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#95534 - 6th Apr 2006 6:25pm Re: Car Insurance : Online Estimates
MattLFC Offline
Wiki Master

Registered: 14th Aug 2004
Posts: 22315
Loc: Moreton/Beirut/Mobile
I have still to find an insurer anywhere near the price of Frizzell (Liverpool Victoria) for my insurance. The cheapest quotes I have had on my Clio's is like £1100 with 1yr NCB (from the likes of Tesco) with most wanting at least £1300.

Frizzell are currently charging me £704 per year, down from £1083 last year.

Its rediculous, I have searched loads of companies, manually and using the "multi-search" websites for a cheaper quote then Frizeell, but simply cannot find one even near!

I cannot understand it. Oh an another thing, if I insure my car 3rd party (so not covered against theft), I would save £280 just by living at my dad in Hereford. Now, I know the theft level where he lives it zero, but if my car isnt insured against theft, what different should it make to a policy that ony covers the 3rd party in the event of an accident caused by your? I can't see that drivers are safer just because they live in a different postcode *(in fact there are a lot more accidents in Hereford as the roads are not built for the amount of traffic I hate driving down there), it is discrimination no question about it. And I though discrimination was illegal nowadays...

Rant over! lol laugh

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#95535 - 6th Apr 2006 6:50pm Re: Car Insurance : Online Estimates
scoop Offline
Wiki Addict

Registered: 18th Nov 2004
Posts: 7238
Loc: Leuchars
ur not insuring against just crashes,even tho the postcode is a low risk one theres still the risk that the car [i]may[/b] be stolen,set fire to,tree falls on it

Insurance is for a lot more than just crashing into someone,

Must say elephant.co.uk were best for me and allow a small amount of mods,(think its maximum of 3,so that could be "exhaust,wheels,suspension"
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#95536 - 6th Apr 2006 7:45pm Re: Car Insurance : Online Estimates
MattLFC Offline
Wiki Master

Registered: 14th Aug 2004
Posts: 22315
Loc: Moreton/Beirut/Mobile
Quote:
Originally posted by scoop2004:
ur not insuring against just crashes,even tho the postcode is a low risk one theres still the risk that the car [i]may be stolen,set fire to,tree falls on it[/b]
I was talking about 3rd party only (not 3rd part F+T), which only covers crashes, not crime etc Thats why I cannot understand why the difference in premium is so high smile

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#95537 - 6th Apr 2006 7:58pm Re: Car Insurance : Online Estimates
scoop Offline
Wiki Addict

Registered: 18th Nov 2004
Posts: 7238
Loc: Leuchars
oh right,im as confused as u now lol.If they aint gonna pay out why the hell should crime zone and risk of fire make any difference to premium lol.Just the way it is i spose,personally id never insure a car TP or TPF+F as u'll never see any money from them if ANYTHING happens
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#95538 - 17th Apr 2006 6:31pm Re: Car Insurance : Online Estimates
scoop Offline
Wiki Addict

Registered: 18th Nov 2004
Posts: 7238
Loc: Leuchars
With my insurance up in a few weeks ive been gettin quotes for next year. Tried this website here just now and i can get insured on a '92 S13 200SX 1.8 T manual STANDARD for a tad under 500 quid with a 500 quid excess,or 600 quid with no excess,or incriments in between depending on how much i want my excess. What a sweet company.Deffo gettin a 200 real soon now.

For reference i paid 900 quid for this year ending on my scort,ill prob start next years with this company and switch it to my 200 when i gets one
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#95539 - 17th Apr 2006 7:35pm Re: Car Insurance : Online Estimates
lawton Offline
Forum Addict

Registered: 12th May 2004
Posts: 1813
Loc: woundn`t you like to know
wow, nice one scoop, ive just got a quote off them and its half the price iam paying at the moment
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http://www.bebo.com/marklawton844

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#95540 - 1st May 2006 6:43pm Re: Car Insurance : Online Estimates
BMW Joe Offline
Wiki Master

Registered: 30th Apr 2006
Posts: 12369
Loc: Birkenhead
My 1.6i civic coupé with Liverpool Victoria was I think...a little under £1800 a year, fully comp, 500 excess, no ncb, 18yo

My beemer is a little under £1500 a year with Liverpool Victoria again, fully comp, £300 excess, no ncb and still 18.

Both on my own insurance with no additional drivers.

Most other quotes I've had were ridiculous like £4000 a year up to £8500 a year!
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#95541 - 12th Jul 2006 12:36am Re: Car Insurance : Online Estimates
newnes Offline
Member

Registered: 3rd Jan 2006
Posts: 83
Loc: Prenton
i pay £950 with 2 years no claims ... an im only 18 haha

go with liverpool victoria an get all ya no claims smile

thats what i did and then went to lloyds tsb smile
they beat liverpool victoria by a few hundred bcos of the no claims smile

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#95542 - 12th Jul 2006 12:39am Re: Car Insurance : Online Estimates
newnes Offline
Member

Registered: 3rd Jan 2006
Posts: 83
Loc: Prenton
bt thats just 0n a standard punto

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#147705 - 31st Jan 2007 5:33pm Re: Car Insurance : Online Estimates [Re: newnes]
Mark Offline


Wiki Master

Registered: 9th Nov 2003
Posts: 21090
Loc: Wirral
Churchill have just beaten any deal i could find.
Beating the online quotes from confused and supermarket. coffee



Challenge Churchill ends 1st March 2007

Churchill Online yipee

Links to Confused and money supermarket can be found
in the first post.
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#147721 - 31st Jan 2007 7:07pm Re: Car Insurance : Online Estimates [Re: Mark]
MattLFC Offline
Wiki Master

Registered: 14th Aug 2004
Posts: 22315
Loc: Moreton/Beirut/Mobile
They will only beat it if you have 3yr NCB, so they almost certainly won't match my current insurance with Quinn Direct, who in turn make all other quotes a laughing stock lol!

smile

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#147724 - 31st Jan 2007 7:16pm Re: Car Insurance : Online Estimates [Re: MattLFC]
Mark Offline


Wiki Master

Registered: 9th Nov 2003
Posts: 21090
Loc: Wirral
Matty i'm with Quinn Now and Churchill are £100 Cheaper yipee
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#147727 - 31st Jan 2007 7:27pm Re: Car Insurance : Online Estimates [Re: Mark]
MattLFC Offline
Wiki Master

Registered: 14th Aug 2004
Posts: 22315
Loc: Moreton/Beirut/Mobile
Yer but companies like that tend to aim for "older" drivers, whereas companies like Quinn and LivVic tend to aim for younger drivers.

So it means me filling ut a long quotation form and probably getting a bad quote anyway.

They should have a quick qute optin imho!

smile

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#147730 - 31st Jan 2007 8:18pm Re: Car Insurance : Online Estimates [Re: MattLFC]
BMW Joe Offline
Wiki Master

Registered: 30th Apr 2006
Posts: 12369
Loc: Birkenhead
That Quinn Direct is crap.

Just tried to get a quote and they only have like 10 different makes of cars selectable.

Even some of the more common makes are missing thumbsdown
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#147734 - 31st Jan 2007 9:17pm Re: Car Insurance : Online Estimates [Re: BMW Joe]
MattLFC Offline
Wiki Master

Registered: 14th Aug 2004
Posts: 22315
Loc: Moreton/Beirut/Mobile
Make sure you use the "personal" insurance quotation, as they do "commercial" insurance as well and this has a much smaller range of cars.

The list I get is pretty much the same as every other insurer.

wink

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