WikiWirral 16yrs online 24/7 365 days a year.
Forum Statistics
Posts1,028,087
Topics75,595
Members13,514
Forums65
Posts in last 24hrs7
Most Online14,906
Nov 23rd, 2019
Who's Online Now
39 registered members (11 invisible), 1,414 guests, and222 spiders.
Key: Admin, Global Mod, Mod
Social Media : Follow Us


Popular Topics(Views 7days)
53 toy
32 Woody
New General Forums
George Carlin
by BultacoAstro. 10th Sep 2020 9:00am
Our Earth
by granny. 8th Sep 2020 10:02am
The Moon Landing ?
by BultacoAstro. 29th Aug 2020 4:58pm
Harry McGuire.
by casper. 28th Aug 2020 11:15am
New Wirral History
St Andrews Square
by MIKE6570. 22nd Sep 2020 5:22pm
Stage-Coach Timetables in 1830's
by mikeeb. 19th Sep 2020 4:05pm
Birkenhead Trams 1876
by mikeeb. 17th Sep 2020 3:38pm
WHAT PUB
by derekdwc. 12th Sep 2020 12:51pm
365 Crown Vaults 34 Watson Street
by mikeeb. 1st Sep 2020 5:05pm
Forum Tips
Photo Gallery Forums
Boaty McBoatface takes shape
The gathering storm: Mersey waterfront today
Topic Replies
21 Angel Inn 1 Beckwith Street 1 Camden Street
by bert1. 23rd Sep 2020 5:20pm
Woody
by lincle. 23rd Sep 2020 1:57pm
Coronavirus
by granny. 23rd Sep 2020 10:56am
A Childhood in Birkenhead
by joney. 23rd Sep 2020 10:22am
St Andrews Square
by bert1. 22nd Sep 2020 6:15pm
70 Arab Arms
by sunnyside. 22nd Sep 2020 12:59pm
toy
by sunnyside. 22nd Sep 2020 12:55pm
Stage-Coach Timetables in 1830's
by mikeeb. 22nd Sep 2020 12:12pm
Our Earth
by granny. 21st Sep 2020 11:22pm
September
M T W T F S S
1 2 3 4 5 6
7 8 9 10 11 12 13
14 15 16 17 18 19 20
21 22 23 24 25 26 27
28 29 30
Recent Posts : What's On ?
Previous Topic
Next Topic
Print Topic
Rate Topic
Insurance - Write Off #208073
19th Feb 2008 10:17am
19th Feb 2008 10:17am
Joined: Nov 2003
Posts: 21,231
Wirral
Mark Offline OP

Wiki Master
Mark  Offline OP

Wiki Master
Joined: Nov 2003
Posts: 21,231
Wirral
Insurance - Write Off

[Linked Image]

[Linked Image]

Unfortunately the Missus was hit from behind. joyride
And unknown to me is this horrible equation ?

If the Repairs of your car cost %50 of its value or more,
then it is no longer financially viable to repair.

i.e.
Car = 1,000
Repairs = 501
= Possible Write off omg

In English your car is declared a "Write Off" by your insurance
company. Baring in mind the Insurance Repair book is massively
inflated with there prices. So if you were an estimator "joe Blogs"
your estimate for the repairs would be well under what the insurance company
would recommend as a repair estimate.

Currently our car is in the garage and being assessed by our insurers as its very close
to "Not Financially viable as a repair" or Written off frown
Our Insurance assessor has to make the decision as its a close call.

I have pictures of the underneath which is pushed in quite a bit
as the bumper etc.. just spring back and look normal.

To make this worse !
I'm 14 days or the end of this month away from protecting my 4 Years No Claims frown
But the other driver has admitted full liability. (Phew).

I'm currently awaiting the decision about what happens.
Will it be a "Write off" or "Repairable" under the insurance?

Fingers crossed and legs i say.
As ive just had all the cam belts and bushes done at crimbo. cry


My Avatar images are all from the Wirral Gallery.Click Me
Wow Wirral History is coming along Great! Wirral History

we get +200 new members a month now smile
Google Ads
Re: Insurance - Write Off [Re: Mark] #208074
19th Feb 2008 10:20am
19th Feb 2008 10:20am
Joined: Dec 2003
Posts: 8,019
my house
Sanchez Offline

Wiki Veteran
Sanchez  Offline

Wiki Veteran
Joined: Dec 2003
Posts: 8,019
my house
Gutted mate, buy a jdm civic and join the honda world !hope the missus is ok


