WikiWirral Online with you since 2003, fantastic.
Forum Stats
12331 Members
65 Forums
73265 Topics
989398 Posts
105 posts in the last 24hrs
Max Online: 7831 @ 8th Apr 2013 4:18pm
Who's Online - Click Me
89 registered (alan128, 17 invisible), 1304 Guests and 305 Spiders online.
Key: Admin, Global Mod, Mod
Social Media : Follow Us


(Views 7days)This Weeks Most Read
Bexit Offer for EU Citizens 613
Washing machine 289
Range Rover P38A Air Suspension Help Needed 227
Deja Vu, Lightning Strikes Thrice, Groundhog Day 180
Benefit Cap is Unlawful 162
VW t4 fixed side window replacement 134
audi specialised pls 122
Ipad 1 charger 103
Kingsway Academy 35
Mainstream Media- Over and Out 27
New General Forums
Mainstream Media- Over and Out
by RUDEBOX
Yesterday at 09:35 PM
Kingsway Academy
by lincle
Yesterday at 10:48 AM
Theresa May and the Holy Grail
by snowhite
25th Jun 2017 6:17pm
Deja Vu, Lightning Strikes Thrice, Groundhog Day
by fish5133
22nd Jun 2017 7:38pm
New Wirral History
Round the Wirral with a movie camera[1934]
by snowhite
16th Jun 2017 2:03pm
Bascule Bridge
by Sufee
6th Jun 2017 9:09pm
Pathe news short - merseytunnel 1934
by oldpm01
5th Jun 2017 1:57pm
1878 Post Office Directory of Cheshire query
by derekdwc
1st Jun 2017 10:41pm
Bakery at 275 Poulton Road 1925 onwards
by JAFitz
30th May 2017 8:59pm
Forum Tips
Photo Gallery Forums
wirral from Liverpool big wheel
New Brighton Big Wheel
Topic Replies
Every little helps...
by Dilly
Today at 10:35 AM
Sailing volunteers
by dogsbrain
Today at 10:19 AM
Bean to cup coffee machine
by monsterz4
Today at 08:56 AM
Ipad 1 charger
by _Ste_
Yesterday at 07:22 PM
Portraying A Nation-Germany 1919-1933 Tate Liverpool
by paxvobiscum
Yesterday at 07:06 PM
Shotwick - Old And New (Hall and Solar Farm)
by w10694
Yesterday at 06:42 PM
Bexit Offer for EU Citizens
by cools
Yesterday at 11:27 AM
live webcam from africa, a must see
by cools
25th Jun 2017 9:01pm
audi specialised pls
by diggingdeeper
25th Jun 2017 5:41pm
June
M Tu W Th F Sa Su
1 2 3 4
5 6 7 8 9 10 11
12 13 14 15 16 17 18
19 20 21 22 23 24 25
26 27 28 29 30
Recent Posts : What's On ?
Portraying A Nation-Germany 1919-1933 Tate Liverpool
by paxvobiscum
Yesterday at 07:06 PM
Shotwick - Old And New (Hall and Solar Farm)
by w10694
Yesterday at 06:42 PM
Topic Options
Rate This Topic
#924205 - 28th Jan 2015 6:42pm Cost of care for the elderly
Bizzybee1 Offline
Enthusiast

Registered: 23rd Mar 2012
Posts: 142
Loc: Wallasey Village
http://www.bbc.co.uk/news/health-31015807

This is very concerning. I assume that a fair proportion of contributors on here are over 65yrs and own their own homes. Guiltily I have tended to bury my head in the sand on this but as time goes on I am getting more worried. It seems that if you have very little means you will be ok but those of us of even only modest means, who have paid our mortgages and saved a couple of bob, could just have it wiped out if we need looking after.

Top
Google Ads
#924209 - 28th Jan 2015 6:50pm Re: Cost of care for the elderly [Re: Bizzybee1]
RUDEBOX Offline

Wiki Master

Registered: 29th Aug 2008
Posts: 19148
Loc: Here.
It does not seem fair atall. My Grandad pays his own care home fees - the only one there who does. frown
_________________________
Mia Mabel

Ohhhhhhhhhhhhh! Jer-e-my Cor-byn


Top
#924247 - 28th Jan 2015 9:07pm Re: Cost of care for the elderly [Re: Bizzybee1]
Salmon Offline

Forum Addict

Registered: 8th Oct 2011
Posts: 1759
Loc: Wallasey
Difficult one this as I can't decide if it is fair for us (my wife and me) to have to pay for care for either or both of us if we have a bit of savings or should it be down to the state.I know people say that those who have spent all their money and not saved then get free care but as they have no money they can't pay.The only good thing is that you cannot be thrown out of your home but the state may have the right to claim costs from your estate.So all the ideas of leaving money to the children disappear.The situation is mainly caused because we all live longer now thanks to better medical care from cradle to grave.Almost a catch 22 situation insofar as the State NHS keeps us alive longer but when we do the state takes any spare cash we have.

