WikiWirral is where great friendships are made.
Forum Statistics
Forums65
Topics76,352
Posts1,033,280
Members14,560
Most Online16,551
Feb 2nd, 2024
Who's Online Now
12 members (ArranGirl13, 3 invisible), 7,886 guests, and 533 robots.
Key: Admin, Global Mod, Mod
Top Posters
sunnyside 45,164
MattLFC 22,315
Mark 21,269
granny 17,788
_Ste_ 16,345
Newest Members
Kalena1962, rattus, Lisrush, Emotecreative, ArranGirl13
14,560 Registered Users
New General Forums
New Wirral History
Tall Brick Chimneys
by diggingdeeper - 16th Mar 2024 11:56am
D.I.Y. / Building Shop
by mharford91 - 3rd Mar 2024 8:53pm
1970's Murder in Central Park, Wallasey
by cutespam - 4th Aug 2018 10:28am
Old Hall in Higher Bebington
by Rhoobarb - 25th May 2010 5:55pm
Oleo Works
by Ducko - 14th May 2008 3:09pm
Top Posters(30 Days)
granny 14
casper 13
bri445 4
Topic Replies
Facial recognition coming in supermarkets?
by diggingdeeper - 27th Mar 2024 3:50pm
Bolts at Bebington Road
by diggingdeeper - 27th Mar 2024 2:33am
Hot Spot Chippie Broadway
by Excoriator - 26th Mar 2024 7:57pm
Tall Brick Chimneys
by diggingdeeper - 26th Mar 2024 5:43pm
Lost river (Well, brook really)
by diggingdeeper - 26th Mar 2024 3:09am
Old Hall in Higher Bebington
by diggingdeeper - 24th Mar 2024 5:58pm
Netflix 3 Body Problem.
by BultacoAstro - 22nd Mar 2024 8:04am
Wisper electric bike. 36v .
by Dilly - 21st Mar 2024 7:36pm
This is Elvis
by GingerTom - 21st Mar 2024 9:27am
March
M T W T F S S
1 2 3
4 5 6 7 8 9 10
11 12 13 14 15 16 17
18 19 20 21 22 23 24
25 26 27 28 29 30 31
Top Likes Received (30 Days)
cools 1
Kylix 1
Top Likes Received
bert1 14
Mark 4
Gibbo 3
Previous Thread
Next Thread
Print Thread
Page 1 of 2 1 2
Joined: Nov 2003
Posts: 12,002
StuyMac Offline OP
Wiki Master
OP Offline
Wiki Master
Joined: Nov 2003
Posts: 12,002
Originally Posted by Pistonheads

Fines are cheaper than insuring your car;



It's enough to make most decent-minded motorists' blood boil. But the AA says the penalties for drivers not taking out insurance are just not severe enough.

Put simply, it's still cheaper for drivers not to bother insuring their motor and take the risk of being caught and taking a court fine.

Research from Direct Line released last month revealed that there are 1.5 million uninsured drivers on the UK's roads. Now the AA say fines for uninsured drivers averaged £182 in 2006, while the majority of car insurance policies cost in the region of £1,000. Low-cost second-hand cars also make driving without insurance an attractive option to motorists.

A spokesman for the AA said: "There is a lot of car confiscation and car crushing that goes on for uninsured drivers." But, he added, that the prospect does not appear that bad "when you can pick up a car for £500 or £600 pounds which is cheaper than the insurance policy".

Insured drivers face extra costs of between £30 and £50 due to uninsured motorists.


What If There Were No Hypothetical Questions?
Google Ads
Joined: Jul 2008
Posts: 10,000
Awesome
Wiki Master
Offline
Awesome
Wiki Master
Joined: Jul 2008
Posts: 10,000
Maybe they should just crush the drivers - that'll teach them! hammer

Joined: Nov 2003
Posts: 12,002
StuyMac Offline OP
Wiki Master
OP Offline
Wiki Master
Joined: Nov 2003
Posts: 12,002
think

Would deffo put an end to it raftl


What If There Were No Hypothetical Questions?
Joined: Aug 2006
Posts: 2,423
Forum Master
Offline
Forum Master
Joined: Aug 2006
Posts: 2,423
yeah, lol

most uninsured drivers get 6pts and a £250 fine (once the court fees are added)

Joined: Oct 2007
Posts: 1,113
Forum Addict
Offline
Forum Addict
Joined: Oct 2007
Posts: 1,113
TBH yup we are still getting the unisured drivers out there..but LOADS lees than there used to be.
Mostly its people who have a) forgotten to renew their cover or b) driving 3rd party on their own comprehensive insurance...and not covered cuz they are under 25.
or c) the direct debit has bounced and the policy has been cancelled as a result.
Less and less people are knowingly driving without insurance...FACT
Added to which our bosses are really climbing into vehicle seizure figures and wanting more and more.

Added to which we are gonna be lifting cars for no MOT very soon..next couple of months i think..
you have be warned!



