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#491492 - 25th Mar 2011 10:48am Re: Car Insurance : Online Estimates [Re: Scooby]
derekdwc Online   content


Forum Veteran

Registered: 13th Oct 2008
Posts: 5025
Loc: Birkenhead
Car insurance companies know they're on a good thing.
If you have a car you have to have insurance by law and they have the police who enforce it.
If you need something that is a 'got to have' they can charge as much as they can get away with - same with petrol, TV licence


Edited by derekdwc (25th Mar 2011 10:49am)

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#491500 - 25th Mar 2011 10:56am Re: Car Insurance : Online Estimates [Re: Scooby]
MrBrightside Offline
Wise One

Registered: 12th Mar 2010
Posts: 805
Loc: Prenton
I pay 592 one off payment with elephant. BMW 323 coupe. Was paying 932 last year. Im 28 and still pay lots. One of those things hey! 3 year no claims.
_________________________
It's 106 miles to Chicago, we got a full tank of gas, half a pack of cigarettes, it's dark, and we're wearing sunglasses

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#491504 - 25th Mar 2011 11:05am Re: Car Insurance : Online Estimates [Re: MrBrightside]
snowshoes Online   content

Wise One

Registered: 16th Aug 2010
Posts: 850
Loc: ottawa canada ( formerly new b...
I pay 450...2010 new Toyota Corolla

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#492209 - 26th Mar 2011 12:01am Re: Car Insurance : Online Estimates [Re: Scooby]
Wiggi77 Offline
Old Hand

Registered: 2nd Oct 2010
Posts: 376
Loc: Liscard
Just had a quick look for insurance quote online cos mines due next month. Can get insured again with same company swiftcover for 438 and a few round about the same price, but one company (wiserchoice insurance) at the bottom quoted 18734!!

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#492232 - 26th Mar 2011 1:40am Re: Car Insurance : Online Estimates [Re: derekdwc]
Andy13 Offline
Enthusiast

Registered: 25th Apr 2008
Posts: 133
Loc: Tranmere Birkenhead
red diesel is a must for me hehe

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#492901 - 27th Mar 2011 9:39am Re: Car Insurance : Online Estimates [Re: Wiggi77]
Alex85
Unregistered


Originally Posted By: Wiggi77
Just had a quick look for insurance quote online cos mines due next month. Can get insured again with same company swiftcover for 438 and a few round about the same price, but one company (wiserchoice insurance) at the bottom quoted 18734!!


What's that on?

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#492907 - 27th Mar 2011 9:54am Re: Car Insurance : Online Estimates [Re: Scooby]
Wiggi77 Offline
Old Hand

Registered: 2nd Oct 2010
Posts: 376
Loc: Liscard
It's an a4 s line diesel. It's worth about 12k. Why would I pay 18k insurance?

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#707338 - 7th Jul 2012 4:46pm Re: Car Insurance : Online Estimates [Re: Scooby]
paxvobiscum Offline
Forum Addict

Registered: 31st May 2011
Posts: 1131
Loc: Upton
I have just accepted 7yrs no claims 205 insurance for 3yr old Nissan Micra. This year I opted to pay 24 extra for legal liability. I don't really understand the advantage, but thought should play safe, so would value comments from Wikki. I am retired.

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#707366 - 7th Jul 2012 6:11pm Re: Car Insurance : Online Estimates [Re: paxvobiscum]
jaki1 Offline
Wise One

Registered: 17th Nov 2011
Posts: 804
Loc: sunny place
just got my daughters sorted on wednesday.
she's 23 and 1 years no claims,a punto.
quoted 1136 for one off payment and 1800 for direct debit.

robbing gits.

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#707474 - 7th Jul 2012 10:51pm Re: Car Insurance : Online Estimates [Re: Scooby]
dave_g Offline
Forum Addict

Registered: 22nd Feb 2008
Posts: 1131
Loc: wallasey
things like occupation can change the price,try changing different things (within reason!)and you will see a difference.

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#707475 - 7th Jul 2012 10:52pm Re: Car Insurance : Online Estimates [Re: Scooby]
dave_g Offline
Forum Addict

Registered: 22nd Feb 2008
Posts: 1131
Loc: wallasey
things like occupation can change the price,try changing different things (within reason!)and you will see a difference.

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#707476 - 7th Jul 2012 10:58pm Re: Car Insurance : Online Estimates [Re: dave_g]
_Ste_ Offline


Wiki Master

Registered: 7th Aug 2005
Posts: 16057
Loc: New Brighton
Originally Posted By: dave_g
things like occupation can change the price,try changing different things (within reason!)and you will see a difference.


Pisses me off that, because I work for a company that sell vans they automatically assume I'll be using my own insurance to drive work vans even though I am on works insurance policy.

So I pay out the arse for my trade policy, full of crap, just to get more money out of us.

Assholes they are!

frown
_________________________


http://www.youtube.com/user/stetopop

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#835862 - 9th Nov 2013 9:54am Re: Car Insurance : Online Estimates [Re: Scooby]
Excoriator Online   content
Forum Addict

Registered: 21st Jan 2010
Posts: 1217
Loc: wirral
I was horrified to receive a renewal from Admiral (Multicar, 2 cars) for 1200. I managed to get the same deal for 540 from LV via confused.com.

It is irritating, because next year there is every chance that LV will send me a renewal letter quoting a huge increase and Admiral will prove much cheaper. They clearly hope you won't look for a cheaper quote.

I always do, and I do the same with energy companies. You can ALWAYS get it cheaper by switching.

You'd think these companies would wish to keep your custom by charging less than the competition, but clearly they can make more from the inertia or laziness that results in many people NOT switching.

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#853983 - 28th Jan 2014 1:12pm Re: Car Insurance : Online Estimates [Re: Scooby]
dizdazdoz Offline

Wise One

Registered: 17th Jan 2010
Posts: 872
Loc: Here
Starting to pee me off and getting right on my nerves at the min.

Police interceptors last night an uninsured driver with a child sleeping on the back seat his fine is a huge 120, I pay 4x that to be legal with 10+ yrs no claims.

My daughter who is 17 and a learner, we looked at insurance for when she passes on a 12yr old 1.2 ltr punto priced at 491 and the insurance (only 1 company would quote) is a lovely price of.

13475.29 per year . . . what is the logic in youngsters actually doing the lessons/test then being priced of the roads, at that price some must think I will risk losing the 27 other cars I can buy by not bothering.

I think the fine (minimum) should be what 12 months legally insurance would be, as for the % of insurance that goes in a pot for uninsured bumholes I would sooner it was used to help those legally trying to get road experience.


Edited by dizdazdoz (28th Jan 2014 1:13pm)

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#853990 - 28th Jan 2014 1:52pm Re: Car Insurance : Online Estimates [Re: Scooby]
mikroc Offline
Wise One

Registered: 28th Dec 2011
Posts: 797
Loc: Out an about
Try 2k for a car worth a quarter of that but have to start somewhere
_________________________
If he dies he dies

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