Welcome to WikiWirral, sharing is what we do best.
Forum Stats
12249 Members
65 Forums
72885 Topics
982499 Posts
64 posts in the last 24hrs
Max Online: 7831 @ 8th Apr 2013 4:18pm
Who's Online - Click Me
79 registered (alan128, 13 invisible), 1691 Guests and 306 Spiders online.
Key: Admin, Global Mod, Mod
Social Media : Follow Us


(Views 7days)This Weeks Most Read
Incident at Westminster 1036
Martin Mcguinness dies 642
Alloys refurb and colour change. The Wheel Deal. 517
Council tax bill for this year 2017 458
File too large 457
British troops to Estonia 382
Offset number plates 378
1882 Plan of the borough of Birkenhead and Wards 335
Petrol Lawnmower to purchase 287
ford focus 1.6 t reg rattling 261
New General Forums
Mannequin Challenge AKA MRI Scan
by fish5133
11:20 AM
Surely the most honest add.....
by buddy
20th Mar 2017 5:43pm
Happy Birthday DIZDAZDOZ
by snowhite
19th Mar 2017 4:24pm
My old friend the fox
by Dilly
18th Mar 2017 11:15am
New Wirral History
William Bernard's building, Birkenhead
by yoller
20th Mar 2017 4:27pm
1882 Plan of the borough of Birkenhead and Wards
by Dave_Wood
19th Mar 2017 11:57am
New Brighton Coop
by Mike_White
9th Mar 2017 12:48pm
Tranmere High School for Girls 1882 Chesnut Grove
by sarah708
6th Mar 2017 8:23pm
Whetstone Lane, Birkenhead
by MoretonExpat
6th Mar 2017 8:04am
Forum Tips
Photo Gallery Forums
Birkenhead Transport Museum 24th Feb 2017
fireworks on the Mersey last night
Topic Replies
I am having a clear out!
by TheComputerLab
Rock Ferry High School, Rock Ferry,
by diggingdeeper
09:44 PM
Incident at Westminster
by diggingdeeper
09:14 PM
Has Talktalk been hacked yet again?
by fish5133
07:30 PM
White Hyundai I30, 2011 plate For sale, 1.4 petrol
by goodoldphil
06:24 PM
What song are you listening to?
by starakita
02:56 PM
Offset number plates
by Gibbo
09:57 AM
'March' Photo Competition.
by fish5133
23rd Mar 2017 8:53pm
706 Plough Inn 25and 27 Breck Road Wallasey
by tigertiger1953
23rd Mar 2017 4:25pm
March
M Tu W Th F Sa Su
1 2 3 4 5
6 7 8 9 10 11 12
13 14 15 16 17 18 19
20 21 22 23 24 25 26
27 28 29 30 31
Recent Posts : What's On ?
Lee and Cragg Quarries - Bacup
by Mark
23rd Mar 2017 7:43am
Rufford Old Hall
by diggingdeeper
13th Mar 2017 9:58am
Page 1 of 2 1 2 >
Topic Options
Rate This Topic
#811074 - 27th Jul 2013 2:00pm Car insurance prices 'falling at record rate'
Mark Online   Reading


Wiki Master

Registered: 9th Nov 2003
Posts: 21027
Loc: Wirral
The cost of car insurance is falling at a record rate in the UK, according to the insurance arm of the AA.

The average annual comprehensive car insurance quote fell to 594.84 this month, it said, down 9.8% from 659.53 last July - the biggest decrease since the AA insurance index began in 1994.

It said the dip was thanks, in part, to clampdowns on fraud and restrictions on claims management companies.

Source click me
_________________________
My Avatar images are all from the Wirral Gallery.Click Me
Wow Wirral History is coming along Great! Wirral History

we get +200 new members a month now smile

Top
National News : Advertising
Click me for more Information......

* * * vipimages.co.uk - Photographic services * * *
Now Advertise with WikiWirral.
WikiWirral stats 35,000 Page Views a Day +500 Search Engines.. Click Me
#811083 - 27th Jul 2013 2:27pm Re: Car insurance prices 'falling at record rate' [Re: Mark]
lansyp Offline

Forum Addict

Registered: 21st Jul 2009
Posts: 1452
Loc: rockferry
That's why I drive a jag now ,it was cheaper to insure than my Picasso

Top
#811246 - 28th Jul 2013 9:40am Re: Car insurance prices 'falling at record rate' [Re: Mark]
Pinzgauer
Unregistered


When my next renewal notice thuds onto the doormat, it will be interesting to see if the premium has actually gone down and by how much. Methinks the premium will, at best, remain the same. More likely go up again on some pretence or other. In short, extra profits for the insurance companies!

Come the revolution, insurers are up against the wall along with the bankers etc.