Mustang
Joined: Aug 2006
Posts: 2,423
Forum Master
Offline
Forum Master
Joined: Aug 2006
Posts: 2,423
warnings always gratefully recieved by all matey

Joined: Apr 2006
Posts: 12,369
Likes: 1
Wiki Master
Offline
Wiki Master
Joined: Apr 2006
Posts: 12,369
Likes: 1
think only £250.... might aswell stop paying my £200 a month insurance then grin


Autowirral.co.uk - The Northwest's Biggest forum of Motoring Enthusiasts.
Cruisewirral.com - The Northwest's Biggest forum of Modified Car Enthusiasts.
Joined: Aug 2006
Posts: 2,423
Forum Master
Offline
Forum Master
Joined: Aug 2006
Posts: 2,423
dont let Audi see that

he'll have you for that comment

Joined: Apr 2006
Posts: 12,369
Likes: 1
Wiki Master
Offline
Wiki Master
Joined: Apr 2006
Posts: 12,369
Likes: 1
withthat nono doh


Autowirral.co.uk - The Northwest's Biggest forum of Motoring Enthusiasts.
Cruisewirral.com - The Northwest's Biggest forum of Modified Car Enthusiasts.
Joined: Jul 2008
Posts: 10,000
Awesome
Wiki Master
Offline
Awesome
Wiki Master
Joined: Jul 2008
Posts: 10,000
I think maybe the police force needs to develop a giant foot with which to stamp on the little scrotes who knowingly dodge insurance. You could dangle it from the police helicopter.

[Linked Image]

Joined: Apr 2006
Posts: 12,369
Likes: 1
Wiki Master
Offline
Wiki Master
Joined: Apr 2006
Posts: 12,369
Likes: 1
raftl


Autowirral.co.uk - The Northwest's Biggest forum of Motoring Enthusiasts.
Cruisewirral.com - The Northwest's Biggest forum of Modified Car Enthusiasts.
Joined: Nov 2007
Posts: 211
Addict
Offline
Addict
Joined: Nov 2007
Posts: 211
The fine is not the problem, more the 6 points that come along with it, for new drivers that means resitting there test, and the older ones only have 2 chances

Joined: Nov 2007
Posts: 211
Addict
Offline
Addict
Joined: Nov 2007
Posts: 211
The fine is not the problem, more the 6 points that come along with it, for new drivers that means resitting there test, and the older ones only have 2 chances

Joined: Dec 2003
Posts: 5,683
Wiki Guide
Offline
Wiki Guide
Joined: Dec 2003
Posts: 5,683
Surely not? I got done for having no insurance when I bought my car a while ago (driving it back! Unlucky!). IT was a nightmare. Got 6 points and fine, and insurance is nearly impossible to get and is fooking expensive!

Insurers are taking massive advantages over the compulsory laws.
There should be a minimum third party which costs 10 - 20 pounds per month.


"C20 LET bang"
Joined: Nov 2003
Posts: 12,002
StuyMac Offline OP
Wiki Master
OP Offline
Wiki Master
Joined: Nov 2003
Posts: 12,002
Insurance - is a form of risk management primarily used to hedge against the risk of a contingent loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium.

Unfortunatly, the greater the risk, the more you will have to pay, and insurance most cover minor bumps to major addicents where millions have to be paid out.

There should be no excuse for no insurance, and surely 6 points and a fine is better than the prison sentence should anything really happen and you dont have the cover.... think


What If There Were No Hypothetical Questions?
Page 1 of 2 1 2

Moderated by  Mod 

Link Copied to Clipboard
Random Wirral Images

Click to View Topic.
Newest Topics
Facial recognition coming in supermarkets?
by Excoriator - 27th Mar 2024 10:52am
Hot Spot Chippie Broadway
by Excoriator - 26th Mar 2024 7:57pm
Bolts at Bebington Road
by Excoriator - 23rd Mar 2024 9:48am
Netflix 3 Body Problem.
by BultacoAstro - 22nd Mar 2024 8:04am
Tall Brick Chimneys
by diggingdeeper - 16th Mar 2024 11:56am
For Sale & Free
Wisper electric bike. 36v .
by Dilly - 21st Mar 2024 7:36pm
This is Elvis
by GingerTom - 17th Mar 2024 2:37pm
Member Spotlight
diggingdeeper
diggingdeeper
Wirral
Posts: 14,343
Joined: July 2008
Today's Birthdays
There are no members with birthdays on this day.
New Wirral Info
Facial recognition coming in supermarkets?
by Excoriator - 27th Mar 2024 10:52am
Hot Spot Chippie Broadway
by Excoriator - 26th Mar 2024 7:57pm
Bolts at Bebington Road
by Excoriator - 23rd Mar 2024 9:48am
Get your Money Tree ready
by keef666 - 22nd Mar 2023 12:27pm
Restaurant/pub with outdoor seating - Bromborough
by CarterUSM - 7th Aug 2020 7:59pm
News : New Topics
Gaza
by diggingdeeper - 29th Oct 2023 9:28am
Lost river (Well, brook really)
by Excoriator - 10th Sep 2019 8:50am
New Enthusiast Forums
Netflix 3 Body Problem.
by BultacoAstro - 22nd Mar 2024 8:04am
Xbox
by TudorBlue - 3rd Mar 2024 8:48pm
Wiper mechanism needed
by Peter0787 - 20th Feb 2024 4:07pm
Popular Topics(Views)
5,067,823 WIKI WALK CHAT
4,013,760 Spotted!
Powered by UBB.threads™ PHP Forum Software 7.7.5