WikiWirral Online with you since 2003, fantastic.
Forum Stats
12283 Members
65 Forums
73026 Topics
985102 Posts
49 posts in the last 24hrs
Max Online: 7831 @ 8th Apr 2013 4:18pm
Who's Online - Click Me
91 registered (alan128, 16 invisible), 1726 Guests and 340 Spiders online.
Key: Admin, Global Mod, Mod
Social Media : Follow Us


(Views 7days)This Weeks Most Read
Jehovahs Witnesses outlawed in Russia. 900
No.10 Announcement at 11.15am 804
Where was Wirral underground munitions factory? 555
Police Camera Van Smashed 356
whetstone lane boxing club 344
STREET MAPS 238
Windows 10 latest "Creators" Update 218
Teddy Boy 190
Historic tours of Ellesmere Port 179
New Brighton Big Wheel 168
New General Forums
Fakes Docs
by snowshoes
12:27 AM
Happy birthday snowshoes
by lollipop
23rd Apr 2017 9:39am
The Ambidextrous golfer
by buddy
18th Apr 2017 8:28pm
Decorating help please
by venice
18th Apr 2017 3:25pm
New Wirral History
STREET MAPS
by Paternoster21
22nd Apr 2017 10:54am
Historic tours of Ellesmere Port
by Paternoster21
22nd Apr 2017 7:53am
whetstone lane boxing club
by oldbirkonian1
19th Apr 2017 6:34pm
Where was Wirral underground munitions factory?
by yoller
19th Apr 2017 10:01am
Memories or the chronicles of Birkenhead - Gamlin
by derekdwc
13th Apr 2017 12:03pm
Forum Tips
Photo Gallery Forums
New Brighton Big Wheel
Birkenhead Transport Museum 24th Feb 2017
Topic Replies
Gawthorpe Hall
by granny
Little Boy Blue
by Dilly
07:45 AM
Freemasonry unwrapped
by Tait1969
08:21 PM
For sale - 2 tickets for Shawn Mendes
by nirvanaflower
05:38 PM
No.10 Announcement at 11.15am
by Moonbeam
05:37 PM
New born baby items
by fruitcake
01:47 PM
The Durrells
by lollipop
12:30 PM
STREET MAPS
by Gibbo
11:12 AM
Windows 10 latest "Creators" Update
by Salmon
23rd Apr 2017 11:15pm
April
M Tu W Th F Sa Su
1 2
3 4 5 6 7 8 9
10 11 12 13 14 15 16
17 18 19 20 21 22 23
24 25 26 27 28 29 30
Recent Posts : What's On ?
Gawthorpe Hall
by granny
Dunham Massey
by techgran
14th Apr 2017 12:57pm
Topic Options
Rate This Topic
#782612 - 2nd Apr 2013 12:29pm Where's the best place to go for car finance?
ShaunTheSheep Offline
Addict

Registered: 9th Jul 2012
Posts: 216
Loc: Wallasey
I understand all the disadvantages of car finance and the huge hole in your pocket it creates but it's something my sister is looking at doing.

She recently applied at carcraft but was decline due to her age (19)

She is on the electoral roll, has a small amount of good credit History (ie, contract phone) and a driving license.

Can anyone suggest a place where she may be able to get accepted.

Many thanks!
_________________________
shaunthesheep

Top
Google Ads
#782621 - 2nd Apr 2013 1:45pm Re: Where's the best place to go for car finance? [Re: ShaunTheSheep]
kamikazi Offline
Smartchild

Registered: 12th Jul 2010
Posts: 493
Loc: Wallasey
Try for a personal loan at the bank first, if you've got cash then you can buy from anyone....including privately.

More choice of cars, also she wont be subjected to Payment Protection, Gap Insurance, Extended warranties, and a whole host of other associated stuff she may not want or need.

Most car salesman will try and sell you finance at a higher percentage rate, this is usually negotiable, dont answer the question how much can you afford each month? They could offer an affordable deal but with a subprime company who will be lending at a higher interest rate.