Uncertainty or not knowing causes depression, Im happy because I know I'm going to die one day!
Re: Insurance - Write Off [Re: Sanchez] #208075
19th Feb 2008 10:22am
19th Feb 2008 10:22am
Joined: Nov 2003
Posts: 21,231
Wirral
Mark Offline OP

Wiki Master
Mark  Offline OP

Wiki Master
Joined: Nov 2003
Posts: 21,231
Wirral
Its me no claims i'm worried about, i can get another missus lol

( She's fine ) smile


My Avatar images are all from the Wirral Gallery.Click Me
Wow Wirral History is coming along Great! Wirral History

we get +200 new members a month now smile
Re: Insurance - Write Off [Re: Mark] #208076
19th Feb 2008 10:27am
19th Feb 2008 10:27am
Joined: Dec 2003
Posts: 8,019
my house
Sanchez Offline

Wiki Veteran
Sanchez  Offline

Wiki Veteran
Joined: Dec 2003
Posts: 8,019
my house
pmsl, well if some one went in to you, your no claims will be safe !


Uncertainty or not knowing causes depression, Im happy because I know I'm going to die one day!
Re: Insurance - Write Off [Re: Sanchez] #208082
19th Feb 2008 10:38am
19th Feb 2008 10:38am
Joined: Nov 2003
Posts: 21,231
Wirral
Mark Offline OP

Wiki Master
Mark  Offline OP

Wiki Master
Joined: Nov 2003
Posts: 21,231
Wirral
I'm trying to read between the lines, i think i'm safe
but the insurance company sent a letter which isnt crystal clear.

But ive heard if its a write off i can buy it back?
But i wonder how that would effect my insurance?

As in its the same car,
I know what the insurance costs. But will it go up
because i want to insure a car ive bought back?


My Avatar images are all from the Wirral Gallery.Click Me
Wow Wirral History is coming along Great! Wirral History

we get +200 new members a month now smile
Re: Insurance - Write Off [Re: Mark] #208187
19th Feb 2008 5:17pm
19th Feb 2008 5:17pm
Joined: Nov 2003
Posts: 21,231
Wirral
Mark Offline OP

Wiki Master
Mark  Offline OP

Wiki Master
Joined: Nov 2003
Posts: 21,231
Wirral
Just got a call smile

Its repairable so no cost to me and the excess is waived.

Its going to take about 2 and a bit weeks to get fixed.
Nice one.

So i'm sure now my No Claims is intacked and i can protect them
in 2 weeks smile

What a relief and a con.

Bit of a learning curve there for me.


My Avatar images are all from the Wirral Gallery.Click Me
Wow Wirral History is coming along Great! Wirral History

we get +200 new members a month now smile
Re: Insurance - Write Off [Re: Mark] #208188
19th Feb 2008 5:23pm
19th Feb 2008 5:23pm
Joined: Nov 2006
Posts: 3,992
1313 Mockingbird Lane, I live ...
jonah Offline
Forum Guardian
jonah  Offline
Forum Guardian
Joined: Nov 2006
Posts: 3,992
1313 Mockingbird Lane, I live ...
happy glad ur no claims AND ur missus is ok !


[Linked Image]
http://www.myspace.com/jonah1974
stevejones74@hotmail.co.uk


"WELL MY NUTS ARE HALFWAY UP MY ASS, BUT OTHER THAN THAT I'M PERFECT.....! "
Re: Insurance - Write Off [Re: jonah] #208228
19th Feb 2008 7:34pm
19th Feb 2008 7:34pm
Joined: Dec 2006
Posts: 1,994
wirral
vw_kyle Offline
Forum Addict
vw_kyle  Offline
Forum Addict
Joined: Dec 2006
Posts: 1,994
wirral
gutted for your mark

Re: Insurance - Write Off [Re: vw_kyle] #208391
19th Feb 2008 10:21pm
19th Feb 2008 10:21pm
Joined: May 2004
Posts: 6,261
Birkenhead
C
Cali_16v Offline
Wiki Guide
Cali_16v  Offline
Wiki Guide
C
Joined: May 2004
Posts: 6,261
Birkenhead
If only i'd of seen this sooner, could of explained write offs to you.


[Linked Image]

Re: Insurance - Write Off [Re: Cali_16v] #208406
19th Feb 2008 10:35pm
19th Feb 2008 10:35pm
Joined: Aug 2005
Posts: 5,253
Wirral
Pomp Offline

Forum Veteran
Pomp  Offline

Forum Veteran
Joined: Aug 2005
Posts: 5,253
Wirral
Glad everythings fine, few.

