I agree, putting a credit card type permit on the brown bins is a bit stupid.
I've just got mine through and was a bit surprised at their idea for this years permit. If it dose go missing, whether being stolen or ripped off by the bin wagon. They do have an electronic list of who does have a permit and who doesn't.
As the years go by we will either have a bin handle full of cards and or brightly coloured stickers..
Traa Dy Liooar