Me a cynic ??? yes

Top
#811282 - 28th Jul 2013 10:50am Re: Car insurance prices 'falling at record rate' [Re: Mark]
StuyMac Online   content

Wiki Master

Registered: 24th Nov 2003
Posts: 12002
Loc: Wirralshire
I can't remember a single occasion where my renewal has been cheaper than my previous years insurance...

In more recent years though, since I stopped changing my cars so much, I've always found similar insurance to what I was paying the previous year, and beating the renewal.

More than often I've taken this better quote back to my previous insurer and they have matched it - just shows that the renewal price isn't their best, and you should ALWAYS shop around.
_________________________


What If There Were No Hypothetical Questions?

Top
#811316 - 28th Jul 2013 12:05pm Re: Car insurance prices 'falling at record rate' [Re: Mark]
Salmon Offline
Forum Addict

Registered: 8th Oct 2011
Posts: 1735
Loc: Wallasey
I shop around every year for both car and house insurance and the differences are quite amazing. Some clearly don't want me and quote insane prices but the rest vary by hundreds of pounds.My last car renewal letter quoted a big increase on previous years so I went on line and got a much cheaper quote from the same people. I rang to query this and was told the online price included an introductory discount and I should just accept the on line quote which of course I did.Smoke and mirrors does not come into it with insurance companies.

Top
#812375 - 31st Jul 2013 11:31pm Re: Car insurance prices 'falling at record rate' [Re: Mark]
newbrightonier Offline
Enthusiast

Registered: 21st Feb 2010
Posts: 142
Loc: Wallasey
Is it the 20" aluminium or white ?

Top
#812466 - 1st Aug 2013 11:46am Re: Car insurance prices 'falling at record rate' [Re: newbrightonier]
chriskay Offline
Forum Veteran

Registered: 25th Oct 2007
Posts: 4868
Loc: shropshire
Originally Posted By: newbrightonier
Is it the 20" aluminium or white ?

????????
_________________________
Carpe diem.

Top
#812470 - 1st Aug 2013 12:38pm Re: Car insurance prices 'falling at record rate' [Re: Mark]
KevinFinity Offline

Forum Master

Registered: 30th Apr 2009
Posts: 2312
Loc: Wirral
My last renewal back in april had gone from almost 600 last year to just over 400 with no change of circumstances. It was a pleasant surprise.

Top
#814537 - 8th Aug 2013 9:14am Re: Car insurance prices 'falling at record rate' [Re: Mark]
Pinzgauer
Unregistered


Following the suggestion of always shop around - something I have to admit to not doing, I received my renewal notice yesterday. It was from the Co-oP. Been with them for a while. Last year 150.00p. This year...150.00p. So WHY no reduction?? (As predicted!!!)

Went to an online comparison site (waiting for my Meerkat toy) and got the same cover, (full comp.) conditions, excess etc. for 97.02p via the Halifax. (Ford Fiasco with 9yrs NCB). Quite a difference!

After my coffee, I'm doing the same with my energy supplier. There is a shower of robbing barstewards out there relying on the likes of me and my apathy! Lesson learned. mad mad mad

Sorry, can't find the "Up yours" emoticon for the Co-oP !


Edited by Pinzgauer (8th Aug 2013 9:18am)

Top
#814674 - 8th Aug 2013 6:08pm Re: Car insurance prices 'falling at record rate' [Re: Mark]
Tess65 Offline
Member

Registered: 20th Jun 2013
Posts: 81
Loc: Birkenhead
I heard a while back that the cost of car insurance was set to possibly drop for blokes, due to recent legislation prohibiting gender discrimination by car insurance companies.

Are the price drops due to this perhaps?
Have any ladies out there noticed a drop in car insurance premiums too??
Just wonderin'...

Tess x.


Edited by Tess65 (8th Aug 2013 6:10pm)

Top
#814684 - 8th Aug 2013 6:51pm Re: Car insurance prices 'falling at record rate' [Re: Tess65]
Tess65 Offline
Member

Registered: 20th Jun 2013
Posts: 81
Loc: Birkenhead
OK before the forum pedants pounce on me, I meant to say 'are the price drops due partly to this perhaps?'
smile

Originally Posted By: Tess65
I heard a while back that the cost of car insurance was set to possibly drop for blokes, due to recent legislation prohibiting gender discrimination by car insurance companies.

Are the price drops due to this perhaps?
Have any ladies out there noticed a drop in car insurance premiums too??
Just wonderin'...

Tess x.

Top
#815166 - 10th Aug 2013 4:10pm Re: Car insurance prices 'falling at record rate' [Re: Mark]
buddy Online   content
Forum Veteran

Registered: 18th Sep 2008
Posts: 5015
Loc: South Wirral
Received my car insurance renewal today 345, last year 322.

Phoned them up for an explanation and they weren't interested nor were they prepared to negotiate, so I went on their site, tapped in my details and quote came up at 245!!!

Naturally I phoned them up and they agreed to the renewal premium of 245 - good result but I'm perplexed!