Top
#924259 - 28th Jan 2015 9:19pm Re: Cost of care for the elderly [Re: Bizzybee1]
granny Offline

Wiki Master

Registered: 29th Jun 2011
Posts: 14437
Loc: Wirral
A few years ago, there was a drive to get as many old people out of their homes and into care homes. Subjecting them to their homes being sold and the fees coming out of the capital.
That, in one respect is quite acceptable.

My thoughts are that the whole thought process behind this was, to release more houses on the market for an ever increasing demand for properties, and the money tied up was back in circulation. Well, it's come back to bite them in the bum. Now they are hoping to have more care for the poor old dears within their home. Why didn't they leave things alone ?
I still cannot understand how it cost 500/600 per week for these places and more, depending on ones assets. Surely for those who do pay, the cost per head is exactly the same for the care received, not calculated on each persons financial position.
For that cost, I'm sure it would be comparative cost to live in a hotel. At least they could have some intelligent company, use computers, and get pissed every night !

Salmon, that is exactly the problem. We expect to leave something for our family but as certain political entities believe that all people should be equal and inheritance is a dirty word.

Just thinking about a friend who has recently had to place her mum in a home. She is 99yrs of age, can't see, can't hear and her greatest pleasure is sucking sweets. The home have banned the sweets, because she may get diabetes !!!!! somad


Edited by granny (28th Jan 2015 9:29pm)
_________________________
Humankind has not woven the web of life. We are but one thread within it. Whatever we do to the web, we do to ourselves. All things are bound together. All things connect.
~Chief Seattle

Top
#924268 - 28th Jan 2015 9:34pm Re: Cost of care for the elderly [Re: Bizzybee1]
RUDEBOX Offline

Wiki Master

Registered: 29th Aug 2008
Posts: 19148
Loc: Here.
My Grandad lives in a council run Care Home. My sister- in particular would like him to move to a Private Home- extra perks such as a private land-line, choice of meals, wine with meals etc (just top of my head differences)BUT- he will not pay out an extra 200 (on average) to fund a more 'luxurious'lifestyle.

Of course, he has earnt his money and saved it with a view to funding care in later life. Frivolity does not equate to savings, does it? Certainly, not back 'in the day'. He has always been frugal with himself- hence the savings that he now 'lives on'.

My Grandads issue is that the other 'inmates'- as he calls them are largely senile/ have Alczeimers Disease- and so why pay 'extra' when the 'inmates'in a private home will likely be the same??

Where he is- as i say- he self funds and nobody else does. he -quite rightfully gets no preferential treatment over the other elderly folk who are 'council funded' although he does have the luxury- for want of a better word-to be able to send family on 'Munch Missions' for nibbles and fund extras that he may need.


Edited by RUDEBOX (28th Jan 2015 9:35pm)
_________________________
Mia Mabel

Ohhhhhhhhhhhhh! Jer-e-my Cor-byn


Top
#924281 - 28th Jan 2015 9:47pm Re: Cost of care for the elderly [Re: granny]
RUDEBOX Offline

Wiki Master

Registered: 29th Aug 2008
Posts: 19148
Loc: Here.
Originally Posted By: granny
She is 99yrs of age, can't see, can't hear and her greatest pleasure is sucking sweets. The home have banned the sweets, because she may get diabetes !!!!!
Grandad is a sugar-fiend. One of his bug-bears is the complete lack of sugar available at meal- times. Custard- sugar free, for instance. Cook told him- due to the diabetics.

He has his own KG bags of'stash', in his room. Takes a little pot of sugar down with him at mealtimes and guards it with his life!!! LOL

Calls his secret #sugarstash White Gold


Edited by RUDEBOX (28th Jan 2015 9:58pm)
_________________________
Mia Mabel

Ohhhhhhhhhhhhh! Jer-e-my Cor-byn


Top
#924305 - 28th Jan 2015 10:42pm Re: Cost of care for the elderly [Re: RUDEBOX]
granny Offline

Wiki Master

Registered: 29th Jun 2011
Posts: 14437
Loc: Wirral
We all need a sugar fix sometimes. Make sure he drinks enough too. These homes tend to keep the fluids to a minimum, apart from the old water, which is so boring. A good old top up of Lucozade might be enjoyed. Dehydration causes lots of problems for them, including dementia. Then they get stuffed with pills. Before you know it they sit in a corner and watch their world fall apart in front of them.

