insurance : Online Estimates
xcorix Offline
Newbeee

Registered: 19th Dec 2005
Posts: 46
Loc: chester and lancaster
mine costs 330 fully comp im 19 with 2 yrs no claims
do only drive a 1.1 tho tease

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#95511 - 23rd Dec 2005 11:31pm Re: Car Insurance : Online Estimates
Mark Online   Reading


Wiki Master

Registered: 9th Nov 2003
Posts: 21062
Loc: Wirral
Who with ?
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Wow Wirral History is coming along Great! Wirral History

we get +200 new members a month now smile

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#95512 - 24th Dec 2005 8:19pm Re: Car Insurance : Online Estimates
Wheels Offline
Wiki Veteran

Registered: 4th Jan 2005
Posts: 8795
Loc: Tranmere
eek confused eek confused I pay 1200 fully comp with 1yrs no claims! gutted! thats with liverpool victoria

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#95513 - 24th Dec 2005 8:25pm Re: Car Insurance : Online Estimates
AX_125 Offline

Forum Guardian

Registered: 10th Nov 2003
Posts: 3793
Loc: Home
I just got a quote with first alternative for my renewal next month, and it works out about 200 more that what i will end up paying with privilege next year.
_________________________

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#95514 - 24th Dec 2005 9:58pm Re: Car Insurance : Online Estimates
John WRX Offline
Forum Addict

Registered: 18th Nov 2003
Posts: 1663
Loc: Tranmere
Just tried first alternative and they wont insure me.

Tesco. Im 25, 5 years n.c.b 6 points.
Fully comp protected n.c.b 1440
_________________________

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#95515 - 25th Dec 2005 12:57am Re: Car Insurance : Online Estimates
DavidB Offline
Wiki Guide

Registered: 7th Dec 2003
Posts: 5608
Loc: Bebington, Wirral
I'm 600 quid with www.elephant.co.uk
*TOP TIP* I knocked about 80 quid off the original quote by putting my dad as an extra driver *TOP TIP*

Considering it was 1200 last year, it's not bad. What's the difference in being a year older though??
_________________________
"C20 LET bang"

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#95516 - 26th Dec 2005 1:12am Re: Car Insurance : Online Estimates
scoop Offline
Wiki Addict

Registered: 18th Nov 2004
Posts: 7238
Loc: Leuchars
Is everyones mods fully insured,for insntance.JohnWRX,are u mods declared/insured. If u were to write the scooby off would tesco pay for another impreza and give u the retail price for ur new mods??
_________________________

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#95517 - 26th Dec 2005 6:28pm Re: Car Insurance : Online Estimates
Sanchez Offline

Wiki Veteran

Registered: 17th Dec 2003
Posts: 8019
Loc: my house
i can t belive you bought her that, kim, what the hell are you doing raftl raftl
_________________________
Uncertainty or not knowing causes depression, Im happy because I know I'm going to die one day!

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#95518 - 4th Jan 2006 6:13pm Re: Car Insurance : Online Estimates
newnes Offline
Member

Registered: 3rd Jan 2006
Posts: 83
Loc: Prenton
hey guys

liverpool victoria is cheap, well it was for me smile

i got my punto for 1900 a year, an me mate got one not too long ago for 3500! haha

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