Forums Forums Wirral Information Law And Your Rights Help with Debt Problems

I got in to financial problems a few years back and believe me they will try every trick in the book .My advice to anyone experiencing any problems, ie debt or companies hassling them go to the .C.A.B. They take over the whole thing for you ,contact the companies, negotiate on your behalf and in the case of the above posts tell em where to go and believe me they listen :>

cheers Jonno

To me this is simple.....Play dumb....report the "malicious" phone calls to the police/Bt and force these cowboys hand. If they come after you then use the letters as Mark has said.

You could then counter sue for stress and harrassment.

you'd need legl advise on that but that seams a realistic option.

i had some baliffs coming for a debt from the lad who used to live in the flat i was renting in newcastle, they were a little nasty with me but my bro was visiting and threatened to carve them up ( i am the baba of the family ) and told the lads straight i was not who they wanted and the debt was over six years so they had the choice of fooking off with all their teeth still in place or having a trip to the dentist pre arranged for them, they then threatened my bro that they would return with the police to which my bro said they best get a warrant to enter the premises as a baliffs letter only covers the name of the person they are chasing

moral of the story, have someone elses id registered at that address and they can do fook all

http://www.xcellweb.net/downloads

Office 11 is Office 2003

Thanks Matty. is that an image that I have to burn, then install?

Get Alcahol from the same URL and then use that, Office is an image, but you can mount it using Alcahol so no need to burn.

Aktiv Kapital (uk)
Unbeliveable they have now sent another letter i will scan and post it later, now offering %50 reduction in the debt...

Ive contacted a solicitor friend and he has told me to ignore it,
and take it to the Trading Standards as there demand is almost misleading. I might have to do what Jonno said and that is to go the CAB to get them to call them off as there doing my cake in.

I will post it and give more history to it, to hopefully help others, or even show how ruthless they can be not just Aktiv Kapital but probably more and more of them out there.

Okay this is a reply i sent to them in December 2007,
which is a cut down of Template M.
Sent By Registered post.


My Template - Click me

And just as im starting to forget about them i get this one.
Saying i can pay only %50 in 28 days. lol
So from Bailiff type letters i'm now being offered half price.

Febs Discount Click Me

And the advice i was given from a friendly solicitor of mine ish...



Bare in mind every case and situation can be different and the
advice will differ but i want to show you and i hope i'm right
what lengths these debt companies will go to even if the debt
is not yours and they cant get it from you legaly anyway.

Basically they harass you to death so you give in.
Hello i'm Mr Stubbon

Ha haaaa I have a new letter to scan and show you pmsl...

I took Jonno39 advice and went to the Citizens Advise.
They want me to see one of there solicitors as its very close
to the wire. I just have to ignore there letters until i have
seen there advisor about the 15th of April.

And from the advise ive been given, and the way the new one
is written, they cant do anything to get this money from me
except pester me, which i hope the citizens advice will
put an end too.

Will Scan and Post tomorrow

the unfortunate thing is, not everyone is as vigelant, they receive a payment notice throug hthe door and many would just pay it without a second thought.... even without all the awareness programs etc... still, it's 1 less for them to take advantage of i guess

me and chiccy have had hassle from these people too over some one purchasing carpets and furniture on our address. the person that did it used to live here.... so... i spent some time doing some investigating, found out where the scumbag was living. Sent his address to aktiv capitol and went to the police and told them too.. they then went after him for fraud too...

This is the march letter.

Ive now lost my 50% discount.

Click on the link below

"We are trying to help you clear the amount you are due"

Are you sure this is for real because it is a very poorly written letter

Now i have been reassured that they can not do anything about it
i find it comical reading between the lines lol