Welcome to WikiWirral, sharing is what we do best.
Forum Statistics
Posts1,007,870
Topics74,541
Members12,746
Forums66
Posts in last 24hrs48
Most Online7,831
Apr 8th, 2013
Who's Online Now
62 registered members (alan128, 12 invisible), 1,139 guests, and325 spiders.
Key: Admin, Global Mod, Mod
Social Media : Follow Us


Popular Topics(Views 7days)
New General Forums
Hi Everybodys
by ShySusie. 24th Sep 2018 10:48am
How The Victorians Built Britain - Sewers
by diggingdeeper. 8th Sep 2018 11:09pm
Bavarian Cleavages !
by granny. 8th Sep 2018 11:48am
Mr Jeremy Fisher 2017 50p piece
by Peter0787. 7th Sep 2018 12:35pm
New Wirral History
Mersey Tunnel tolls, 1934
by yoller. 21st Sep 2018 9:32am
Family tree
by Hannah90. 5th Sep 2018 6:02pm
When were Ivy Street houses built?
by yoller. 28th Aug 2018 4:40pm
Hope Street New Brighton
by cutespam. 25th Aug 2018 10:00pm
1970's Murder in Central Park, Wallasey
by cutespam. 4th Aug 2018 11:28am
Forum Tips
Photo Gallery Forums
No more bridge, never be the same
Over Exposed Crash Site
Topic Replies
UFO sightings
by ShySusie. 24th Sep 2018 4:44pm
Who believes in reincarnation?
by ShySusie. 24th Sep 2018 3:52pm
Is my house haunted?
by ShySusie. 24th Sep 2018 3:31pm
EVP RECORDING CAPTURE
by ShySusie. 24th Sep 2018 3:20pm
Divers pulled real UFO
by ShySusie. 24th Sep 2018 2:13pm
Do demons exist?
by ShySusie. 24th Sep 2018 1:48pm
Hi Everybodys
by sunnyside. 24th Sep 2018 1:38pm
Topics.
by ShySusie. 24th Sep 2018 12:22pm
Ghost shadow
by ShySusie. 24th Sep 2018 12:19pm
September
M T W T F S S
1 2
3 4 5 6 7 8 9
10 11 12 13 14 15 16
17 18 19 20 21 22 23
24 25 26 27 28 29 30
Recent Posts : What's On ?
Giant Puppets Wirral
by oldpm01. 13th Sep 2018 3:53pm
Wirral Heritage Week
by granny. 10th Sep 2018 9:31am
Previous Topic
Next Topic
Print Topic
Rate Topic
Page 1 of 2 1 2
pre-paid currency cards? #816405
14th Aug 2013 4:22pm
14th Aug 2013 4:22pm
Joined: Jun 2011
Posts: 492
Seacombe
H
Headcoat_TheMrs Offline OP
Smartchild
Headcoat_TheMrs  Offline OP
Smartchild
H
Joined: Jun 2011
Posts: 492
Seacombe


Hi all, has anyone ever used a prepay currency card? We are lucky enough to be going to Oklahoma this year and are thinking of using these cards instead of having a lot of cash on us. Also it would be great for my teenagers to have their own prepaid card for their spends.

Any thoughts?

TheMrs

Google Ads
Re: pre-paid currency cards? [Re: Headcoat_TheMrs] #816418
14th Aug 2013 4:45pm
14th Aug 2013 4:45pm
Joined: Oct 2011
Posts: 1,848
Wallasey
S
Salmon Online content
Forum Addict
Salmon  Online Content
Forum Addict
S
Joined: Oct 2011
Posts: 1,848
Wallasey
I have often thought about using them but have never dipped my toes in the water. This is quite a good article about them.

http://www.theguardian.com/money/2012/jun/15/travel-money-prepaid-currency-cards-which-best

Re: pre-paid currency cards? [Re: Headcoat_TheMrs] #816422
14th Aug 2013 4:54pm
14th Aug 2013 4:54pm
Joined: Jun 2011
Posts: 15,618
Wirral
granny Offline
Wiki Master
granny  Offline
Wiki Master
Joined: Jun 2011
Posts: 15,618
Wirral
H The Mrs. H

