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#897164 - 25th Aug 2014 10:43pm Car insurance renewals
kenmo52 Offline
Addict

Registered: 21st Jan 2011
Posts: 218
Loc: Conwy
Last year or early this year I vaguely remembered reading a post about Aviva car insurance, when my Aviva renewal letter arrived last Saturday quoting me 357 for fully comprehensive with 7 years no claims, protected no claims, legal cover and 350 excess, I followed the previous post about Aviva on Wiki and went onto Aviva's website and requested a new quote, I then typed in all the info exactly as it was on the renewal notice, except I lowered the excess to 250.
The result was a quote for 215.
Thinking I must have missed something, I rang Aviva and they checked the 2 quotes against each other and said the only difference was the reduction in my excess by 100 and a reduction in my premium of 142. Aviva were great, no arguments.
So give it a go, I am absolutely amazed. Thanks to whoever put the previous post about Aviva on Wiki.

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#897176 - 26th Aug 2014 12:48am Re: Car insurance renewals [Re: kenmo52]
StuyMac Offline

Wiki Master

Registered: 24th Nov 2003
Posts: 12002
Loc: Wirralshire
It may have been me, and if I didn't post about it I have done that with Aviva in the past; received my renewal them got a better online quote - they then honoured the cheaper online figure smile
_________________________


What If There Were No Hypothetical Questions?

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#897179 - 26th Aug 2014 6:03am Re: Car insurance renewals [Re: kenmo52]
Salmon Offline

Forum Addict

Registered: 8th Oct 2011
Posts: 1761
Loc: Wallasey
Same with LV,my renewal quote comes in the post,I look online and it is cheaper with exactly the same details including excess. A call to LV and they give me the cheaper price. The explanation they give is that online you are given an "introductory discount". So the lesson is never accept the renewal letter quote. The real lesson is that they will try to get as much from you as possible.

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#897186 - 26th Aug 2014 8:15am Re: Car insurance renewals [Re: Salmon]
Willo_ Offline
Forum Master

Registered: 5th Jul 2012
Posts: 2518
Loc: Merseyside
I will be getting a brand new Fiesta ST 3 soon, so have been looking around for quotes, I was expecting stupid money, but wow am shocked, 300 a year that is cheap, I was paying more than that on a 1.2 punto.
_________________________
..

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#897221 - 26th Aug 2014 10:02am Re: Car insurance renewals [Re: kenmo52]
StuyMac Offline

Wiki Master

Registered: 24th Nov 2003
Posts: 12002
Loc: Wirralshire
Due to tighter restrictions on whiplash claims, and better ANPR systems for detection of those avoiding motoring costs, motor insurance is falling at last smile

Comparison sites also help keep the competition healthy.

Your renewal will always be the company trying it on, shop round though, and 99% of the time, you will get a better deal smile
_________________________


What If There Were No Hypothetical Questions?

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#897227 - 26th Aug 2014 10:52am Re: Car insurance renewals [Re: kenmo52]
Blueskier Offline
Enthusiast

Registered: 22nd Mar 2013
Posts: 194
Loc: Wallasey
If you had gone through Topcashback you could have even got 73.50 cashback on your policy as well.
http://www.topcashback.co.uk/aviva_car_insurance/

Last renewal for me cost around 125 after my cashback. Full no claims me and wife fully comp on top of the range new clio.


Edited by Blueskier (26th Aug 2014 10:53am)

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#897297 - 26th Aug 2014 7:42pm Re: Car insurance renewals [Re: kenmo52]
sam_w Offline
Enthusiast

Registered: 29th Jun 2012
Posts: 122
Loc: Birkenhead
All insurance companies are the same, they try and catch out the lazy people who just auto renew. Admiral did the same for me this year, knocking nearly 400 off the renewal of my multicar policy.

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#897308 - 26th Aug 2014 8:13pm Re: Car insurance renewals [Re: kenmo52]
mikroc Offline
Wise One

Registered: 28th Dec 2011
Posts: 796
Loc: Out an about
How the hell is your insurance 300 a year on a new st willo
_________________________
If he dies he dies

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#897310 - 26th Aug 2014 8:25pm Re: Car insurance renewals [Re: mikroc]
Willo_ Offline
Forum Master

Registered: 5th Jul 2012
Posts: 2518
Loc: Merseyside
Originally Posted By: mikroc
How the hell is your insurance 300 a year on a new st willo
it's actually 336, got a few years no claims.

But i was expecting it to be triple that, am shocked its so low, i phoned them to confirm, and it is correct
_________________________
..

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#897311 - 26th Aug 2014 8:27pm Re: Car insurance renewals [Re: kenmo52]
mikroc Offline
Wise One

Registered: 28th Dec 2011
Posts: 796
Loc: Out an about
Lucky you then
_________________________
If he dies he dies

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#897312 - 26th Aug 2014 8:31pm Re: Car insurance renewals [Re: kenmo52]
mikroc Offline
Wise One

Registered: 28th Dec 2011
Posts: 796
Loc: Out an about
Is everyone else's cheap on here apart from mine
_________________________
If he dies he dies

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#897327 - 26th Aug 2014 9:46pm Re: Car insurance renewals [Re: kenmo52]
svenlock68 Offline
Addict

Registered: 27th Nov 2011
Posts: 279
Loc: svenlock68
Insurance period is one big scam
Fraud would stop over night if cash was removed from claims but theres a whole family of parasites to pay esp if someones rear ended you and its a free for all
Lawyers physios car repair paint shops etc etc
You are basically paying for all the claims while you keep your nose clean
When they moan about paying out alot ,insurance companies cover their arse money wise
Like the tote at haydock
Esure my one ,floated their stocks recently and made 57 mil profit but ceos peter wood stuart vann made 200 million
then if you try to claim theyll do all they can to not pay out
parasites!!!
they will swallow each other up like energy monopolies so youll deal with just 3 of them in 10 years

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#897401 - 27th Aug 2014 2:31pm Re: Car insurance renewals [Re: kenmo52]
shar215 Offline
Smartchild

Registered: 18th Feb 2010
Posts: 583
Loc: wirral
mine was 212 this year . but it is a fiat 500 ,

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