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I earn to much money on job seekers #293389
20th Feb 2009 12:56pm
20th Feb 2009 12:56pm
Joined: Jan 2005
Posts: 8,795
Tranmere
Wheels Offline OP
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Wheels  Offline OP
Wiki Veteran
Joined: Jan 2005
Posts: 8,795
Tranmere
I am so p!ssed off right now.

Just been to try get help (again) with the rent side of things on my house and I have been offered 5 odd every 2 weeks!

They say I earn too much on my job seekers allowence (60 something quid a week) to get paid any more than 5 odd. What a absolute joke!

I have worked for gods knows how many years and paid all my NI and Tax and for what? for sod all.

My monthly outgoings are 1200+ before food,petrol etc etc..

I have just about survived up to now since early Dec on money I had saved and was owe'd.

once my next mortgage payment comes out on the 26th this month I will have no money left at all and then companys will try take money out my account that is not there and I will be charged by my bank for each of them. I just want to vent my fustration out by writing this thread and say how sh!t this country really is.

The Government NEEDS to change and help people out more.

60 too much? F # C K Off!

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Re: I earn to much money on job seekers [Re: Wheels] #293393
20th Feb 2009 1:15pm
20th Feb 2009 1:15pm
Joined: Aug 2008
Posts: 8,620
Second Circle of Hell.
Wench Offline

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Wench  Offline

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Second Circle of Hell.
I know how you feel Wheels. The only thing I can suggest you do is approach your mortgage lender and ask if you can go on an interest only repayment plan for a month or 3. Let all the other companines know what is going on too. Cancel any direct debits that you have so that they cannot attempt to take it out and you won't get charged then.

I know it's hard, but try not to get blinkered by it all that you cannot see the bigger picture - that's what I did and ended up in a right royal mess! But then, having a husband that hid all the mail & ran up more debts (amongst other things) didn't help either!!



Sometimes Police Officers give more than just speeding tickets!

It�s hard to be fit as a fiddle when you�re shaped like a cello!
Re: I earn to much money on job seekers [Re: Wench] #293404
20th Feb 2009 1:35pm
20th Feb 2009 1:35pm
Joined: Jan 2005
Posts: 8,795
Tranmere
Wheels Offline OP
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Wheels  Offline OP
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Tranmere
I spoke to my mortgage people and they can change it to interest only for a fee of 55, it will only reduce it 70!. then I have to pay another 55 to put it back frown

I have 2 job interviews next week so fingers crossed. they are crap jobs with crap pay too but im hoping tax credits will help me out.

I need to upgrade my bank account anyway so I might do that 2morro and get my money paid in there and have my mortgage come out of it too. then close my other account until I get letters from the direct debitors and then hopefully I will have a job and I can give them my new bank details.. what do you think?

it might buy me a bit of time and ill have an excuse because I upgraded my account?

Re: I earn to much money on job seekers [Re: Wheels] #293406
20th Feb 2009 1:47pm
20th Feb 2009 1:47pm
Joined: Aug 2008
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Second Circle of Hell.
Wench Offline

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Wench  Offline

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I can't see it being a problem hon. The other way round it is to go on card payments (not card meters) instead of DD for certain things.

I'll keep my fingers crossed for you with the interviews - neither you nor Debs need the extra stress of all this at the moment.


Sometimes Police Officers give more than just speeding tickets!

It�s hard to be fit as a fiddle when you�re shaped like a cello!
Re: I earn to much money on job seekers [Re: Wench] #293408
20th Feb 2009 1:55pm
20th Feb 2009 1:55pm
Joined: Jan 2005
Posts: 8,795
Tranmere
Wheels Offline OP
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Wheels  Offline OP
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I dont have any way of paying via cards? My house is a new build.

hmm

Re: I earn to much money on job seekers [Re: Wheels] #293430
20th Feb 2009 3:07pm
20th Feb 2009 3:07pm
Joined: Jul 2008
Posts: 13,575
Birkenhead
diggingdeeper Offline

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diggingdeeper  Offline

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Birkenhead
I think your frustration is caused by knowing you are entitled to more than this, but just don't know how you are supposed to claim it.

All the rules and regs used to be open for all to see, these days all you get are heaps of little pamphlets which tell you s*d all.

Citizens advice will probably find a way of increasing your benefits.

I am so sorry my country is letting you down, I am embarassed and ashamed.


