WikiWirral 13yrs online 24/7 365 days a year.
Forum Stats
12329 Members
65 Forums
73257 Topics
989216 Posts
63 posts in the last 24hrs
Max Online: 7831 @ 8th Apr 2013 4:18pm
Who's Online - Click Me
67 registered (alan128, 12 invisible), 1343 Guests and 327 Spiders online.
Key: Admin, Global Mod, Mod
Social Media : Follow Us


(Views 7days)This Weeks Most Read
Finsbury Park mosque. 1240
Bexit Offer for EU Citizens 324
Washing machine 255
Range Rover P38A Air Suspension Help Needed 195
Loving Home Wanted For 3 Cats. 146
Loving Home Wanted For 3 Cats. 145
Benefit Cap is Unlawful 120
Deja Vu, Lightning Strikes Thrice, Groundhog Day 113
Ant and Dec 105
VW t4 fixed side window replacement 101
New General Forums
Deja Vu, Lightning Strikes Thrice, Groundhog Day
by fish5133
22nd Jun 2017 7:38pm
Ant and Dec
by cools
18th Jun 2017 2:11pm
Another Scam
by Excoriator
18th Jun 2017 10:00am
Happy birthday Ste
by Dilly
12th Jun 2017 7:54am
New Wirral History
Round the Wirral with a movie camera[1934]
by snowhite
16th Jun 2017 2:03pm
Bascule Bridge
by Sufee
6th Jun 2017 9:09pm
Pathe news short - merseytunnel 1934
by oldpm01
5th Jun 2017 1:57pm
1878 Post Office Directory of Cheshire query
by derekdwc
1st Jun 2017 10:41pm
Bakery at 275 Poulton Road 1925 onwards
by JAFitz
30th May 2017 8:59pm
Forum Tips
Photo Gallery Forums
wirral from Liverpool big wheel
New Brighton Big Wheel
Topic Replies
Finsbury Park mosque.
by Beethoven
Bexit Offer for EU Citizens
by granny
11:27 PM
Loving Home Wanted For 3 Cats.
by lincle
12:03 PM
60 KG Weights set & exercise bars FOR SALE 40 !!
by GaryFromWirral
10:25 AM
What song are you listening to?
by snowhite
23rd Jun 2017 11:37pm
Where In The Wirral Is It??
by Mark
23rd Jun 2017 1:25pm
VW t4 fixed side window replacement
by lansyp
23rd Jun 2017 10:22am
Unilever's Power Stations
by Jimbo620
23rd Jun 2017 8:18am
Benefit Cap is Unlawful
by RUDEBOX
22nd Jun 2017 7:37pm
June
M Tu W Th F Sa Su
1 2 3 4
5 6 7 8 9 10 11
12 13 14 15 16 17 18
19 20 21 22 23 24 25
26 27 28 29 30
Recent Posts : What's On ?
Shotwick - Old And New (Hall and Solar Farm)
by diggingdeeper
18th Jun 2017 11:41am
Sefton Park
by diggingdeeper
17th Jun 2017 7:28pm
Topic Options
Rate This Topic
#364215 - 8th Nov 2009 10:05pm Insurance issue
Snodvan Offline

Forum Addict

Registered: 19th Mar 2008
Posts: 1279
Loc: Wallasey Village
Advice wanted please

My car was rear ended recently. I was stationary at the time having been stopped because of an accident in front. Not a huge amount of damage because it is a tough car (Land Rover). The other one was a proper mess! My insurer has said their approved garage will do whatever is needed and under the insurance terms I will get a car to use while the repair is being done. They have confirmed my NCB will not be affected.

The issue is that my 12 year old Landy cannot have a big value. Any advice on how to ensure that the insurers do not decide to write off my Landy? I need it and why the heck should I have to suffer because some other daft bugger was not watching where they were driving?

Snod
_________________________
5 Precepts of Buddhism seem appropriate. Refrain from taking life. Refrain from taking that which is not given. Refrain from misconduct. Refrain from lying. Refrain from intoxicants which lead to loss of mindfulness

Top
Google Ads
#364216 - 8th Nov 2009 10:10pm Re: Insurance issue [Re: Snodvan]
Tony_1985 Offline

Forum Master

Registered: 19th Aug 2006
Posts: 2421
Loc: Ellesmere Port
If its only a small amount of damage and not damaged the floor pan of you car in any way, it should only be a Cat D write off at most

which means you will be able to get it back and repair it for minimal cost without having to get a VIC test from VOSA/DVLA

Because its a 12 year old vehicle, unfortunately it is likely that this will happen

It's just a waiting game with the Insurers i'm afraid

Top
#364312 - 9th Nov 2009 12:26pm Re: Insurance issue [Re: Tony_1985]
Snodvan Offline

Forum Addict

Registered: 19th Mar 2008
Posts: 1279
Loc: Wallasey Village
Had the underside etc checked today and no damage there. The only damage is to the tailgate itself - which needs to be replaced. Technically it could be straightened/ filled etc but the local guy says that from a labour point of view that would not be economic compared to a new tailgate (or if pushed good secondhand). Repair cost for new quoted at 660. The repairer organised by the insurers will charge a lot more than that I suspect.

