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Re: Car Insurance : Online Estimates [Re: Scooby] #491492
25th Mar 2011 10:48am
25th Mar 2011 10:48am
Joined: Oct 2008
Posts: 5,088
Birkenhead
derekdwc Online content
Forum Veteran
derekdwc  Online Content
Forum Veteran
Joined: Oct 2008
Posts: 5,088
Birkenhead
Car insurance companies know they're on a good thing.
If you have a car you have to have insurance by law and they have the police who enforce it.
If you need something that is a 'got to have' they can charge as much as they can get away with - same with petrol, TV licence

Last edited by derekdwc; 25th Mar 2011 10:49am.
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Re: Car Insurance : Online Estimates [Re: Scooby] #491500
25th Mar 2011 10:56am
25th Mar 2011 10:56am
Joined: Mar 2010
Posts: 805
Prenton
M
MrBrightside Offline
Wise One
MrBrightside  Offline
Wise One
M
Joined: Mar 2010
Posts: 805
Prenton
I pay 592 one off payment with elephant. BMW 323 coupe. Was paying 932 last year. Im 28 and still pay lots. One of those things hey! 3 year no claims.


It's 106 miles to Chicago, we got a full tank of gas, half a pack of cigarettes, it's dark, and we're wearing sunglasses
Re: Car Insurance : Online Estimates [Re: MrBrightside] #491504
25th Mar 2011 11:05am
25th Mar 2011 11:05am
Joined: Aug 2010
Posts: 892
ottawa canada ( formerly new b...
snowshoes Online content

Guardian
snowshoes  Online Content

Guardian
Joined: Aug 2010
Posts: 892
ottawa canada ( formerly new b...
I pay 450...2010 new Toyota Corolla

Re: Car Insurance : Online Estimates [Re: Scooby] #492209
26th Mar 2011 12:01am
26th Mar 2011 12:01am
Joined: Oct 2010
Posts: 376
Liscard
Wiggi77 Offline
Old Hand
Wiggi77  Offline
Old Hand
Joined: Oct 2010
Posts: 376
Liscard
Just had a quick look for insurance quote online cos mines due next month. Can get insured again with same company swiftcover for 438 and a few round about the same price, but one company (wiserchoice insurance) at the bottom quoted 18734!!

Re: Car Insurance : Online Estimates [Re: derekdwc] #492232
26th Mar 2011 1:40am
26th Mar 2011 1:40am
Joined: Apr 2008
Posts: 133
Tranmere Birkenhead
A
Andy13 Offline
Enthusiast
Andy13  Offline
Enthusiast
A
Joined: Apr 2008
Posts: 133
Tranmere Birkenhead
red diesel is a must for me hehe

Re: Car Insurance : Online Estimates [Re: Wiggi77] #492901
27th Mar 2011 8:39am
27th Mar 2011 8:39am

A
Alex85
Unregistered
Alex85
Unregistered
A


Originally Posted by Wiggi77
Just had a quick look for insurance quote online cos mines due next month. Can get insured again with same company swiftcover for 438 and a few round about the same price, but one company (wiserchoice insurance) at the bottom quoted 18734!!


What's that on?

Re: Car Insurance : Online Estimates [Re: Scooby] #492907
27th Mar 2011 8:54am
27th Mar 2011 8:54am
Joined: Oct 2010
Posts: 376
Liscard
Wiggi77 Offline
Old Hand
Wiggi77  Offline
Old Hand
Joined: Oct 2010
Posts: 376
Liscard
It's an a4 s line diesel. It's worth about 12k. Why would I pay 18k insurance?

Re: Car Insurance : Online Estimates [Re: Scooby] #707338
7th Jul 2012 3:46pm
7th Jul 2012 3:46pm
Joined: May 2011
Posts: 1,131
Upton
paxvobiscum Offline
Forum Addict
paxvobiscum  Offline
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Joined: May 2011
Posts: 1,131
Upton
I have just accepted 7yrs no claims 205 insurance for 3yr old Nissan Micra. This year I opted to pay 24 extra for legal liability. I don't really understand the advantage, but thought should play safe, so would value comments from Wikki. I am retired.