The further you are down the pay scale, the more 'essential' you are when the s--- hits the fan... Sue Farbysmith 2020

Insults are engendered from vulgar minds, like toadstools from a dunghill - Charles Caleb Colton

We don't do charity in Germany, We pay taxes. Charity is a failure of governments' responsibilities - Henning Wehn
Re: I earn to much money on job seekers [Re: Wheels] #293435
20th Feb 2009 3:31pm
20th Feb 2009 3:31pm
Joined: Aug 2008
Posts: 8,620
Second Circle of Hell.
Wench Offline

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Wench  Offline

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Posts: 8,620
Second Circle of Hell.
Originally Posted by Wheels
I dont have any way of paying via cards? My house is a new build.

hmm


You can pay gas, elec and water by card - you can pay weekly or fortnightly, that way you may be able to juggle your finances.

Try the CAB like has been suggested too - they can quite often find things that you are entitled to.



Sometimes Police Officers give more than just speeding tickets!

It�s hard to be fit as a fiddle when you�re shaped like a cello!
Re: I earn to much money on job seekers [Re: Wench] #293441
20th Feb 2009 4:02pm
20th Feb 2009 4:02pm
Joined: Feb 2009
Posts: 516
Bromborough
uggla Offline
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uggla  Offline
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Posts: 516
Bromborough
good luck wheels with the job interviews.

uk can really suck


[Linked Image]
Re: I earn to much money on job seekers [Re: uggla] #293457
20th Feb 2009 4:56pm
20th Feb 2009 4:56pm
Joined: Jul 2008
Posts: 9,995
Back of the wardrobe
MissGuided Offline

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MissGuided  Offline

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Back of the wardrobe
Hey Wheels, just wanted to say good luck for the interviews. I know how stressful it can be when everyone is knocking on your door for money. Try to think positive - easier said than done - but don't let the bstrds grind you down.



Re: I earn to much money on job seekers [Re: MissGuided] #293480
20th Feb 2009 5:59pm
20th Feb 2009 5:59pm
Joined: Oct 2008
Posts: 500
Birkenhead
xxbad_babexx Offline
Smartchild
xxbad_babexx  Offline
Smartchild
Joined: Oct 2008
Posts: 500
Birkenhead
hey guys n girls i have n interview 2moz for jobseekers allowence 2morrow does anyone know what i have to take with me


Welcome To My World happy




Re: I earn to much money on job seekers [Re: xxbad_babexx] #293486
20th Feb 2009 6:07pm
20th Feb 2009 6:07pm
Joined: Jan 2005
Posts: 8,795
Tranmere
Wheels Offline OP
Wiki Veteran
Wheels  Offline OP
Wiki Veteran
Joined: Jan 2005
Posts: 8,795
Tranmere
I now have 3 interviews for 4 jobs next week lol.

Re: I earn to much money on job seekers [Re: Wheels] #293488
20th Feb 2009 6:09pm
20th Feb 2009 6:09pm
Joined: Feb 2009
Posts: 516
Bromborough
uggla Offline
Smartchild
uggla  Offline
Smartchild
Joined: Feb 2009
Posts: 516
Bromborough
nice one wheels fingers crossed only been unemployed once and i hated it was in the recession in the 90s


[Linked Image]
Re: I earn to much money on job seekers [Re: Wheels] #293489
20th Feb 2009 6:09pm
20th Feb 2009 6:09pm
Joined: Oct 2008
Posts: 500
Birkenhead
xxbad_babexx Offline
Smartchild
xxbad_babexx  Offline
Smartchild
Joined: Oct 2008
Posts: 500
Birkenhead
lmao lol thats bad i have 1 tomorrow at 9:40 in the morning frown so i have to drag my body out off bed not fair hehehe


Welcome To My World happy




Re: I earn to much money on job seekers [Re: Wheels] #293491
20th Feb 2009 6:10pm
20th Feb 2009 6:10pm
Joined: Jan 2009
Posts: 184
bidston
chrissie77 Offline
Enthusiast
chrissie77  Offline
Enthusiast
Joined: Jan 2009
Posts: 184
bidston
good luck wheels thumbsup

Re: I earn to much money on job seekers [Re: xxbad_babexx] #293492
20th Feb 2009 6:10pm
20th Feb 2009 6:10pm
Joined: Aug 2006
Posts: 2,422
Ellesmere Port
T
Tony_1985 Offline

Forum Master
Tony_1985  Offline

Forum Master
T
Joined: Aug 2006
Posts: 2,422
Ellesmere Port
Things to take to a JSA First Appointment:

Identification - usually photographic or birth certificate.

Identification - letter with your name on at address provided at time of application.

P45 - from prev job, if you have one.

Prev Wage Slips - usually only if you have a part time job which is low enough for you to be eligible for JSA.

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