WikiWirral is where great friendships are made.
Forum Stats
12285 Members
65 Forums
73039 Topics
985328 Posts
47 posts in the last 24hrs
Max Online: 7831 @ 8th Apr 2013 4:18pm
Who's Online - Click Me
81 registered (11kendo, 17 invisible), 1587 Guests and 331 Spiders online.
Key: Admin, Global Mod, Mod
Social Media : Follow Us


(Views 7days)This Weeks Most Read
Police Camera Van Smashed 589
Windows 10 latest "Creators" Update 368
New Brighton Big Wheel 324
STREET MAPS 322
How worried should we be? 285
Homing Pigeon 262
Historic tours of Ellesmere Port 241
The Durrells 220
Little Boy Blue 219
Garden Waste Bins 216
New General Forums
Death penalty --to Paradise !
by venice
26th Apr 2017 12:54pm
Tory manifesto for the NHS
by casper
26th Apr 2017 11:06am
Fakes Docs
by snowshoes
25th Apr 2017 12:27am
Happy birthday snowshoes
by lollipop
23rd Apr 2017 9:39am
New Wirral History
STREET MAPS
by Paternoster21
22nd Apr 2017 10:54am
Historic tours of Ellesmere Port
by Paternoster21
22nd Apr 2017 7:53am
whetstone lane boxing club
by oldbirkonian1
19th Apr 2017 6:34pm
Where was Wirral underground munitions factory?
by yoller
19th Apr 2017 10:01am
Memories or the chronicles of Birkenhead - Gamlin
by derekdwc
13th Apr 2017 12:03pm
Forum Tips
Photo Gallery Forums
New Brighton Big Wheel
Birkenhead Transport Museum 24th Feb 2017
Topic Replies
Rock Lane West Crash - Road Closed
by lansyp
Maxi Cosi Tobi car seat 30
by Greenwood
11:01 PM
Garden Waste Bins
by granny
10:22 PM
Homing Pigeon
by rossie
09:17 PM
Whitehall shut down
by eddtheduck
08:32 PM
Windows 10 latest "Creators" Update
by techgran
08:20 PM
Police Camera Van Smashed
by Madge
10:12 AM
How worried should we be?
by casper
09:56 AM
Ribes
by Greenwood
09:23 AM
April
M Tu W Th F Sa Su
1 2
3 4 5 6 7 8 9
10 11 12 13 14 15 16
17 18 19 20 21 22 23
24 25 26 27 28 29 30
Recent Posts : What's On ?
Gawthorpe Hall
by diggingdeeper
26th Apr 2017 3:16pm
Dunham Massey
by techgran
14th Apr 2017 12:57pm
Topic Options
Rate This Topic
#676075 - 14th Mar 2012 7:47pm New car - need help with mods!
Bench Offline
Enthusiast

Registered: 7th May 2011
Posts: 174
Loc: Bromborough
Just bought a new corsa breeze hi-torq 1998 1.4 model today. Will be picking it up at the weekend but unsure as to what comes as standard on this model and what is classed as a modification? It has a spoiler-style trim and lexus lights. Obviously the lights are modified but what classification does this come under for the insurance? And is the spoiler standard on this model? Thanks!

Top
Google Ads
#676080 - 14th Mar 2012 8:01pm Re: New car - need help with mods! [Re: Bench]
j_demo Online   Know_it_all
Forum Addict

Registered: 4th Nov 2011
Posts: 1874
Loc: Wallasey/New Brighton
if it's not standard, it's classed as "modified" it's best to be as honest as possible or your insurance will be void.

Top
#676102 - 14th Mar 2012 9:06pm Re: New car - need help with mods! [Re: Bench]
Bench Offline
Enthusiast

Registered: 7th May 2011
Posts: 174
Loc: Bromborough
Yes I know the lights are modified but don't know what category they come under for the insurance. And as for the spoiler trim I think it comes as standard but just wanted verification on that

Top
#676155 - 14th Mar 2012 11:24pm Re: New car - need help with mods! [Re: Bench]
Salmon Online   content

Forum Addict

Registered: 8th Oct 2011
Posts: 1747
Loc: Wallasey
As Jawide says you must tell the insurers exactly what has been done and make sure they record it on the documents or they can just deny knowledge of mods and reject any claims. Hopefully you won't have any but better safe than sorry.

Top
#676172 - 15th Mar 2012 1:37am Re: New car - need help with mods! [Re: Bench]
ukcable Offline


Registered: 15th Mar 2012
Posts: 2
Loc: West Wirral
When you insure you will be asked the details regarding the car (generally you input the reg no. and it will find all these details automatically), then you will be asked about any modifications. It is vitally important to get these right, something as simple as the lights being changed can be the difference between a payout and no payout. The insurance companies are a business and are looking to make money, as such, following an accident etc they are looking for any excuse not to payout.
In my experience (as a young driver) having lexus lights and a bonnet scoop (fitted when I bought my car) added 30% to my premium and it was far cheaper to buy original parts from the scrappy than pay the extra.
Do your homework and check various comparison sites before insuring.

Top

Moderator:  StuyMac 
Random Wirral Images

Click to View Topic.
Newest Topics
Garden Waste Bins
by granny
10:55 AM
Ribes
by locomotive
26th Apr 2017 9:16pm
Rock Lane West Crash - Road Closed
by diggingdeeper
26th Apr 2017 3:10pm
Homing Pigeon
by rossie
25th Apr 2017 10:23am
Gawthorpe Hall
by diggingdeeper
25th Apr 2017 12:28am
For Sale & Free
Maxi Cosi Tobi car seat 30
by Greenwood
11:01 PM
iPad mini 16gb white
by lau2908
26th Apr 2017 12:57pm
iPad 2 16gb white wifi
by lau2908
26th Apr 2017 12:56pm
galaxy note 3
by lau2908
26th Apr 2017 12:55pm
Whyte 802 mountain bike
by j_demo
26th Apr 2017 12:07am
Featured Member
Registered: 8th Nov 2011
Posts: 331
Newest Members
BritSol, errynbeattie, loubie343, windsail, Hollyange
12285 Registered Users
Today's Birthdays
Pete_Robbo (36)
New Wirral Info
Garden Waste Bins
by granny
10:55 AM
Homing Pigeon
by rossie
25th Apr 2017 10:23am
Gawthorpe Hall
by diggingdeeper
25th Apr 2017 12:28am
Freemasonry unwrapped
by Tait1969
24th Apr 2017 8:21pm
Data Entry from Home
by Peter0787
20th Apr 2017 1:04pm
News : New Topics
Whitehall shut down
by eddtheduck
05:42 PM
Rock Lane West Crash - Road Closed
by diggingdeeper
26th Apr 2017 3:10pm
How worried should we be?
by venice
26th Apr 2017 8:35am
New Brighton Big Wheel
by cools
23rd Apr 2017 9:29pm
Found - cycle computer / speedo
by philmch
23rd Apr 2017 1:35pm
New Enthusiast Forums
Ribes
by locomotive
26th Apr 2017 9:16pm
Little Boy Blue
by cools
24th Apr 2017 6:58pm
The Durrells
by granny
23rd Apr 2017 6:39pm
Windows 10 latest "Creators" Update
by diggingdeeper
22nd Apr 2017 6:36pm
Shibani
by cools
22nd Apr 2017 2:52pm
(Views 24hrs)Trending Newest Topics
Garden Waste Bins 216
Whitehall shut down 77
Wirral Sunrise Sunset
Sunrise Fri 5:41am
Sunset Fri 8:37pm
Local Time Fri 5:19am
WikiWirral Can . . . .