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#875486 - 16th May 2014 11:18am Cover Sure insurance
Willo_ Offline
Forum Master

Registered: 5th Jul 2012
Posts: 2518
Loc: Merseyside
Has any one had any dealings with cover sure insurance.

Am trying to get car insurance that covers for hire and reward, ive had hundreds of quotes for over 4 grand a year, but yet cover sure have come back saying 900 a year, and it's aviva that write the policy.

I have been in touch with avaiva, as i know they don't cover for hire and reward, and they say they have not heard of cover sure.

So am a bit reluctant to pay 900 over the phone to cover sure.
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#875491 - 16th May 2014 12:07pm Re: Cover Sure insurance [Re: Willo_]
Lynda Offline
Member

Registered: 18th Jun 2010
Posts: 81
Loc: Rock Ferry
cant say Ive heard of them covering hire and reward....but have you tried Freeway? they seem to be ok, we have been with them for 3yrs now

what sort of cover are they offering for that price? Does it have a high excess attached to it? and are they taking any no-claims bonus onboard from other company?


Edited by Lynda (16th May 2014 12:10pm)

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#875492 - 16th May 2014 12:13pm Re: Cover Sure insurance [Re: Lynda]
Willo_ Offline
Forum Master

Registered: 5th Jul 2012
Posts: 2518
Loc: Merseyside
Originally Posted By: Lynda
cant say Ive heard of them covering hire and reward....but have you tried Freeway? they seem to be ok, we have been with them for 3yrs now

what sort of cover are they offering for that price? Does it have a high excess attached to it? and are they taking any no-claims bonus onboard from other company?
They are taking my 3yrs no claims, 10000 miles a year, and cover me for hire and reward, doing fast food deliveries.
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#875493 - 16th May 2014 12:18pm Re: Cover Sure insurance [Re: Willo_]
Lynda Offline
Member

Registered: 18th Jun 2010
Posts: 81
Loc: Rock Ferry
My mistake, I thought you were after taxi insurance for a minute! Have you had a look at Cover Supermarket? They seem to do specific cover for takeaway delivery drivers

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#875495 - 16th May 2014 12:26pm Re: Cover Sure insurance [Re: Lynda]
Willo_ Offline
Forum Master

Registered: 5th Jul 2012
Posts: 2518
Loc: Merseyside
Originally Posted By: Lynda
My mistake, I thought you were after taxi insurance for a minute! Have you had a look at Cover Supermarket? They seem to do specific cover for takeaway delivery drivers
Cover supermarket, just say on there online quotes unable to offer a quote.
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#875497 - 16th May 2014 1:01pm Re: Cover Sure insurance [Re: Willo_]
Lynda Offline
Member

Registered: 18th Jun 2010
Posts: 81
Loc: Rock Ferry
they got a freephone number if thats any good to you?

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#875506 - 16th May 2014 2:13pm Re: Cover Sure insurance [Re: Willo_]
Gibbo Online   content
Forum Addict

Registered: 27th Dec 2010
Posts: 1787
Loc: Oxton
Surely you'd get the documentation sent to you before you commit, because you'd have to read the "small print"?

Isn't it called the schedule or something? Then when you buy you get the full policy documents.

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#875513 - 16th May 2014 2:39pm Re: Cover Sure insurance [Re: Willo_]
_Ste_ Offline


Wiki Master

Registered: 7th Aug 2005
Posts: 16023
Loc: New Brighton
who gives a toss as long as you are legally insured take the bargain.
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#875528 - 16th May 2014 4:43pm Re: Cover Sure insurance [Re: Willo_]
TheDr Offline
Forum Master

Registered: 23rd Feb 2010
Posts: 2631
Loc: Wirral
Insurance fraud is one of the fastest growing crimes, not just the Cash-for-Crash type but now you're getting ghost-brokers.

A company will set up, sell you insurance, supposedly backed by one of the big names, take your premium and send you a cover note, worth just a little less than the paper it's printed on.

If you've called Aviva and they've never heard of them surely somebody there should have taken all the details and be looking into it.

I'm not saying that this is the case (although I've never heard of them either) but if the cover note isn't backed by an insurance company then you still have no insurance, it doesn't matter if you think you've paid for it or not.

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#875533 - 16th May 2014 5:40pm Re: Cover Sure insurance [Re: TheDr]
chriskay Offline
Forum Veteran

Registered: 25th Oct 2007
Posts: 4868
Loc: shropshire
It gets even more complex. If you visit the cover sure site, it seems to be selling franchises to use the name. It's not clear whether they are brokers themselves. As far as Willo's situation is concerned, I'm surprised that the job pays enough to be worth paying the extra insurance and cover the fuel and wear and tear.
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#875534 - 16th May 2014 5:57pm Re: Cover Sure insurance [Re: chriskay]
Willo_ Offline
Forum Master

Registered: 5th Jul 2012
Posts: 2518
Loc: Merseyside
Originally Posted By: chriskay
It gets even more complex. If you visit the cover sure site, it seems to be selling franchises to use the name. It's not clear whether they are brokers themselves. As far as Willo's situation is concerned, I'm surprised that the job pays enough to be worth paying the extra insurance and cover the fuel and wear and tear.
It does pay enough, with more left over, if it did not, I would not continue the job.
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#875544 - 16th May 2014 7:19pm Re: Cover Sure insurance [Re: Willo_]
s7uajones Offline
Enthusiast

Registered: 14th Jan 2013
Posts: 196
Loc: Wirral
If you pay by credit card or in monthly instalments you can't go wrong. Can you?

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#875545 - 16th May 2014 7:33pm Re: Cover Sure insurance [Re: Willo_]
Vanmanone Offline

Forum Guardian

Registered: 5th May 2010
Posts: 3436
Loc: The Rectory Eastham
You could try these `who am with, they cover "goods for hire and reward"
The under writers are `Highway,they were far cheaper for me this year
http://www.oneinsurancesolution.co.uk/

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#875550 - 16th May 2014 8:32pm Re: Cover Sure insurance [Re: Vanmanone]
Willo_ Offline
Forum Master

Registered: 5th Jul 2012
Posts: 2518
Loc: Merseyside
Originally Posted By: Vanmanone
You could try these `who am with, they cover "goods for hire and reward"
The under writers are `Highway,they were far cheaper for me this year
http://www.oneinsurancesolution.co.uk/
thanks, i will see what they say
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#875599 - 17th May 2014 8:35am Re: Cover Sure insurance [Re: Willo_]
juhu69 Offline
Beginner

Registered: 13th Aug 2011
Posts: 8
Loc: Wirral
We have used them for years. They are a very good broker and use all the larger business insurance companies. Most people won't have heard of them as they generally deal with business insurance. As someone else has said, get a copy of the policy documents to n sure it meets your requirements. At the end of the day your policy is with Avila not cover sure.

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