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Joined: Dec 2008
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Originally Posted by jimbob
there are injury's that make you lose time from work and there are minor injury's that fall with in the make a claim, make a claim group. These are the same as the whip lash crowd who claim when you roll into the back of there car because you where looking at a text on your mobile.


Well don't look at text on your phone when you are driving, it could be a kid you hit not the back of another vehicle. I'd claim more than whiplash.
nono


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If it's likely to affect you for any period of time, then do it, without question.

But to be honest, im getting sick and tired of people who the minute they have an accident, they play the claim game, and its about time the government cracked down on the legalities of it. Let's be honest, we all hurt ourselves from time to time, have things fall on us etc, and think nothing of it. Outside of the workplace, it's almost seen as macho to just get on with it. But as soon as someone see's the possibility of ££££££'s, the whole philosophy seems to change!

It's always the same story, no matter how small or minor the injury is, people advise "get down to A&E or similar so it is made official" - and in 99% of cases, waste the NHS's time for nothing, other than to screw an employer out of money. And then when it comes to claiming, it's always "play-act the extent to which the injuries affected your life" etc...

I worked in the industry part-time when I was 18 for about 6 months as favour to a mate, as a side-job, during which time I became an assistant manager and was responsible for a small team of door-door and shopping centre reps.

Let's just say, the amount of fraud in the industry is absolutely shocking, and id hazard a guess that 9/10 of the claims we were processing, were guaranteed to be fraudualent, however it was not our job to distinguish, it was ClaimsUK and a couple of independent solicitors. At least 60% of all claims were accepted, and when we went to visit the locations of accidents and the people, and cross-check their stories etc, you could just tell they were chatting bubbles and highly exaggerating things.

Anyway, as Andy says, just get on with it, when I was an IT engineer, I cut my fingers quite a few times on sharp components and surfaces inside computers, even tripped over a wire on one occasion which had been left across the floor when it should'nt have been, by one of the bosses, you just learn to get on with it, id never have dreamed of claiming.

If it really does adversely affect your life, get the claim in there, but don't make the company annoyed or try to cost them money for the sake of a cut head etc.

Liability insurance etc may protect the company, but the true likelyhood is, the premiums will rise. And beware of any claims companies and/or solicitors, their job is to "sell" you their product, and their product is to fight your corner in court and get you compensation so they will earn their money.

A company may not sack you for claiming against them, this is illegal, but they may hold a grudge against you and not be half as lenient on you as they may have been had you not claimed against them. They may also restrict your future opportunities within the company, and whilst you may want to take them to a tribunal over any prejudiced action you feel they have taken against you, it's up to you to prove they did do it, and not them to prove they didnt.

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I still don't understand where the clams come into this... think

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Originally Posted by Snooze
I still don't understand where the clams come into this... think


You've come out of your shell snooze.


God help us,
Come yourself,
Don't send Jesus,
This is no place for children.


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Originally Posted by bert1
Originally Posted by Snooze
I still don't understand where the clams come into this... think


You've come out of your shell snooze.
Yes bert, I had to, to go to work.

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I dropped a cup on my foot whilst reading a post on the wiki forum.

Can I sue Mark?

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Your post Paul made me spit boiling hot tea over my hands and the keyboard in laughter.

Great post...but Im suing you for the 3rd dgree burns I received as a result


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Pmsl. I'll put a claim in too, nearly choked on me drink!

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Originally Posted by PaulWirral
I dropped a cup on my foot whilst reading a post on the wiki forum.

Can I sue Mark?


Probably got more chance of marking Sue
wink

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Originally Posted by MGCraig
Your post Paul made me spit boiling hot tea over my hands and the keyboard in laughter.

Great post...but Im suing you for the 3rd dgree burns I received as a result


NO!! As Mr Loophole, Ive found a floor in your fraudulent claim! If the tea was so hot, why didnt it burn your mouth think

...saying that though I may get work to sue Mark for my lack of productivity raftl


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Originally Posted by MattLFC
But to be honest, im getting sick and tired of people who the minute they have an accident, they play the claim game,


I hate it, I'd never try to claim money off anyone unless I was crippled and seriously couldn't work another day. It's an automatic reaction to try and claim - this was totally unheard of 10 - 20 years ago, until the claimers started having a go at the council for dodgy paving stones, and now you can claim against anyone for literally anything.
Making a claim for something as trivial as banging your head as a fair portrayal of how greedy society has got - it's going to get to a point where the only thing on TV is that reject Grrr from the Bill on compensation adverts, while everyone is hating each other because the colour of the curtains from the house over the road is giving you a complex.
It's only 300 quid, get a grip.


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Quote
Let's just say, the amount of fraud in the industry is absolutely shocking, and id hazard a guess that 9/10 of the claims we were processing, were guaranteed to be fraudualent, however it was not our job to distinguish, it was ClaimsUK and a couple of independent solicitors. At least 60% of all claims were accepted, and when we went to visit the locations of accidents and the people, and cross-check their stories etc, you could just tell they were chatting bubbles and highly exaggerating things.


It's a long time since you've been 18/19. A lot has changed in the past few years so this is an untrue statement IME. A lot of insurance companies investigate claims. I know that the Firm I work in go through each claim with a fine tooth comb. At the end of the day, it's our reputation that is on the line if we do have any fraudulent claims. We pride ourselves on the fact that we don't have any.

That said, I'm not saying it doesn't go on, but there are much stricter regulations in place now and more in the pipeline.


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They don't always get it right though. Remember I put a claim in, genuine, and got turned down but they gave me a "discretionary grant" of 20 quid. They squealed like a piggy when I stopped all my business with them, I used to have building and contents, car insurance, life insurance, endowments all with the same company, and I had been with them for years without claiming a penny. Sod 'em all.


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sorry but i think some people have missed the point here.we are all entitled to go to work without risk of injury or death. if during the course of your duties you are injured by an appliance FALLING off a wall STRIKING you on the head and causing INJURY requiring any sort of hospitalisation then you should definitely claim for compensation. not only will the company be more vigilent in future in regards of further injury but you could prevent the death of a collegue.
not only accidents should be reported but also near misses , where although injury hasn't occured it could have. it has been proven that for every x amount of near misses reported a death is avoided.

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well an update on the situation. i have had a really painful neck now for 4 weeks. with no signs of letting up. so i think i did the right thing in claiming. ive also been getting sharp pains in the bottom of my back which the doctor thinks could be nerve damage i have to go and see a specialist on friday to confirm this.

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