Things I would change...........
I would of worked less hours and spent more time with my dad
Not getting involved with people who walked all over me
Regret not starting my own hairdressing business
It's never too late Sarah. You can do what ever you want.
I find myself rarely agreeing with Peanut.
This is not one of those times.
I have a full time job and I also run a small business, lunchtimes, after work, weekends, via my iPhone - whenever it needs some attention.
My advice on starting a business is pretty simple and is something others have disagreed with me about for a fair old time now...
"Take something that someone else does and do it better".
People tell me all the time that the secret to success is finding something that nobody else has thought of, but that's not easy in this day and age. If you can be better than the competition then you're sorted.
Your other half is good with cars, from what I've heard, have him sort it. If it is money that is an issue then spend a little less shopping
- you're a self-confessed shopaholic and you told me money is no object the other night.
Go to your bank with a business plan, they ARE lending to the right people.
Anyway, I am going off topic, do I have any regrets?
Sure, when I turned 18 I took my life savings of £20k and I spunked every last penny on a car, and subsequent modifications to that car. I wish I'd got myself an old classic, paid much less on insurance, running costs, buying it etc. I wish I'd not lost £12k on that car in 2 years. I wish I'd used the money to do something more constructive like travelling, or buying my first buy-to-let property. If I'd have been more sensible back then I may be in a much better position now. £12k + the rest of the car running costs is a lot to lose when you're 18-20 and studying!
But I didn't.
I think I set myself back a good couple of years in doing so.
Education/uni/job wise, no regrets.
I'm currently in the process of trying to pass on my experience to my 19 year old brother who, upon receipt of this £20k gift, wants to buy a car.
Nobody ever listens, so perhaps that's another regret, not listening to my parents. Sometimes they DO know best.