Snod
_________________________
5 Precepts of Buddhism seem appropriate. Refrain from taking life. Refrain from taking that which is not given. Refrain from misconduct. Refrain from lying. Refrain from intoxicants which lead to loss of mindfulness

Top
#364927 - 11th Nov 2009 9:49pm Re: Insurance issue [Re: Snodvan]
mandi83 Offline
Newbeee

Registered: 15th Oct 2009
Posts: 11
Loc: bromborough
I wrote my car off a few years ago, (skidded on ice, landed in some traffic lights, not completly my fault), the damage was literally bodywork, told my insurance company at the time that I wanted to buy the car back and get it repaired myself.
Took quite abit of pursuasion, spoke to the fella who checked the car over (for the insurance company) and was told the list of parts I needed to find, because of the age of the car ('93, but only had 40,000 on the clock) he put it down as cat D.

Bought it back for 100, the parts came through at a few hundred, and labour about the same. It worked out that I paid out what the insurance company gave me for the accident.
There is a site that sends an email out with all your parts on and if anyone (scrappies) have them then they contact you.
For me, because my car wasn't really very common, my seconds came from a scrappy in london! But I've had my car 3 and a half years since the accident, and had I spent that money on getting another 2nd hand car, it would never have lasted me this long!

Top

Moderator:  StuyMac 
Random Wirral Images

Click to View Topic.
Newest Topics
Bexit Offer for EU Citizens
by granny
23rd Jun 2017 9:38am
Benefit Cap is Unlawful
by RUDEBOX
22nd Jun 2017 7:37pm
VW t4 fixed side window replacement
by Mike72
22nd Jun 2017 8:00am
Range Rover P38A Air Suspension Help Needed
by Martin1943
20th Jun 2017 8:06pm
Loving Home Wanted For 3 Cats.
by DavidC
20th Jun 2017 8:32am
For Sale & Free
Washing machine
by GingerTom
20th Jun 2017 9:05pm
22" full 1080p hd and freeview tv
by monsterz4
20th Jun 2017 8:50pm
Apple TV box the 1gen
by monsterz4
20th Jun 2017 8:48pm
42 lf smart tv
by stumpyduck
20th Jun 2017 8:15pm
Wanted roof box
by monsterz4
19th Jun 2017 10:32am
Featured Member
Registered: 30th May 2008
Posts: 444
Newest Members
DaveAitch, Fairz87, mikerobbo84, Robbo1960, Gwhiz03
12329 Registered Users
Today's Birthdays
woofie (55)
New Wirral Info
Shotwick - Old And New (Hall and Solar Farm)
by diggingdeeper
15th Jun 2017 10:19pm
Sefton Park
by diggingdeeper
15th Jun 2017 10:02pm
Property Law
by lau2908
14th Jun 2017 8:04pm
van driver needed
by futurepast
14th Jun 2017 7:34pm
Sailing volunteers
by dogsbrain
14th Jun 2017 4:31pm
News : New Topics
Bexit Offer for EU Citizens
by granny
23rd Jun 2017 9:38am
Benefit Cap is Unlawful
by RUDEBOX
22nd Jun 2017 7:37pm
Finsbury Park mosque.
by Beethoven
19th Jun 2017 11:42am
Grenfell Tower - Notting Hill
by diggingdeeper
14th Jun 2017 5:13am
Manchester airport
by Dilly
9th Jun 2017 6:01pm
New Enthusiast Forums
VW t4 fixed side window replacement
by Mike72
22nd Jun 2017 8:00am
Range Rover P38A Air Suspension Help Needed
by Martin1943
20th Jun 2017 8:06pm
Loving Home Wanted For 3 Cats.
by DavidC
20th Jun 2017 8:32am
Loving Home Wanted For 3 Cats.
by DavidC
18th Jun 2017 6:02pm
Code reader
by madrob
16th Jun 2017 9:09am
(Views 24hrs)Trending Newest Topics
Wirral Sunrise Sunset
Sunrise Sun 4:44am
Sunset Sun 9:45pm
Local Time Sun 11:39am
WikiWirral Can . . . .