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#769096 - 16th Feb 2013 7:32pm Need short term loan,what is best way to get one?
Patchthedog Offline
Member

Registered: 10th Jul 2011
Posts: 53
Loc: Wirral
Hi,need 70 to 100 ASAP,can pay back in few weeks,can't extend overdraft/ask family,are payday loan type things dodgy??,what can I do,must be legit and safe ways??

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#769104 - 16th Feb 2013 8:02pm Re: Need short term loan,what is best way to get one? [Re: Patchthedog]
Sneezy Offline
Veteran

Registered: 24th Jan 2010
Posts: 704
Loc: Moreton (Missing New Brighton)
Have you got anything you can pawn....it's a cheaper way of borrowing than going to a possible loan shark !!

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#769107 - 16th Feb 2013 8:14pm Re: Need short term loan,what is best way to get one? [Re: Patchthedog]
DavidB Offline
Wiki Guide

Registered: 7th Dec 2003
Posts: 5599
Loc: Bebington, Wirral
TBH, Wonga is pretty reasonable, if you borrow 100 and pay back next week, you will only pay about 10 pounds interest. They have 2000% APR because APR is rated interest for the whole year. You say few weeks - try the quote thing, it tells you how much you will pay back which won't be a lot as it's very short term.

BTW, I don't work for Wonga.
_________________________
"C20 LET bang"

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#772116 - 25th Feb 2013 10:01pm Re: Need short term loan,what is best way to get one? [Re: Patchthedog]
SteveF92 Offline
Newbeee

Registered: 18th Oct 2012
Posts: 12
Loc: New Brighton
You can get a loan from your local jobcentre.

No Interest.

Depending on how much you get, you will only have to pay 10 a week back. I did it and i pay 5 a week (JSA) and i got 400 off them.

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#772151 - 26th Feb 2013 7:19am Re: Need short term loan,what is best way to get one? [Re: DavidB]
j_demo Online   Know_it_all
Forum Addict

Registered: 4th Nov 2011
Posts: 1873
Loc: Wallasey/New Brighton
Originally Posted By: DavidB
TBH, Wonga is pretty reasonable, if you borrow 100 and pay back next week, you will only pay about 10 pounds interest. They have 2000% APR because APR is rated interest for the whole year. You say few weeks - try the quote thing, it tells you how much you will pay back which won't be a lot as it's very short term.

BTW, I don't work for Wonga.

i agree with this

i have used wonga before in the past, and they have 'promo codes' which waiver 5.50 of the charges too.

so to borrow 100 over say 7 days, you often end up paying back no more than 110 as DavidB said

all the numbers on the ads look shifty, but they check out. i can vouch for them.

again, i don't work for wonga lol

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#772312 - 26th Feb 2013 6:03pm Re: Need short term loan,what is best way to get one? [Re: Patchthedog]
beehive Offline
Smartchild

Registered: 3rd Aug 2012
Posts: 445
Loc: merseyside
The money shop 25 on every 100, and you don't have to pay back in full. Wonga are about 40 every 100. Wonga is crap smile

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