How strange. Today I have been to the Post Office and got one for my daughter. I think they sound excellent.
You can pay anything between 50 and 5000 max on these cards. If you use sterling, they can be used in over 200 countries and exchanged to the currancy of the country.
Cash can be dawn at ATMS points with a charge of 1.50.
They can be used in most hotels, stores. If someone at home has the ID number, they can top it up from this end if needed.
You can get balance online, or by phone.
They can be contacted online or by phone.
If you loose your card , a new one will be despatched to your holiday address within 24 hours.
Saves carrying loads of cash about on holiday
They are now most popular and as Travellers Cheques are being phased out, these are valid for 3 years before having to be replaced.
I have opened one for my daughter with 50 so that should an emergeny arise, (she will be working abroad)we can bung more in, if it should be needed, from any Post Office..

They sound brilliant and leaflets are in Post Offices.Even the lady who served me,said she had used them and gave them a big thumbs up.


Humankind has not woven the web of life. We are but one thread within it. Whatever we do to the web, we do to ourselves. All things are bound together. All things connect.
~Chief Seattle
Re: pre-paid currency cards? [Re: Headcoat_TheMrs] #816425
14th Aug 2013 5:03pm
14th Aug 2013 5:03pm
Joined: Jun 2011
Posts: 492
Seacombe
H
Headcoat_TheMrs Offline OP
Smartchild
Headcoat_TheMrs  Offline OP
Smartchild
H
Joined: Jun 2011
Posts: 492
Seacombe

Hi salmon and granny and thanks for your replies.

Yep I definitely think they are the way to go especially as with there being 4 of us going we will be taking quite a bit of cash. Also if my kids have their own cards for spends then there is less chance of them asking me for money all the time smile

TheMrs

Re: pre-paid currency cards? [Re: Headcoat_TheMrs] #816427
14th Aug 2013 5:09pm
14th Aug 2013 5:09pm
Joined: Jun 2011
Posts: 15,618
Wirral
granny Offline
Wiki Master
granny  Offline
Wiki Master
Joined: Jun 2011
Posts: 15,618
Wirral
Ah yes!!! :)what a good idea.

I think I'm right in saying that you can also top them up from your online bank account, if needed, but you would need to check that out. Can't see why not.
Don't tell your family that little secret...could be fatal.
Hope you have a fantastic time. yipee


Humankind has not woven the web of life. We are but one thread within it. Whatever we do to the web, we do to ourselves. All things are bound together. All things connect.
~Chief Seattle
Re: pre-paid currency cards? [Re: Headcoat_TheMrs] #816496
14th Aug 2013 7:24pm
14th Aug 2013 7:24pm
Joined: Jan 2010
Posts: 704
Moreton (Missing New Brighton)
Sneezy Offline
Veteran
Sneezy  Offline
Veteran
Joined: Jan 2010
Posts: 704
Moreton (Missing New Brighton)
So how do you spend on them...do you just use them as a credit/debit card and how do we know everywhere will know what they are and if they accept them??

Re: pre-paid currency cards? [Re: Headcoat_TheMrs] #816497
14th Aug 2013 7:25pm
14th Aug 2013 7:25pm
Joined: Mar 2008
Posts: 1,344
Wallasey Village
Snodvan Offline

Forum Addict
Snodvan  Offline

Forum Addict
Joined: Mar 2008
Posts: 1,344
Wallasey Village
I have a son in the USA and I opted to open a Virgin pre-paid Visa card account rather than use the Travel Agents/ Post Office cards etc. Son has the Visa card and uses it for his shopping and I keep an eye on it (what he spends and where) and I top it up as needed.

Normally I do top ups on the internet from my bank. Such top ups are instant. You can top up at shops etc but it takes a little while for the top up to register.

Been doing this for near 4 years now with no problems

Very soon Virgin are changing from Visa card to Mastercard (presumably Visa charge Virgin too high a fee) but the card operation is exactly the same.

With either the Visa card or the Mastercard you cannot overdraw. These are pre-paid cards NOT credit cards.

Only thing my son does not like is the colour of the card - PINK
That was me being naughty when the option was to select a card colour. There were other colour options but I thought PINK may restrain him from flashing it around.

