WikiWirral Online with you since 2003, fantastic.
Forum Statistics
Posts1,015,071
Topics74,916
Members12,919
Forums66
Posts in last 24hrs25
Most Online7,831
Apr 8th, 2013
Who's Online Now
54 registered members (11kendo, 9 invisible), 1,195 guests, and389 spiders.
Key: Admin, Global Mod, Mod
Social Media : Follow Us


Popular Topics(Views 7days)
New General Forums
Judy Then Punch
by diggingdeeper. 24th Mar 2019 2:04am
You can please some of the .....
by diggingdeeper. 22nd Mar 2019 6:43am
New Peter Rabbit Coin
by granny. 20th Mar 2019 11:34am
The Bedroom Scene
by granny. 20th Mar 2019 10:26am
New Wirral History
Manifolds, Wilsons. Meacocks & Barnes - 1820s
by bliplandy. 20th Mar 2019 6:18am
Wirral Street??
by gerrymoore. 16th Mar 2019 2:58pm
WW2 USNavy large sheepskin trousers
by Bultaco. 15th Mar 2019 8:48am
Where is/was this Station Hotel
by derekdwc. 13th Mar 2019 11:44am
Grove Hotel, Wallasey
by diggingdeeper. 9th Mar 2019 9:01pm
Forum Tips
Photo Gallery Forums
WW1 Monument, Birkenhead
No more bridge, never be the same
Topic Replies
Another "Austerity" Measure
by svenlock68. 25th Mar 2019 9:57am
What song are you listening to?
by _Ste_. 25th Mar 2019 1:13am
Builder problems, advice needed
by _Ste_. 24th Mar 2019 11:52pm
143 Mersey Arms Hotel
by _Ste_. 24th Mar 2019 11:37pm
Cruel ear cropping breeders moved to Bromborough
by _Ste_. 24th Mar 2019 11:34pm
Ladybird Books on Brexit
by granny. 24th Mar 2019 11:32pm
Milwaukee fuel drill, other tools available!!!
by rhoobarb2002. 24th Mar 2019 10:51pm
Mothercare Journey travel system pram Teal colour
by lauren_lfc89. 24th Mar 2019 9:13pm
Bouncey thing
by MisterSmiff. 24th Mar 2019 1:03pm
March
M T W T F S S
1 2 3
4 5 6 7 8 9 10
11 12 13 14 15 16 17
18 19 20 21 22 23 24
25 26 27 28 29 30 31
Recent Posts : What's On ?
Wirral History Fair
by missmahjong. 12th Mar 2019 3:07pm
RAF Tornado Farewell Flypast Tour
by diggingdeeper. 28th Feb 2019 10:14am
Previous Topic
Next Topic
Print Topic
Rate Topic
Page 1 of 2 1 2
pre-paid currency cards? #816405
14th Aug 2013 4:22pm
14th Aug 2013 4:22pm
Joined: Jun 2011
Posts: 492
Seacombe
H
Headcoat_TheMrs Offline OP
Smartchild
Headcoat_TheMrs  Offline OP
Smartchild
H
Joined: Jun 2011
Posts: 492
Seacombe


Hi all, has anyone ever used a prepay currency card? We are lucky enough to be going to Oklahoma this year and are thinking of using these cards instead of having a lot of cash on us. Also it would be great for my teenagers to have their own prepaid card for their spends.

Any thoughts?

TheMrs

Google Ads
Re: pre-paid currency cards? [Re: Headcoat_TheMrs] #816418
14th Aug 2013 4:45pm
14th Aug 2013 4:45pm
Joined: Oct 2011
Posts: 1,880
Wallasey
S
Salmon Online content
Forum Addict
Salmon  Online Content
Forum Addict
S
Joined: Oct 2011
Posts: 1,880
Wallasey
I have often thought about using them but have never dipped my toes in the water. This is quite a good article about them.

http://www.theguardian.com/money/2012/jun/15/travel-money-prepaid-currency-cards-which-best

Re: pre-paid currency cards? [Re: Headcoat_TheMrs] #816422
14th Aug 2013 4:54pm
14th Aug 2013 4:54pm
Joined: Jun 2011
Posts: 16,244
Wirral
granny Offline
Wiki Master
granny  Offline
Wiki Master
Joined: Jun 2011
Posts: 16,244
Wirral
H The Mrs. H