If she has failed clearance with a reputable lender it may be worthwhile getting her Credit History checked, just in case there is a mistake or something at the property she is registered at that may have been overlooked or is out of date and needs removing.

Money SuperMarket is pretty good at finding finance options.

Happy Hunting

K

Top
#782626 - 2nd Apr 2013 1:56pm Re: Where's the best place to go for car finance? [Re: ShaunTheSheep]
DeanoBirko Offline
Wise One

Registered: 12th Oct 2011
Posts: 783
Loc: Birkenhead
Other choice is to get a credit card with an interest free period and pay it off before the end of the period. Its an interest free loan.

Top
#782646 - 2nd Apr 2013 3:59pm Re: Where's the best place to go for car finance? [Re: ShaunTheSheep]
cazzy78 Offline
Addict

Registered: 16th Sep 2012
Posts: 210
Loc: wallasey
I got a car from stoneacre,they are really helpful there and they try getting you finance with several finance companies.

Top
#782703 - 2nd Apr 2013 7:19pm Re: Where's the best place to go for car finance? [Re: ShaunTheSheep]
pepe26 Offline
Member

Registered: 3rd Mar 2009
Posts: 65
Loc: wirral
Try sainsburys bank 4.5 last time I looked don't assume you won't get credit from the mainstream

Top

Moderator:  StuyMac 
Random Wirral Images

Click to View Topic.
Newest Topics
Gawthorpe Hall
by diggingdeeper
12:28 AM
Freemasonry unwrapped
by Tait1969
08:21 PM
Little Boy Blue
by cools
06:58 PM
New Brighton Big Wheel
by cools
23rd Apr 2017 9:29pm
3 Bed House Wallasey area wanted
by lauren_lfc89
23rd Apr 2017 7:34pm
For Sale & Free
For sale - 2 tickets for Shawn Mendes
by nirvanaflower
Yesterday at 05:38 PM
New born baby items
by fruitcake
Yesterday at 01:47 PM
3 Bed House Wallasey area wanted
by lauren_lfc89
23rd Apr 2017 7:34pm
Kacher hose
by GingerTom
20th Apr 2017 8:54pm
For sale ...crown green bowling sets
by jabber_Ish
20th Apr 2017 3:45pm
Featured Member
Registered: 13th Oct 2012
Posts: 14653
Newest Members
loubie343, windsail, Hollyange, Smitton, Jundy
12283 Registered Users
Today's Birthdays
No Birthdays
New Wirral Info
Gawthorpe Hall
by diggingdeeper
12:28 AM
Freemasonry unwrapped
by Tait1969
08:21 PM
Data Entry from Home
by Peter0787
20th Apr 2017 1:04pm
scrap meta
by johncon
14th Apr 2017 5:49pm
Kentwell Hall
by granny
12th Apr 2017 10:45am
News : New Topics
New Brighton Big Wheel
by cools
23rd Apr 2017 9:29pm
Found - cycle computer / speedo
by philmch
23rd Apr 2017 1:35pm
Police Camera Van Smashed
by diggingdeeper
22nd Apr 2017 3:47pm
Jehovahs Witnesses outlawed in Russia.
by fish5133
21st Apr 2017 12:00am
No.10 Announcement at 11.15am
by granny
18th Apr 2017 10:59am
New Enthusiast Forums
Little Boy Blue
by cools
06:58 PM
The Durrells
by granny
23rd Apr 2017 6:39pm
Windows 10 latest "Creators" Update
by diggingdeeper
22nd Apr 2017 6:36pm
Shibani
by cools
22nd Apr 2017 2:52pm
Honeysuckle
by granny
22nd Apr 2017 1:15pm
(Views 24hrs)Trending Newest Topics
Little Boy Blue 102
New born baby items 46
Freemasonry unwrapped 37
Fakes Docs 13
Gawthorpe Hall 7
Wirral Sunrise Sunset
Sunrise Tue 5:48am
Sunset Tue 8:32pm
Local Time Tue 9:38am
WikiWirral Can . . . .
Advertising Click me
To Advertise with
Wikiwirral Click Me