Snod



5 Precepts of Buddhism seem appropriate. Refrain from taking life. Refrain from taking that which is not given. Refrain from misconduct. Refrain from lying. Refrain from intoxicants which lead to loss of mindfulness
Re: pre-paid currency cards? [Re: Sneezy] #816501
14th Aug 2013 7:35pm
14th Aug 2013 7:35pm
Joined: Jun 2011
Posts: 15,618
Wirral
granny Offline
Wiki Master
granny  Offline
Wiki Master
Joined: Jun 2011
Posts: 15,618
Wirral
Originally Posted by Sneezy
So how do you spend on them...do you just use them as a credit/debit card and how do we know everywhere will know what they are and if they accept them??


Yes, use them like a debit card. They must be pretty wide spread and easy to access at ATM's, hotels, and shops as you can get most currencies on them. I think it's a case of look for the sign.More than that I cannot add Sneezy.

Last edited by granny; 14th Aug 2013 7:35pm.

Humankind has not woven the web of life. We are but one thread within it. Whatever we do to the web, we do to ourselves. All things are bound together. All things connect.
~Chief Seattle
Re: pre-paid currency cards? [Re: Headcoat_TheMrs] #816505
14th Aug 2013 7:49pm
14th Aug 2013 7:49pm
Joined: Jan 2010
Posts: 704
Moreton (Missing New Brighton)
Sneezy Offline
Veteran
Sneezy  Offline
Veteran
Joined: Jan 2010
Posts: 704
Moreton (Missing New Brighton)
Thanks Granny, don't want to get all the way to America for them to look at me daft !! smile

Re: pre-paid currency cards? [Re: Sneezy] #816506
14th Aug 2013 7:52pm
14th Aug 2013 7:52pm
Joined: Jun 2011
Posts: 15,618
Wirral
granny Offline
Wiki Master
granny  Offline
Wiki Master
Joined: Jun 2011
Posts: 15,618
Wirral
Ha ha... just go and ask at a Main Post Office. They'd be able to tell you.


Humankind has not woven the web of life. We are but one thread within it. Whatever we do to the web, we do to ourselves. All things are bound together. All things connect.
~Chief Seattle
Re: pre-paid currency cards? [Re: Snodvan] #816507
14th Aug 2013 7:52pm
14th Aug 2013 7:52pm
Joined: Jan 2010
Posts: 704
Moreton (Missing New Brighton)
Sneezy Offline
Veteran
Sneezy  Offline
Veteran
Joined: Jan 2010
Posts: 704
Moreton (Missing New Brighton)
Haha Snodvan....that was cruel (but very funny) !!
I might look into those type of cards then instead smile

Re: pre-paid currency cards? [Re: Headcoat_TheMrs] #816508
14th Aug 2013 7:57pm
14th Aug 2013 7:57pm
Joined: Jun 2011
Posts: 492
Seacombe
H
Headcoat_TheMrs Offline OP
Smartchild
Headcoat_TheMrs  Offline OP
Smartchild
H
Joined: Jun 2011
Posts: 492
Seacombe

Most pre-pay cards have the Visa or Mastercard logo on so will be widely accepted. You just have to make sure you load it with the right currency.

TheMrs

Re: pre-paid currency cards? [Re: Headcoat_TheMrs] #816528
14th Aug 2013 8:42pm
14th Aug 2013 8:42pm
Joined: Mar 2008
Posts: 1,344
Wallasey Village
Snodvan Offline

Forum Addict
Snodvan  Offline

Forum Addict
Joined: Mar 2008
Posts: 1,344
Wallasey Village
One thing to remember about cards and the USA. They are very backward over there. Chip & PIN really does not exist. Expect to have to sign at the till and you will (usually) have to provide ID. I used my UK driving licence as a rule

Also remember their "odd" system at garages. You pay for the fuel FIRST. Arrive to the pump but then go into the office and ask for whatever quantity of fuel you think you need. Present the card (+ ID usually) and pay. Go back to the pump and add the fuel. Usually you cannot add more than you have paid for ie it cuts off. Weird to our way of thinking.

