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#95121 - 16th Feb 2006 6:39pm Insurance write offs
Rossyboy Offline
Smartchild

Registered: 25th Oct 2004
Posts: 491
Loc: Birkenhead
does anyone know about written off cars? i wouldnt mind gettin a car that had been damaged but i dont know about insuring it. i think category D is ok but i want to know if the insurane would be a lot coz it was damaged? any information would be helpful happy

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#95122 - 16th Feb 2006 7:58pm Re: Insurance write offs
red20 Offline
Smartchild

Registered: 3rd Sep 2005
Posts: 581
Loc: wirral/bebington
shudnt make a differnce realy

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#95123 - 16th Feb 2006 8:05pm Re: Insurance write offs
Scooby Offline
Forum Veteran

Registered: 9th Nov 2003
Posts: 5327
Loc: Birkenhead, Wirral.
Hear is some general information about write off but i dont think it relates to insurance :

web page

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#95124 - 17th Feb 2006 9:51am Re: Insurance write offs
Cali_16v Offline
Wiki Guide

Registered: 17th May 2004
Posts: 6261
Loc: Birkenhead
let me know what you want to know and i'll find out for you. then again i might no it off the top of my head (worked in insurance for years)
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#95125 - 17th Feb 2006 9:54am Re: Insurance write offs
Macca GSI Offline
Old Hand

Registered: 28th Jun 2005
Posts: 332
Loc: trannmere
i heard that if you buy one and fix it and insure it the insurance is higher with some insurance. thats just wat i heard off the lad who bought (red 20) old wirte off black corsa sport.

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#95126 - 17th Feb 2006 10:57am Re: Insurance write offs
Cali_16v Offline
Wiki Guide

Registered: 17th May 2004
Posts: 6261
Loc: Birkenhead
depends on catergury. there is 4 a,b,c, and d.

a = fire, to be crushed
b = chassis damaged bodyshell to be crushed
c = cost of repairs outways value of vehicle, repairable assest, insurer decided not to repair.
d = constructive total loss, repair cost close to vehicle valuevalue person requested it be deemed beyond economical repair.

Cat d you dont need to tell your insurer cat c may need a vic check and a new MOT aswell. Most companies dont mind but like you say some lik enorwich union do put a load on.
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#95127 - 17th Feb 2006 6:26pm Re: Insurance write offs
civic boy Offline
Enthusiast

Registered: 31st Jan 2006
Posts: 142
Loc: Ormskirk
i got told age's ago that if it was a serious write off they had 2 be registered on a Q plate is this true
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#95128 - 17th Feb 2006 6:28pm Re: Insurance write offs
civic boy Offline
Enthusiast

Registered: 31st Jan 2006
Posts: 142
Loc: Ormskirk
hope you dont mind me askin but why r u sellin a civic ek and wanting 2 buy a write off
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#95129 - 17th Feb 2006 6:48pm Re: Insurance write offs
Scooby Offline
Forum Veteran

Registered: 9th Nov 2003
Posts: 5327
Loc: Birkenhead, Wirral.
A "Q Plate" is issued if the original vehicle identity cannot be found.

Kit Cars are a classic example.

If its a catagory c then you have to apply for a VIC Check, only then will the registration documennt be released and then you have to get it MOT'd & Taxed.

Catagory D does not need this.

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#95130 - 17th Feb 2006 7:00pm Re: Insurance write offs
Cali_16v Offline
Wiki Guide

Registered: 17th May 2004
Posts: 6261
Loc: Birkenhead
you find a lot of sierra cossies have a q plate because they have been stolen had the VIN (vehicle identification number ) ground off so they cant tell what the vehicle is on any database, then when its recovered it has no identity so the dvla give it a new one and slap a Q plate on it.
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#95131 - 18th Feb 2006 10:16pm Re: Insurance write offs
Rossyboy Offline
Smartchild

Registered: 25th Oct 2004
Posts: 491
Loc: Birkenhead
im just havin a bit of trouble tryin to afford my civic (insurance and petrol) and i was thinkin of buyin a nearly new corsa or lupo that had been damaged. all i was thinkin is, if i bought a nearly new but cat D car, would the insurance be more than an undamaged one?
cheers for all the advice happy

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#95132 - 18th Feb 2006 10:19pm Re: Insurance write offs
Rossyboy Offline
Smartchild

Registered: 25th Oct 2004
Posts: 491
Loc: Birkenhead
and does anyone know if anywhere round here sells damaged cars? category D cars?

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#95133 - 18th Feb 2006 11:29pm Re: Insurance write offs
Scooby Offline
Forum Veteran

Registered: 9th Nov 2003
Posts: 5327
Loc: Birkenhead, Wirral.
E-Bay or auto trader mate.

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#95134 - 19th Feb 2006 9:43pm Re: Insurance write offs
Cali_16v Offline
Wiki Guide

Registered: 17th May 2004
Posts: 6261
Loc: Birkenhead
there is universal salvage

Salvage Agents click me


on the left click on repairable salvage then click chester. will bring up all the insurance write offs from the chester branch. think norwich union use them and a few others. We dont (directline) we use NSA ventures. but i dunno if they have a site.


Or try Another brakers yard

but i dunno what they are like for buying complete cars.
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#95135 - 19th Feb 2006 10:22pm Re: Insurance write offs
Lund Offline
Smartchild

Registered: 4th Oct 2005
Posts: 590
Loc: Wirral
My Mini was a write off - bought it back off the insurance company
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