Top
#815225 - 10th Aug 2013 7:30pm Re: Car insurance prices 'falling at record rate' [Re: Mark]
missj Offline
Member

Registered: 25th Apr 2011
Posts: 86
Loc: Wirral
I called my insurers for a renewal quote as its due this month, I'd been paying 940 P/A as I'd had 9 points on my licence (yeah I know!) So, 5 years have elapsed since the points went on so I was looking forward to a fair reduction in monthly payments. Snotty girl on the phone quoted me 930! I queried why just a reduction of 1 a month when I now held a clean licence and 3 years no claims with their company - she told me, well - it doesn't really affect your quote after the 4 years. I asked if I was unfortunate enough to get 9 points on my licence it might increase by just a tenner then? She said thats the best you're going to get anywhere. I told her cheers but I'll shop around. Sheila's Wheels offer all the same benefits for 245 P/A so that's who I'll be going with from now on! Admittedly my choices of insurer were limited when I had the points and I've paid the price for it, but I'd have expected a bit more of a reduction than a tenner!

Top
#815302 - 11th Aug 2013 12:47am Re: Car insurance prices 'falling at record rate' [Re: Mark]
shar215 Offline
Smartchild

Registered: 18th Feb 2010
Posts: 583
Loc: wirral
hi missj sorry to say .6 to 7 years will see you clear .9 points is not good what the hell have you been doing?

Top
#815307 - 11th Aug 2013 7:52am Re: Car insurance prices 'falling at record rate' [Re: Tess65]
Angharad111 Offline
Member

Registered: 14th Oct 2011
Posts: 54
Loc: Wallasey
No, they went up to match male prices. I did shop around and RAC was the best but only because it was an offer to a new customer. I hate having to shop around by phone or on line because it can take quite a few hours, it should be made more simple as the dvla have all our records, mot etc. What I thought was strange I had to give them proof of 9 years of no claims from my previous insurers and I had to send them a copy of my last renewal quote. That reminds me, I still have not had the paperwork but it is confirmed on line that I am insured. Do I trust them! Also, when you search comparison sites, just be aware that us that know not a lot about insurance and cover, speak to a human then hopefully you have the correct insurance for your needs. Because on line we humans might have missed a vital component!

Top
Page 1 of 2 1 2 >

Moderator:  Mod 
Random Wirral Images

Click to View Topic.
Newest Topics
Has Talktalk been hacked yet again?
by Habdab
10:25 AM
Offset number plates
by venice
23rd Mar 2017 1:24am
What does this all mean?
by venice
22nd Mar 2017 12:20pm
black contiboard locally?
by fish5133
21st Mar 2017 9:30pm
Port Sunlight
by alan128
21st Mar 2017 10:09am
For Sale & Free
White Hyundai I30, 2011 plate For sale, 1.4 petrol
by goodoldphil
06:24 PM
I am having a clear out!
by TheComputerLab
04:01 PM
Genuine Canada Goose Men's Chilliwack Jacket - L
by Liverpooltiger
23rd Mar 2017 1:14pm
Nail Varnish Stands X 2 (holds 50 in each one)
by j_demo
20th Mar 2017 5:49pm
Ipad
by madrob
19th Mar 2017 5:15pm
Featured Member
Registered: 3rd Aug 2014
Posts: 1549
Newest Members
Chippy, Onetoughcookie, Monkeyboyliam121, andreap, LairdLad
12249 Registered Users
Today's Birthdays
No Birthdays
New Wirral Info
Has Talktalk been hacked yet again?
by Habdab
10:25 AM
What does this all mean?
by venice
22nd Mar 2017 12:20pm
black contiboard locally?
by fish5133
21st Mar 2017 9:30pm
Port Sunlight
by alan128
21st Mar 2017 10:09am
Council tax bill for this year 2017
by keef666
20th Mar 2017 10:25pm
News : New Topics
Incident at Westminster
by granny
22nd Mar 2017 3:40pm
Martin Mcguinness dies
by Dilly
21st Mar 2017 9:29am
British troops to Estonia
by fish5133
18th Mar 2017 8:16am
Unusual Phone calls
by granny
16th Mar 2017 3:53pm
Thanks
by Christinerowland
14th Mar 2017 8:11pm
New Enthusiast Forums
Offset number plates
by venice
23rd Mar 2017 1:24am
File too large
by Dilly
20th Mar 2017 10:41am
ford focus 1.6 t reg rattling
by Little_B
19th Mar 2017 11:02pm
Alloys refurb and colour change. The Wheel Deal.
by TheComputerLab
18th Mar 2017 9:17am
Has anyone fished
by Habdab
17th Mar 2017 8:43pm
(Views 24hrs)Trending Newest Topics
Has Talktalk been hacked yet again? 154
Mannequin Challenge AKA MRI Scan 25
Wirral Sunrise Sunset
Sunrise Sat 6:00am
Sunset Sat 6:35pm
Local Time Sat 7:57am
WikiWirral Can . . . .