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#230259 22nd May 2008 10:16am
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Ive just been messing around...doing my usual.."Pretend I have a car and get Car Insurance for it" sorta game (boring yes)..

Ive Just got a cheaper quote for a 1.3 Nissan Micra Super S than my current 1.0L.....with the exact same details....0 years no claims....an accident last year...

£719 Fully Comp

Im paying £800+ as we speak

WHY?????


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MGCraig #230260 22nd May 2008 10:17am
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Its cheaper on dif days mate,

One day you will do it and it will be loads, Do it the next day and it might be cheaper lol.

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Im seriously considering getting a 1.3 lump now...and dropping that in....

The 1.3 Micras are ridiculously quick for what they are...and if I can get one with gearbox...bye bye Clutch Problem thumbsup

At the Rally other week...there was a fella in a 1.3 Micra Rallycar...with 130 bhp !! With Impreza front discs....damn rapid


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MGCraig #231206 25th May 2008 11:59am
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i just got a quote for a 1.9 td peugeot 405 as thats wot i had b4 i got banned result for 3rd party f&f 2yr ban an im 20

£3309 is that good or bad???

Andy13 #231207 25th May 2008 12:00pm
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How old are you ?

I think thats fooking high how ever old you are lol

EDIT

Just seen you said your 20 lol sorry

Last edited by Civic_Coupe_Sean; 25th May 2008 12:02pm.
Andy13 #231208 25th May 2008 12:01pm
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hahaaaaaaaaaaaarrrrrrrrrrrr

your screwed mate


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_Ste_ #231209 25th May 2008 12:06pm
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for a start andy lad you live in seacombe! insurance rates are thru the roof for that place.
wtf? DONT tell your insurance you`ve been banned! just doing that puts 1500 quid on straight away.

use another addy for the insurance, wallasey village, the oval area is your best bet if you know any1 round there.


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_Ste_ #231212 25th May 2008 12:23pm
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Originally Posted by Totopop
for a start andy lad you live in seacombe! insurance rates are thru the roof for that place.
wtf? DONT tell your insurance you`ve been banned! just doing that puts 1500 quid on straight away.

use another addy for the insurance, wallasey village, the oval area is your best bet if you know any1 round there.


but if eith of these 'methods' are used you will have invalid insurance


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too late now he`s already told em so its on file.
lucky for me i have a trade policy so no more hefty insurance policys for meeee and as many cars as i want smile


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_Ste_ #231261 25th May 2008 4:24pm
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just out of interest how much does your tarde policy cost?


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Andy13 #231271 25th May 2008 4:51pm
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Originally Posted by Andy13
£3309 is that good or bad???

about right

basically, you're screwed for 5 about years being 20 with a 2 year ban.

I'm fooked with mine too, 3 points, 1 claim, 20 y/o - £190 a month.

Craig, are mods declared on your current insurance? Migh be that 1.0 micras have more written off that the 1.3



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BMW Joe #231323 25th May 2008 7:37pm
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insurance on my Golf R32
26 yrs old
0 yrs no claims
no accidents / convictions
garaged
limited mileage


tpft: £596 per month


thank god for my traders policy

cost £2300 a year for me and my dad , fully comp , to drive anything up to the value of £45,000

there not easy to get tho you sometimes have to show proof of being in the trade like accounts or references ect


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Originally Posted by exploding_penguin
just out of interest how much does your tarde policy cost?


Last year it was a 1000 a year, this year its 750 quid wink

goto here clicky tell em you want a trade policy and you trade from home wink


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Putin khuilo
BMW Joe #231326 25th May 2008 8:08pm
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Nope....nothing declared..in their eyes...its still a 1.0L Nissan Micra Wave hahahaha...

When we got the the quote after the accident...it was originally 1200....but my dad paid on Credit card....for an entire year....so they dropped it to 800 think


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MGCraig #231383 25th May 2008 10:17pm
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jason24v6
Unregistered
jason24v6
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J
£300 Fully Comp on me probe. can have up to five cars and another
4 drivers on it joyride

Last edited by jason24v6; 25th May 2008 10:17pm.

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