Re: Car Insurance : Online Estimates [Re: paxvobiscum] #707366
7th Jul 2012 5:11pm
7th Jul 2012 5:11pm
Joined: Nov 2011
Posts: 804
sunny place
J
jaki1 Offline
Wise One
jaki1  Offline
Wise One
J
Joined: Nov 2011
Posts: 804
sunny place
just got my daughters sorted on wednesday.
she's 23 and 1 years no claims,a punto.
quoted 1136 for one off payment and 1800 for direct debit.

robbing gits.

Re: Car Insurance : Online Estimates [Re: Scooby] #707474
7th Jul 2012 9:51pm
7th Jul 2012 9:51pm
Joined: Feb 2008
Posts: 1,131
wallasey
D
dave_g Offline
Forum Addict
dave_g  Offline
Forum Addict
D
Joined: Feb 2008
Posts: 1,131
wallasey
things like occupation can change the price,try changing different things (within reason!)and you will see a difference.

Re: Car Insurance : Online Estimates [Re: Scooby] #707475
7th Jul 2012 9:52pm
7th Jul 2012 9:52pm
Joined: Feb 2008
Posts: 1,131
wallasey
D
dave_g Offline
Forum Addict
dave_g  Offline
Forum Addict
D
Joined: Feb 2008
Posts: 1,131
wallasey
things like occupation can change the price,try changing different things (within reason!)and you will see a difference.

Re: Car Insurance : Online Estimates [Re: dave_g] #707476
7th Jul 2012 9:58pm
7th Jul 2012 9:58pm
Joined: Aug 2005
Posts: 16,189
New Brighton
_Ste_ Offline
Wiki Master
_Ste_  Offline
Wiki Master
Joined: Aug 2005
Posts: 16,189
New Brighton
Originally Posted by dave_g
things like occupation can change the price,try changing different things (within reason!)and you will see a difference.


Pisses me off that, because I work for a company that sell vans they automatically assume I'll be using my own insurance to drive work vans even though I am on works insurance policy.

So I pay out the arse for my trade policy, full of crap, just to get more money out of us.

Assholes they are!

frown

Re: Car Insurance : Online Estimates [Re: Scooby] #835862
9th Nov 2013 9:54am
9th Nov 2013 9:54am
Joined: Jan 2010
Posts: 1,661
wirral
E
Excoriator Offline
Forum Addict
Excoriator  Offline
Forum Addict
E
Joined: Jan 2010
Posts: 1,661
wirral
I was horrified to receive a renewal from Admiral (Multicar, 2 cars) for 1200. I managed to get the same deal for 540 from LV via confused.com.

It is irritating, because next year there is every chance that LV will send me a renewal letter quoting a huge increase and Admiral will prove much cheaper. They clearly hope you won't look for a cheaper quote.

I always do, and I do the same with energy companies. You can ALWAYS get it cheaper by switching.

You'd think these companies would wish to keep your custom by charging less than the competition, but clearly they can make more from the inertia or laziness that results in many people NOT switching.


Re: Car Insurance : Online Estimates [Re: Scooby] #853983
28th Jan 2014 1:12pm
28th Jan 2014 1:12pm
Joined: Jan 2010
Posts: 872
Here
dizdazdoz Offline

Wise One
dizdazdoz  Offline

Wise One
Joined: Jan 2010
Posts: 872
Here
Starting to pee me off and getting right on my nerves at the min.

Police interceptors last night an uninsured driver with a child sleeping on the back seat his fine is a huge 120, I pay 4x that to be legal with 10+ yrs no claims.

My daughter who is 17 and a learner, we looked at insurance for when she passes on a 12yr old 1.2 ltr punto priced at 491 and the insurance (only 1 company would quote) is a lovely price of.

13475.29 per year . . . what is the logic in youngsters actually doing the lessons/test then being priced of the roads, at that price some must think I will risk losing the 27 other cars I can buy by not bothering.

I think the fine (minimum) should be what 12 months legally insurance would be, as for the % of insurance that goes in a pot for uninsured bumholes I would sooner it was used to help those legally trying to get road experience.

Last edited by dizdazdoz; 28th Jan 2014 1:13pm.
Re: Car Insurance : Online Estimates [Re: Scooby] #853990
28th Jan 2014 1:52pm
28th Jan 2014 1:52pm
Joined: Dec 2011
Posts: 798
Out an about
mikroc Offline
Wise One
mikroc  Offline
Wise One
Joined: Dec 2011
Posts: 798
Out an about
Try 2k for a car worth a quarter of that but have to start somewhere


If he dies he dies
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