Re: Insurance - Write Off [Re: Cali_16v] #208589
20th Feb 2008 10:39am
20th Feb 2008 10:39am
Joined: Nov 2003
Posts: 21,231
Wirral
Mark Offline OP

Wiki Master
Mark  Offline OP

Wiki Master
Joined: Nov 2003
Posts: 21,231
Wirral
Originally Posted by Cali_16v
If only i'd of seen this sooner, could of explained write offs to you.
Dont Hold Back wink


My Avatar images are all from the Wirral Gallery.Click Me
Wow Wirral History is coming along Great! Wirral History

we get +200 new members a month now smile
Re: Insurance - Write Off [Re: Mark] #211180
22nd Feb 2008 6:11pm
22nd Feb 2008 6:11pm
Joined: Nov 2003
Posts: 21,231
Wirral
Mark Offline OP

Wiki Master
Mark  Offline OP

Wiki Master
Joined: Nov 2003
Posts: 21,231
Wirral
Got a letter today saying that it wont effect my no
calims bonus etc.. And the Excess of 250 has been waived.

And took out new insurance with new company esure
as they were now the cheapest listing a "No Fault" smile


My Avatar images are all from the Wirral Gallery.Click Me
Wow Wirral History is coming along Great! Wirral History

we get +200 new members a month now smile
Re: Insurance - Write Off [Re: Mark] #211184
22nd Feb 2008 6:12pm
22nd Feb 2008 6:12pm
Joined: Oct 2007
Posts: 1,113
wirral
Beemertastic Offline
Forum Addict
Beemertastic  Offline
Forum Addict
Joined: Oct 2007
Posts: 1,113
wirral
result.....


Mustang

Moderated by  Mod 

Random Wirral Images

Click to View Topic.
Newest Topics
Woody
by lincle. 23rd Sep 2020 1:57pm
St Andrews Square
by MIKE6570. 22nd Sep 2020 5:22pm
Stage-Coach Timetables in 1830's
by mikeeb. 19th Sep 2020 4:05pm
Dorothea Quarry Aug 2020
by KevinFinity. 18th Sep 2020 9:45pm
cat found,Wallasey
by doggod. 17th Sep 2020 8:55pm
For Sale & Free
toy
by sunnyside. 22nd Sep 2020 12:55pm
Wanted Bultaco Astro Or Pursang 360 Model 104
by BultacoAstro. 13th Sep 2020 10:39pm
Wooden Single Bed, Headboard, Mattress and Drawer
by rhoobarb2002. 12th Sep 2020 5:07pm
Vauxhall Alloy Wheels - Astra, Corsa, Zafira etc.
by j_demo. 12th Sep 2020 2:44pm
2x2 seater leather sofas recliner
by paul110180. 7th Sep 2020 8:18am
Member Spotlight
Norton
Norton
Wallasey
Posts: 741
Joined: September 2011
Show All Member Profiles 
Newest Members
Mikey54, calltutors, RyanEvans, mange1827, Stephen_59
13514 Registered Users
Today's Birthdays
No Birthdays
New Wirral Info
Van carpet fitter
by Gibbo. 17th Sep 2020 9:16am
Tower road. Birkenhead and now Dock road
by keef666. 6th Sep 2020 1:53pm
Enjoy the street theatre!
by Excoriator. 5th Sep 2020 3:50pm
Laminate flooring
by casper. 4th Sep 2020 6:33pm
Road resurfacing 2020
by keef666. 20th Aug 2020 8:30am
News : New Topics
Award for Corbyn ???
by granny. 27th Aug 2020 10:41pm
Casper Specials
by granny. 23rd Aug 2020 5:39pm
When Damascus Falls !
by granny. 13th Feb 2020 11:12pm
Coronavirus
by cools. 30th Jan 2020 5:38pm
Brexit Transition
by diggingdeeper. 19th Mar 2018 2:50pm
New Enthusiast Forums
Woody
by lincle. 23rd Sep 2020 1:57pm
Dorothea Quarry Aug 2020
by KevinFinity. 18th Sep 2020 9:45pm
cat found,Wallasey
by doggod. 17th Sep 2020 8:55pm
Spring fitting required
by gerrymoore. 17th Sep 2020 9:20am
Customer Is Always Right
by BultacoAstro. 3rd Sep 2020 12:19pm
Popular Topics(Views 24hrs)
32 Woody
Wirral Sunrise Sunset
Sunrise Wed 7:01am
Sunset Wed 7:07pm
Local Time Wed 6:13pm
Powered by UBB.threads™ PHP Forum Software 7.6.1.1