Snod


5 Precepts of Buddhism seem appropriate. Refrain from taking life. Refrain from taking that which is not given. Refrain from misconduct. Refrain from lying. Refrain from intoxicants which lead to loss of mindfulness
Re: pre-paid currency cards? [Re: Snodvan] #816533
14th Aug 2013 8:53pm
14th Aug 2013 8:53pm
Joined: May 2010
Posts: 1,452
ex Wallasey now Atlanta GA USA
C
CVCVCV Offline
Forum Addict
CVCVCV  Offline
Forum Addict
C
Joined: May 2010
Posts: 1,452
ex Wallasey now Atlanta GA USA
Most of the American self-service gas stations now have cardreaders on the pumps. You swipe your card, it pre-auths the card, enables the pump, you fill up (or pump as much as you want), hang up the pump when done; it processes the total $$, prints you a receipt (or not, if you say no) and away you go. All done at the pump and no need to go to the booth or the office.
Having said that, they don't want you to do this for prepaid cards, as the initial pre-Auth will temporarily deduct funds from the card that may leave it without enough to cover the gas. For a prepaid card, you do need to go pre-pay at the office.

Last edited by CVCVCV; 14th Aug 2013 8:57pm.
Re: pre-paid currency cards? [Re: Headcoat_TheMrs] #816534
14th Aug 2013 8:57pm
14th Aug 2013 8:57pm
Joined: Mar 2009
Posts: 105
In my own world,but that's oka...
BossFan Offline
Enthusiast
BossFan  Offline
Enthusiast
Joined: Mar 2009
Posts: 105
In my own world,but that's oka...
We used the Thomas Cook one a couple of years ago in Tenerife. Never again. Could never get a balance, and I'm pretty certain that we were charged nearly every time we used it.

On the plus side, everywhere took it.


The only Boss I listen to is BRUCE SPRINGSTEEN
Page 1 of 2 1 2

Moderated by  Mod 

Random Wirral Images

Click to View Topic.
Newest Topics
Hi Everybodys
by ShySusie. 24th Sep 2018 10:48am
Labour Party Conference - Liverpool
by diggingdeeper. 23rd Sep 2018 4:16am
Salt and Blood Pressure
by diggingdeeper. 22nd Sep 2018 7:42pm
Ipad mini
by lincle. 22nd Sep 2018 7:29pm
Mersey Tunnel tolls, 1934
by yoller. 21st Sep 2018 9:32am
For Sale & Free
Old adult bikes wanted cheap or free?
by mike1965. 24th Sep 2018 9:24am
Electric Bass Guitar / and amp
by gerrymoore. 22nd Sep 2018 8:54am
ps3 console
by tommybarry. 17th Sep 2018 4:55pm
50'' bush led
by Dilly. 14th Sep 2018 6:05pm
Belling Range Gas Cooker
by DJDuck. 30th Aug 2018 11:39am
Member Spotlight
Mark
Mark
Wirral
Posts: 21,191
Joined: November 2003
Show All Member Profiles 
Newest Members
rorrison, ShySusie, neilt, gill1, Aatami
12746 Registered Users
Today's Birthdays
No Birthdays
New Wirral Info
Ipad mini
by lincle. 22nd Sep 2018 7:29pm
£795,000 for a football pitch ?
by granny. 15th Sep 2018 11:27pm
Black Pearl
by venice. 13th Sep 2018 6:40pm
Giant Puppets Wirral
by granny. 13th Sep 2018 10:23am
Part Time Maintenance Job
by Reno37. 12th Sep 2018 5:36pm
News : New Topics
Labour Party Conference - Liverpool
by diggingdeeper. 23rd Sep 2018 4:16am
Cowards on scramber bike, Saturday 15th Sept
by keef666. 16th Sep 2018 4:24pm
Mother Nature's fury
by cools. 14th Sep 2018 6:45pm
Willy Wonka Dead !
by fish5133. 10th Sep 2018 1:04am
The Daily Mail News today
by granny. 9th Sep 2018 10:55am
New Enthusiast Forums
Salt and Blood Pressure
by diggingdeeper. 22nd Sep 2018 7:42pm
John Lewis advert
by cools. 12th Sep 2018 5:51pm
Escaped Yorkie type dog
by venice. 2nd Sep 2018 8:18pm
Tunnel Tolls
by fish5133. 31st Aug 2018 12:30am
Help !!!
by Dilly. 28th Aug 2018 7:12pm
Popular Topics(Views 24hrs)
Wirral Sunrise Sunset
Sunrise Mon 7:02am
Sunset Mon 7:05pm
Local Time Mon 5:19pm
Powered by UBB.threads™ PHP Forum Software 7.6.1.1