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#854874 - 31st Jan 2014 1:18pm Pawnbrokers and cash lenders query
derekdwc Online   content


Forum Veteran

Registered: 13th Oct 2008
Posts: 4983
Loc: Birkenhead
I have never used any,but would like to get a good idea of what the going rates used to be 1940s/1960s compared to nowadays.
I vaguely remember my mother using the Prudential(?)where you borrowed a sum over 20 weeks and paid back one twentieth of it each week plus one extra week as their profit.
The only pawnshops in Birkenhead I can remember were Bentleys and I don't think we had anything of value to pawn so don't know what their rates were

I'd like to compare with todays rates if someone could be so kind

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#854882 - 31st Jan 2014 2:08pm Re: Pawnbrokers and cash lenders query [Re: derekdwc]
Gibbo Offline
Forum Addict

Registered: 27th Dec 2010
Posts: 1755
Loc: Oxton
In the 80s I used a company called Shopacheck to pay for car insurance before it was far easier to pay for it.

A collector used to come round every Friday to collect a tenner.

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#854900 - 31st Jan 2014 3:32pm Re: Pawnbrokers and cash lenders query [Re: derekdwc]
dustymclean Offline

Old Hand

Registered: 18th Sep 2013
Posts: 322
Loc: birkenhead
"I have never used any but". I did,t have you down as a posh knob Derek.Late fifties, a pound on Wednesday pay back one pound two and six on Friday to the local money lender. Sturlas checks spent on ninja pumps and school uniforms.The van came around the streets as did the pay back.I have no idea what the charge was but pay back was perpetual all year round.

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#854993 - 31st Jan 2014 10:10pm Re: Pawnbrokers and cash lenders query [Re: Gibbo]
ASE71 Offline

Smartchild

Registered: 20th Apr 2009
Posts: 430
Loc: Wirral
Originally Posted By: Gibbo
In the 80s I used a company called Shopacheck to pay for car insurance before it was far easier to pay for it.

A collector used to come round every Friday to collect a tenner.



They are still going today, i have one of my thumbs in that smile


Edited by ASE71 (31st Jan 2014 10:13pm)

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#854994 - 31st Jan 2014 10:22pm Re: Pawnbrokers and cash lenders query [Re: derekdwc]
arsenal Offline
Enthusiast

Registered: 8th Aug 2010
Posts: 111
Loc: birkenhead
We used to use The Practical.A lovely lady used to come round every Friday to collect the money.We even paid for a Butlins holiday with them. Happy days

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#855065 - 1st Feb 2014 2:25pm Re: Pawnbrokers and cash lenders query [Re: derekdwc]
lord_thomas Offline
Newbeee

Registered: 4th Jan 2013
Posts: 43
Loc: birkenhead
I worked in Bentley's in 1960/61. A suit would get you 2 20p, the 20p was then deducted for valuation, so you got 2. At the end of the week to collect it you paid 2 20p + interest of about 10p so you paid 2 30p to get it back. A pair of shoes if in new condition was 12/6, worn ones 10 shillings, if you left items longer the interest would go up, if not collected after 12 months the items were sold. It was a very busy business, the same items coming in every Monday and out on Friday

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#855066 - 1st Feb 2014 2:37pm Re: Pawnbrokers and cash lenders query [Re: lord_thomas]
derekdwc Online   content


Forum Veteran

Registered: 13th Oct 2008
Posts: 4983
Loc: Birkenhead
Originally Posted By: lord_thomas
I worked in Bentley's in 1960/61. A suit would get you 2 20p, the 20p was then deducted for valuation, so you got 2. At the end of the week to collect it you paid 2 20p + interest of about 10p so you paid 2 30p to get it back. A pair of shoes if in new condition was 12/6, worn ones 10 shillings, if you left items longer the interest would go up, if not collected after 12 months the items were sold. It was a very busy business, the same items coming in every Monday and out on Friday

Thank you for your info
Now need to know comparatively what present day pawnbrokers pay
(although having looked in the windows of the ones in Grange Precinct it appears to be mainly jewelry,gold and silver they are interested in and appear to have it straight up for Sale without hardly a chance to redeem it)


pm me if it embarrasses anyone who would like to pass on any info and I promise not to use your username - scouts honour


Edited by derekdwc (1st Feb 2014 2:45pm)

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