How strange. Today I have been to the Post Office and got one for my daughter. I think they sound excellent.
You can pay anything between 50 and 5000 max on these cards. If you use sterling, they can be used in over 200 countries and exchanged to the currancy of the country.
Cash can be dawn at ATMS points with a charge of 1.50.
They can be used in most hotels, stores. If someone at home has the ID number, they can top it up from this end if needed.
You can get balance online, or by phone.
They can be contacted online or by phone.
If you loose your card , a new one will be despatched to your holiday address within 24 hours.
Saves carrying loads of cash about on holiday
They are now most popular and as Travellers Cheques are being phased out, these are valid for 3 years before having to be replaced.
I have opened one for my daughter with 50 so that should an emergeny arise, (she will be working abroad)we can bung more in, if it should be needed, from any Post Office..

They sound brilliant and leaflets are in Post Offices.Even the lady who served me,said she had used them and gave them a big thumbs up.


Humankind has not woven the web of life. We are but one thread within it. Whatever we do to the web, we do to ourselves. All things are bound together. All things connect.
~Chief Seattle
Re: pre-paid currency cards? [Re: Headcoat_TheMrs] #816425
14th Aug 2013 5:03pm
14th Aug 2013 5:03pm
Joined: Jun 2011
Posts: 492
Seacombe
H
Headcoat_TheMrs Offline OP
Smartchild
Headcoat_TheMrs  Offline OP
Smartchild
H
Joined: Jun 2011
Posts: 492
Seacombe

Hi salmon and granny and thanks for your replies.

Yep I definitely think they are the way to go especially as with there being 4 of us going we will be taking quite a bit of cash. Also if my kids have their own cards for spends then there is less chance of them asking me for money all the time smile

TheMrs

Re: pre-paid currency cards? [Re: Headcoat_TheMrs] #816427
14th Aug 2013 5:09pm
14th Aug 2013 5:09pm
Joined: Jun 2011
Posts: 16,244
Wirral
granny Offline
Wiki Master
granny  Offline
Wiki Master
Joined: Jun 2011
Posts: 16,244
Wirral
Ah yes!!! :)what a good idea.

I think I'm right in saying that you can also top them up from your online bank account, if needed, but you would need to check that out. Can't see why not.
Don't tell your family that little secret...could be fatal.
Hope you have a fantastic time. yipee


Humankind has not woven the web of life. We are but one thread within it. Whatever we do to the web, we do to ourselves. All things are bound together. All things connect.
~Chief Seattle
Re: pre-paid currency cards? [Re: Headcoat_TheMrs] #816496
14th Aug 2013 7:24pm
14th Aug 2013 7:24pm
Joined: Jan 2010
Posts: 704
Moreton (Missing New Brighton)
Sneezy Offline
Veteran
Sneezy  Offline
Veteran
Joined: Jan 2010
Posts: 704
Moreton (Missing New Brighton)
So how do you spend on them...do you just use them as a credit/debit card and how do we know everywhere will know what they are and if they accept them??

Re: pre-paid currency cards? [Re: Headcoat_TheMrs] #816497
14th Aug 2013 7:25pm
14th Aug 2013 7:25pm
Joined: Mar 2008
Posts: 1,355
Wallasey Village
Snodvan Offline

Forum Addict
Snodvan  Offline

Forum Addict
Joined: Mar 2008
Posts: 1,355
Wallasey Village
I have a son in the USA and I opted to open a Virgin pre-paid Visa card account rather than use the Travel Agents/ Post Office cards etc. Son has the Visa card and uses it for his shopping and I keep an eye on it (what he spends and where) and I top it up as needed.

Normally I do top ups on the internet from my bank. Such top ups are instant. You can top up at shops etc but it takes a little while for the top up to register.

Been doing this for near 4 years now with no problems

Very soon Virgin are changing from Visa card to Mastercard (presumably Visa charge Virgin too high a fee) but the card operation is exactly the same.

With either the Visa card or the Mastercard you cannot overdraw. These are pre-paid cards NOT credit cards.

Only thing my son does not like is the colour of the card - PINK
That was me being naughty when the option was to select a card colour. There were other colour options but I thought PINK may restrain him from flashing it around.