No doubt the figures of elderly will rise even more now. Apart from staying healthy longer, the Liverpool Pathway must have helped the figures for a while. So glad that has been knocked on the head.
_________________________
Humankind has not woven the web of life. We are but one thread within it. Whatever we do to the web, we do to ourselves. All things are bound together. All things connect.
~Chief Seattle

Top
#924354 - 29th Jan 2015 11:29am Re: Cost of care for the elderly [Re: Bizzybee1]
granny Offline

Wiki Master

Registered: 29th Jun 2011
Posts: 14437
Loc: Wirral
Looking at figure for home care


Approximately:
11,000 per year if you have a carer coming in for 14 hours a week
30,000 per year for full-time care during the day, or
65,000 per year for carers day and night however this could be less depending on your needs

or
According to PayingForCare, depending on where in the UK you live, care homes can cost an average of:
28,000 per year for a residential care home, or
37,500 per year if nursing is required

Don't know when this was but it certainly won't be less now.

https://www.moneyadviceservice.org.uk/en/articles/care-home-or-home-care
_________________________
Humankind has not woven the web of life. We are but one thread within it. Whatever we do to the web, we do to ourselves. All things are bound together. All things connect.
~Chief Seattle

Top
#924363 - 29th Jan 2015 12:37pm Re: Cost of care for the elderly [Re: Bizzybee1]
Bizzybee1 Offline
Enthusiast

Registered: 23rd Mar 2012
Posts: 142
Loc: Wallasey Village

Top
#924658 - 30th Jan 2015 6:45pm Re: Cost of care for the elderly [Re: Bizzybee1]
fish5133 Online   content
Forum Master

Registered: 22nd Mar 2010
Posts: 2999
Loc: Heswallish
Get all your assets switched into trusts for your kids and before you get too old go and blow all your hard earned cash. Only problem then is you don't really get to pick your own nursing home and some are dire. A good solicitor can advise

Top

Moderator:  Mod 
Random Wirral Images

Click to View Topic.
Newest Topics
Every little helps...
by palemoon
Today at 09:43 AM
Portraying A Nation-Germany 1919-1933 Tate Liverpool
by paxvobiscum
Yesterday at 07:06 PM
audi specialised pls
by Little_B
25th Jun 2017 5:02pm
Bexit Offer for EU Citizens
by granny
23rd Jun 2017 9:38am
Benefit Cap is Unlawful
by RUDEBOX
22nd Jun 2017 7:37pm
For Sale & Free
Bean to cup coffee machine
by monsterz4
Today at 08:56 AM
Ipad 1 charger
by madrob
25th Jun 2017 2:34pm
Washing machine
by GingerTom
20th Jun 2017 9:05pm
22" full 1080p hd and freeview tv
by monsterz4
20th Jun 2017 8:50pm
Apple TV box the 1gen
by monsterz4
20th Jun 2017 8:48pm
Featured Member
Registered: 16th Jun 2016
Posts: 154
Newest Members
Charlotte, OwenChristian, DaveAitch, Fairz87, mikerobbo84
12331 Registered Users
Today's Birthdays
No Birthdays
New Wirral Info
Portraying A Nation-Germany 1919-1933 Tate Liverpool
by paxvobiscum
Yesterday at 07:06 PM
Shotwick - Old And New (Hall and Solar Farm)
by diggingdeeper
15th Jun 2017 10:19pm
Sefton Park
by diggingdeeper
15th Jun 2017 10:02pm
Property Law
by lau2908
14th Jun 2017 8:04pm
van driver needed
by futurepast
14th Jun 2017 7:34pm
News : New Topics
Every little helps...
by palemoon
Today at 09:43 AM
Bexit Offer for EU Citizens
by granny
23rd Jun 2017 9:38am
Benefit Cap is Unlawful
by RUDEBOX
22nd Jun 2017 7:37pm
Finsbury Park mosque.
by Beethoven
19th Jun 2017 11:42am
Grenfell Tower - Notting Hill
by diggingdeeper
14th Jun 2017 5:13am
New Enthusiast Forums
audi specialised pls
by Little_B
25th Jun 2017 5:02pm
VW t4 fixed side window replacement
by Mike72
22nd Jun 2017 8:00am
Range Rover P38A Air Suspension Help Needed
by Martin1943
20th Jun 2017 8:06pm
Loving Home Wanted For 3 Cats.
by DavidC
20th Jun 2017 8:32am
Loving Home Wanted For 3 Cats.
by DavidC
18th Jun 2017 6:02pm
(Views 24hrs)Trending Newest Topics
Mainstream Media- Over and Out 27
Every little helps... 23
Portraying A Nation-Germany 1919-1933 Tate Liverpool 13
Wirral Sunrise Sunset
Sunrise Tue 4:45am
Sunset Tue 9:45pm
Local Time Tue 11:45am
WikiWirral Can . . . .