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Pawnbrokers and cash lenders query #854874
31st Jan 2014 1:18pm
31st Jan 2014 1:18pm
Joined: Oct 2008
Posts: 5,137
Birkenhead
derekdwc Online content OP
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derekdwc  Online Content OP
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Birkenhead
I have never used any,but would like to get a good idea of what the going rates used to be 1940s/1960s compared to nowadays.
I vaguely remember my mother using the Prudential(?)where you borrowed a sum over 20 weeks and paid back one twentieth of it each week plus one extra week as their profit.
The only pawnshops in Birkenhead I can remember were Bentleys and I don't think we had anything of value to pawn so don't know what their rates were

I'd like to compare with todays rates if someone could be so kind

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Re: Pawnbrokers and cash lenders query [Re: derekdwc] #854882
31st Jan 2014 2:08pm
31st Jan 2014 2:08pm
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Posts: 2,185
Oxton
Gibbo Offline
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Gibbo  Offline
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Oxton
In the 80s I used a company called Shopacheck to pay for car insurance before it was far easier to pay for it.

A collector used to come round every Friday to collect a tenner.


Re: Pawnbrokers and cash lenders query [Re: derekdwc] #854900
31st Jan 2014 3:32pm
31st Jan 2014 3:32pm
Joined: Sep 2013
Posts: 452
birkenhead
dustymclean Offline
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dustymclean  Offline
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birkenhead
"I have never used any but". I did,t have you down as a posh knob Derek.Late fifties, a pound on Wednesday pay back one pound two and six on Friday to the local money lender. Sturlas checks spent on ninja pumps and school uniforms.The van came around the streets as did the pay back.I have no idea what the charge was but pay back was perpetual all year round.

Re: Pawnbrokers and cash lenders query [Re: Gibbo] #854993
31st Jan 2014 10:10pm
31st Jan 2014 10:10pm
Joined: Apr 2009
Posts: 430
Wirral
ASE71 Offline

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ASE71  Offline

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Wirral
Originally Posted by Gibbo
In the 80s I used a company called Shopacheck to pay for car insurance before it was far easier to pay for it.

A collector used to come round every Friday to collect a tenner.



They are still going today, i have one of my thumbs in that smile

Last edited by ASE71; 31st Jan 2014 10:13pm.
Re: Pawnbrokers and cash lenders query [Re: derekdwc] #854994
31st Jan 2014 10:22pm
31st Jan 2014 10:22pm
Joined: Aug 2010
Posts: 112
birkenhead
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arsenal Offline
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arsenal  Offline
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birkenhead
We used to use The Practical.A lovely lady used to come round every Friday to collect the money.We even paid for a Butlins holiday with them. Happy days

Re: Pawnbrokers and cash lenders query [Re: derekdwc] #855065
1st Feb 2014 2:25pm
1st Feb 2014 2:25pm
Joined: Jan 2013
Posts: 43
birkenhead
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lord_thomas Offline
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I worked in Bentley's in 1960/61. A suit would get you 2 20p, the 20p was then deducted for valuation, so you got 2. At the end of the week to collect it you paid 2 20p + interest of about 10p so you paid 2 30p to get it back. A pair of shoes if in new condition was 12/6, worn ones 10 shillings, if you left items longer the interest would go up, if not collected after 12 months the items were sold. It was a very busy business, the same items coming in every Monday and out on Friday

Re: Pawnbrokers and cash lenders query [Re: lord_thomas] #855066
1st Feb 2014 2:37pm
1st Feb 2014 2:37pm
Joined: Oct 2008
Posts: 5,137
Birkenhead
derekdwc Online content OP
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derekdwc  Online Content OP
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Birkenhead
Originally Posted by lord_thomas
I worked in Bentley's in 1960/61. A suit would get you 2 20p, the 20p was then deducted for valuation, so you got 2. At the end of the week to collect it you paid 2 20p + interest of about 10p so you paid 2 30p to get it back. A pair of shoes if in new condition was 12/6, worn ones 10 shillings, if you left items longer the interest would go up, if not collected after 12 months the items were sold. It was a very busy business, the same items coming in every Monday and out on Friday

Thank you for your info
Now need to know comparatively what present day pawnbrokers pay
(although having looked in the windows of the ones in Grange Precinct it appears to be mainly jewelry,gold and silver they are interested in and appear to have it straight up for Sale without hardly a chance to redeem it)


pm me if it embarrasses anyone who would like to pass on any info and I promise not to use your username - scouts honour

Last edited by derekdwc; 1st Feb 2014 2:45pm.

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