Snod



5 Precepts of Buddhism seem appropriate. Refrain from taking life. Refrain from taking that which is not given. Refrain from misconduct. Refrain from lying. Refrain from intoxicants which lead to loss of mindfulness
Re: pre-paid currency cards? [Re: Sneezy] #816501
14th Aug 2013 7:35pm
14th Aug 2013 7:35pm
Joined: Jun 2011
Posts: 16,244
Wirral
granny Offline
Wiki Master
granny  Offline
Wiki Master
Joined: Jun 2011
Posts: 16,244
Wirral
Originally Posted by Sneezy
So how do you spend on them...do you just use them as a credit/debit card and how do we know everywhere will know what they are and if they accept them??


Yes, use them like a debit card. They must be pretty wide spread and easy to access at ATM's, hotels, and shops as you can get most currencies on them. I think it's a case of look for the sign.More than that I cannot add Sneezy.

Last edited by granny; 14th Aug 2013 7:35pm.

Humankind has not woven the web of life. We are but one thread within it. Whatever we do to the web, we do to ourselves. All things are bound together. All things connect.
~Chief Seattle
Re: pre-paid currency cards? [Re: Headcoat_TheMrs] #816505
14th Aug 2013 7:49pm
14th Aug 2013 7:49pm
Joined: Jan 2010
Posts: 704
Moreton (Missing New Brighton)
Sneezy Offline
Veteran
Sneezy  Offline
Veteran
Joined: Jan 2010
Posts: 704
Moreton (Missing New Brighton)
Thanks Granny, don't want to get all the way to America for them to look at me daft !! smile

Re: pre-paid currency cards? [Re: Sneezy] #816506
14th Aug 2013 7:52pm
14th Aug 2013 7:52pm
Joined: Jun 2011
Posts: 16,244
Wirral
granny Offline
Wiki Master
granny  Offline
Wiki Master
Joined: Jun 2011
Posts: 16,244
Wirral
Ha ha... just go and ask at a Main Post Office. They'd be able to tell you.


Humankind has not woven the web of life. We are but one thread within it. Whatever we do to the web, we do to ourselves. All things are bound together. All things connect.
~Chief Seattle
Re: pre-paid currency cards? [Re: Snodvan] #816507
14th Aug 2013 7:52pm
14th Aug 2013 7:52pm
Joined: Jan 2010
Posts: 704
Moreton (Missing New Brighton)
Sneezy Offline
Veteran
Sneezy  Offline
Veteran
Joined: Jan 2010
Posts: 704
Moreton (Missing New Brighton)
Haha Snodvan....that was cruel (but very funny) !!
I might look into those type of cards then instead smile

Re: pre-paid currency cards? [Re: Headcoat_TheMrs] #816508
14th Aug 2013 7:57pm
14th Aug 2013 7:57pm
Joined: Jun 2011
Posts: 492
Seacombe
H
Headcoat_TheMrs Offline OP
Smartchild
Headcoat_TheMrs  Offline OP
Smartchild
H
Joined: Jun 2011
Posts: 492
Seacombe

Most pre-pay cards have the Visa or Mastercard logo on so will be widely accepted. You just have to make sure you load it with the right currency.

TheMrs

Re: pre-paid currency cards? [Re: Headcoat_TheMrs] #816528
14th Aug 2013 8:42pm
14th Aug 2013 8:42pm
Joined: Mar 2008
Posts: 1,355
Wallasey Village
Snodvan Offline

Forum Addict
Snodvan  Offline

Forum Addict
Joined: Mar 2008
Posts: 1,355
Wallasey Village
One thing to remember about cards and the USA. They are very backward over there. Chip & PIN really does not exist. Expect to have to sign at the till and you will (usually) have to provide ID. I used my UK driving licence as a rule

Also remember their "odd" system at garages. You pay for the fuel FIRST. Arrive to the pump but then go into the office and ask for whatever quantity of fuel you think you need. Present the card (+ ID usually) and pay. Go back to the pump and add the fuel. Usually you cannot add more than you have paid for ie it cuts off. Weird to our way of thinking.

