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#545915 - 12th Jul 2011 5:42pm Motor Legal Protection
paxvobiscum Offline
Forum Addict

Registered: 31st May 2011
Posts: 1131
Loc: Upton
In error Motor Legal Protection has been left on my re-newed Car Insurance Policy. It is optional, and is 25.99.

Before I phone up to amend the Policy, can any Wiki member let me know if it is wise to pay this, as I am not sure of the benefit if I had to make an insurance Claim. Many thanks.

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#545982 - 12th Jul 2011 7:50pm Re: Motor Legal Protection [Re: paxvobiscum]
diggingdeeper Offline

Wiki Master

Registered: 9th Jul 2008
Posts: 10801
Loc: Birkenhead
In my experience its not worth paying, when I have been involved in accidents the supplied service was less than minimal.

Depends what it covers, if its just "uninsured losses" then there is no point in paying it, you can get your own solicitor at no cost to you who will probably do a much better job.
_________________________
In a time of universal deceit - telling the truth is a revolutionary act. George Orwell

When the debate is lost, slander becomes the tool of the loser. Socrates

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#546067 - 12th Jul 2011 10:21pm Re: Motor Legal Protection [Re: paxvobiscum]
Wiggi77 Offline
Old Hand

Registered: 2nd Oct 2010
Posts: 376
Loc: Liscard
25.99 seems quite dear for motor legal protection. I normally pay around 15, I'd say it's worth taking it out, then there is no running round with solicitors the insurance company just sort everything for you. Just my view but I like an easy life lol. I've had two non fault claims and everything was sorted out without me doing anything

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#546069 - 12th Jul 2011 10:24pm Re: Motor Legal Protection [Re: paxvobiscum]
diggingdeeper Offline

Wiki Master

Registered: 9th Jul 2008
Posts: 10801
Loc: Birkenhead
Wiggi - did you get any uninsured losses reimbursed? I've had at least 3 non-faults and never received a penny, in two cases I wasn't even given the opportunity to list them.
_________________________
In a time of universal deceit - telling the truth is a revolutionary act. George Orwell

When the debate is lost, slander becomes the tool of the loser. Socrates

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#546073 - 12th Jul 2011 10:45pm Re: Motor Legal Protection [Re: paxvobiscum]
Wiggi77 Offline
Old Hand

Registered: 2nd Oct 2010
Posts: 376
Loc: Liscard
Do you mean the like of personal injuries and loss of earnings if so yes, both times they got a personal injury claim for me and reimburse any loss of earnings.

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#546074 - 12th Jul 2011 10:50pm Re: Motor Legal Protection [Re: paxvobiscum]
diggingdeeper Offline

Wiki Master

Registered: 9th Jul 2008
Posts: 10801
Loc: Birkenhead
Ah, that's my mistake - I didn't go for personal injury, just identifiable costs.
_________________________
In a time of universal deceit - telling the truth is a revolutionary act. George Orwell

When the debate is lost, slander becomes the tool of the loser. Socrates

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#546212 - 13th Jul 2011 1:27pm Re: Motor Legal Protection [Re: paxvobiscum]
DavidB Offline
Wiki Guide

Registered: 7th Dec 2003
Posts: 5634
Loc: Bebington, Wirral
Not worth it, it's sold as part of a policy and you can cancel it, just like that free for 3 months life insurance thing.
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"C20 LET bang"

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#546518 - 13th Jul 2011 10:58pm Re: Motor Legal Protection [Re: DavidB]
paxvobiscum Offline
Forum Addict

Registered: 31st May 2011
Posts: 1131
Loc: Upton
I decided to cancel it, which I did today. Thanks for all your responses which helped me make up my mind.

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