Snod


5 Precepts of Buddhism seem appropriate. Refrain from taking life. Refrain from taking that which is not given. Refrain from misconduct. Refrain from lying. Refrain from intoxicants which lead to loss of mindfulness
Re: pre-paid currency cards? [Re: Snodvan] #816533
14th Aug 2013 8:53pm
14th Aug 2013 8:53pm
Joined: May 2010
Posts: 1,452
ex Wallasey now Atlanta GA USA
C
CVCVCV Offline
Forum Addict
CVCVCV  Offline
Forum Addict
C
Joined: May 2010
Posts: 1,452
ex Wallasey now Atlanta GA USA
Most of the American self-service gas stations now have cardreaders on the pumps. You swipe your card, it pre-auths the card, enables the pump, you fill up (or pump as much as you want), hang up the pump when done; it processes the total $$, prints you a receipt (or not, if you say no) and away you go. All done at the pump and no need to go to the booth or the office.
Having said that, they don't want you to do this for prepaid cards, as the initial pre-Auth will temporarily deduct funds from the card that may leave it without enough to cover the gas. For a prepaid card, you do need to go pre-pay at the office.

Last edited by CVCVCV; 14th Aug 2013 8:57pm.
Re: pre-paid currency cards? [Re: Headcoat_TheMrs] #816534
14th Aug 2013 8:57pm
14th Aug 2013 8:57pm
Joined: Mar 2009
Posts: 105
In my own world,but that's oka...
BossFan Offline
Enthusiast
BossFan  Offline
Enthusiast
Joined: Mar 2009
Posts: 105
In my own world,but that's oka...
We used the Thomas Cook one a couple of years ago in Tenerife. Never again. Could never get a balance, and I'm pretty certain that we were charged nearly every time we used it.

On the plus side, everywhere took it.


The only Boss I listen to is BRUCE SPRINGSTEEN
Page 1 of 2 1 2

Moderated by  Mod 

Random Wirral Images

Click to View Topic.
Newest Topics
Ladybird Books on Brexit
by granny. 24th Mar 2019 11:22pm
Another "Austerity" Measure
by diggingdeeper. 24th Mar 2019 6:18pm
Bouncey thing
by Bultaco. 24th Mar 2019 11:42am
Cruel ear cropping breeders moved to Bromborough
by venice. 21st Mar 2019 4:10pm
Wirral dog groomer.
by venice. 21st Mar 2019 2:28pm
For Sale & Free
Mothercare Journey travel system pram Teal colour
by lauren_lfc89. 24th Mar 2019 7:34pm
Milwaukee fuel drill, other tools available!!!
by anniebo28. 24th Mar 2019 3:54pm
125cc scooter
by vw_kyle. 12th Mar 2019 8:13am
KTM Mancina Action 272 27.5 Inch Electric Mountain
by ianyam. 10th Mar 2019 12:04pm
Cambridge hifi Amplifiers for sale - from £40
by montyz. 8th Mar 2019 11:36am
Member Spotlight
TheComputerLab
TheComputerLab
Wallasey
Posts: 1,282
Joined: May 2011
Show All Member Profiles 
Newest Members
Berlin, Lizardking, Biffaskin, Skinnyfizzy1981, dagc176
12919 Registered Users
Today's Birthdays
No Birthdays
New Wirral Info
Bouncey thing
by Bultaco. 24th Mar 2019 11:42am
Amazon £5 Off Today
by diggingdeeper. 19th Mar 2019 6:25pm
Best Place for A True Story
by granny. 18th Mar 2019 7:35pm
New Council Tax bill 2019
by keef666. 18th Mar 2019 11:13am
Roofer recommendation please?
by Gold_Moon. 15th Mar 2019 4:09pm
News : New Topics
Another "Austerity" Measure
by diggingdeeper. 24th Mar 2019 6:18pm
Handbag Found in New Brighton
by daveybm. 19th Mar 2019 8:46am
Handbag Found in New Brighton
by daveybm. 18th Mar 2019 9:43am
Giant rabbit startles motorist.
by Excoriator. 17th Mar 2019 9:58am
Stabbing
by cools. 16th Mar 2019 9:38pm
New Enthusiast Forums
Ladybird Books on Brexit
by granny. 24th Mar 2019 11:22pm
Cruel ear cropping breeders moved to Bromborough
by venice. 21st Mar 2019 4:10pm
Wirral dog groomer.
by venice. 21st Mar 2019 2:28pm
DNS Not found Error.
by Windows. 14th Mar 2019 12:54pm
Bultaco pursang
by Bultaco. 13th Mar 2019 12:43pm
Popular Topics(Views 24hrs)
Wirral Sunrise Sunset
Sunrise Mon 6:01am
Sunset Mon 6:34pm
Local Time Mon 10:28am
Powered by UBB.threads™ PHP Forum Software 7.6.1.1